You need to first find out a mortgage company that provides specialised home loan products for poor credit scorers. It can be a daunting task and help from the brokers may require. Shine Mortgages that deals in a variety of mortgage options can bring you the suitable as well as customised deal. As the income part is strong, you have better chances of approval because the finance companies focus more on repayment capacity. Show your salary slip, bank statement to prove strength on payback capacity against the loan amount. It is also advisable to improve your recent financial behaviour by paying your bills and debts on time. If you want to know more then you can visit here.