Hello guys,

I’m setting up an ecommerce website in 2020.

What’s the easiest and most straightforward way to accept card payments on a website (both local and international).

I’m looking for one with less fees and easy on-boarding process.

Please advise
Thanks

Interswitch WebPay...

etrange:
Interswitch WebPay...

Thank you sir for your response.

Can one accept payment from all countries and how much do they charge for unboarding, also fees per transaction.

How good is Interswitch Webpay as compared to Flutterwave?

JaySterling:
Thank you sir for your response.

Can one accept payment from all countries and how much do they charge for unboarding, also fees per transaction.

It's international. I don't know if there are blacklisted countries.

There is a one-time integration fee of N150,000 and for every subsequent successful transaction, a fee of 1.5% of the value of the transaction subject to a cap of N2,000 is charged. (i.e. for transactions below N133,333, a fee of 1.5% applies), and N2,000 flat fee (for transactions above N133,333).

You can also try Wema WebPay.

There are a lot of payment gateways but these two WebPay sub categories (Interswitch is the gateway but has many endpoints like the WebPay, etc) are highly abstracted to the extent that there are almost plug and play.

JaySterling:
How good is Interswitch Webpay as compared to Flutterwave?

We can compare Interswitch with Flutterwave (both payment gateways have reliable APIs).

However, Flutterwave does not have as many highly abstracted terminals as Interswitch. For instance, I do not think they've got a fully fledged WebPay artifact. Integrating Flutterwave to your site would, therefore, require a decent amount of API calls. This is involving but I believe it's cheaper in terms of initial amount.