No one is praying to die unexpectedly but the obvious truth is that people die unexpectedly everyday.

As you leave your house, it's only God that knows whether you will make it home alive or not. We are not praying for the worst but we need to let at least one person in our family especially wife or children to know all the secrets of our bank accounts, ATM pins and everything they need to know in order to withdraw money from our accounts in case something happens.

Read the confession and warnings of a bank manager. After reading this, share to your husband or wife or children of the assets and money you have in bank accounts. Wives also inform your husbands.

Please read the warnings of a female bank manager.....

While talking with a female bank manager she made a scary revelation to me. She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives.

She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead without giving his permission the bank dubiously keeps silence on the money. She told me it is rampant among many businessmen, even the Christians. She revealed many instances of dead men whose families are still suffering even though they have millions stashed in their secret accounts.



She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him or even do his funeral. Whereas the man had nothing less than 60 million naira in his accounts. The banker said it got to a stage that she could no longer bear it, her conscience was pummelling her.

She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them. She also told of another story of one man who escaped death but his right hand was paralysed.

He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his own lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? So, that was how his family would have suffered in the midst of plenty.

This stupid behaviour is not reserved for wealthy men alone, even paupers who earn little too have their own complex issues. I just read on the wall of an Igbo group where a man complained of how his friend refused to release his ATM Pin Number to his wife even though there was an emergency at home, and his ATM was at home.

Many orphans and widows that are suffering today are put in that condition by their stupid dead father. Women and Retirees are not left out; someone told me how a relative of hers died and none of her relatives knew where all her properties scattered all over the world are.

Not even one house. Not even a dime in her accounts. If you knew billions unclaimed in banks belonging to selfish dead people, you would weep. Banks and Bankers grow fat on these oafs. Please do the needful now that you still have the breath to do so, of course tomorrow is pregnant and only God knows what it will deliver. A word is enough for the wise daddy and mummy.

What is your opinion on this? Does your family know all your accounts and how to withdraw money from them In case something happens?

Don't forget like and share to others. A word is enough for the wise.

On point

Hmph, this is true sha.
I never get any money wey person fit inherit sha but my immediate elder brother is my NOK (I've got three different bank accounts). Should I die today, my money must go to him, should I make it tomorrow and then die, my money must also go to him. I work hard for the both of us and whatever business I venture into, I ensure I do for him as well.
Once I get married sha the NOK thing will have to change ooooo but before then any guy I go into a relationship with won't even know all what I'm into, some don't deserve it so my brother all the way!

Bankers are the biggest fraudsters oo

Hmm...

wish I was your brother

UndauntedYOCA:
Hmph, this is true sha.
I never get any money wey person fit inherit sha but my immediate elder brother is my NOK (I've got three different bank accounts). Should I die today, my money must go to him, should I make it tomorrow and then die, my money must also go to him. I work hard for the both of us and whatever business I venture into, I ensure I do for him as well.
Once I get married sha the NOK thing will have to change ooooo but before then any guy I go into a relationship with won't even know all what I'm into, some don't deserve it so my brother all the way!

MajesticKris:
wish I was your brother

Lol, I'm sure he wouldn't trade me for anything in this world either.
You must have a beautiful family, who knows?

yeah I'm the first actually..

UndauntedYOCA:

Lol, I'm sure he wouldn't trade me for anything in this world either.
You must have a beautiful family, who knows?

Naijboy:
No one is praying to die unexpectedly but the obvious truth is that people die unexpectedly everyday.

As you leave your house, it's only God that knows whether you will make it home alive or not. We are not praying for the worst but we need to let at least one person in our family especially wife or children to know all the secrets of our bank accounts, ATM pins and everything they need to know in order to withdraw money from our accounts in case something happens.

Read the confession and warnings of a bank manager. After reading this, share to your husband or wife or children of the assets and money you have in bank accounts. Wives also inform your husbands.

Please read the warnings of a female bank manager.....

While talking with a female bank manager she made a scary revelation to me. She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives.

She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead without giving his permission the bank dubiously keeps silence on the money. She told me it is rampant among many businessmen, even the Christians. She revealed many instances of dead men whose families are still suffering even though they have millions stashed in their secret accounts.



She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him or even do his funeral. Whereas the man had nothing less than 60 million naira in his accounts. The banker said it got to a stage that she could no longer bear it, her conscience was pummelling her.

She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them. She also told of another story of one man who escaped death but his right hand was paralysed.

He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his own lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? So, that was how his family would have suffered in the midst of plenty.

This stupid behaviour is not reserved for wealthy men alone, even paupers who earn little too have their own complex issues. I just read on the wall of an Igbo group where a man complained of how his friend refused to release his ATM Pin Number to his wife even though there was an emergency at home, and his ATM was at home.

Many orphans and widows that are suffering today are put in that condition by their stupid dead father. Women and Retirees are not left out; someone told me how a relative of hers died and none of her relatives knew where all her properties scattered all over the world are.

Not even one house. Not even a dime in her accounts. If you knew billions unclaimed in banks belonging to selfish dead people, you would weep. Banks and Bankers grow fat on these oafs. Please do the needful now that you still have the breath to do so, of course tomorrow is pregnant and only God knows what it will deliver. A word is enough for the wise daddy and mummy.

What is your opinion on this? Does your family know all your accounts and how to withdraw money from them In case something happens?

Don't forget like and share to others. A word is enough for the wise.

What sort of fraudulent ethics keep banks from turning over the accounts of the diseased to his or her next of kin. If it were to be a case of indebtedness, Banks know how to start pursuing the fellow's family for recovery. This is shear wickedness.

The government should make a law that mandates banks to turn over accounts of diseased people to their next of kin. This wickedness must stop.

WizzyVine:


What sort of fraudulent ethics keep banks from turning over the accounts of the diseased to his or her next of kin. If it were to be a case of indebtedness, Banks know how to start pursuing the fellow's family for recovery. This is shear wickedness.

The government should make a law that mandates banks to turn over accounts of diseased people to their next of kin. This wickedness must stop.

A few things were involved before now.
1. There was no provision for next of kin in account opening, not until recently
2. Therefore informing just anybody the bank feel is a next of kin has lead to serious litigation in many instance.
3. Banks go after collateral in the situation of loan recovery not next of kin. No bank will ever go to a living relative to come and pay the loan of a deceased customer. But they can surely come after his assets in the possession of any living relative.

You titled your thread "how we withdraw and spend people's money - bank manager" yet I didn't find the withdrawal format in your write up.

Op u are so on point. I remember when my old baby (mum) retired, so my old baby started processing her pension money with sigma or so. So after every documents she presented to them, they started telling old baby stories upon stories. When I got to know it, I first collected her account officer's number and I put a call across to the idiot, the idiot started telling me one story to the other.
I had to send a mail to their head office in Abuja, which they replied and asked me necessary questions which I answered, could u believe that withing 3 days, the whole money was paid to my old baby.
All the financial institutions in Nigeria are dwelling on BLOOD MONEY.

UndauntedYOCA:
Hmph, this is true sha.
I never get any money wey person fit inherit sha but my immediate elder brother is my NOK (I've got three different bank accounts). Should I die today, my money must go to him, should I make it tomorrow and then die, my money must also go to him. I work hard for the both of us and whatever business I venture into, I ensure I do for him as well.
Once I get married sha the NOK thing will have to change ooooo but before then any guy I go into a relationship with won't even know all what I'm into, some don't deserve it so my brother all the way!

Mind you, nok doesn't necessarily mean who will inherit ur fortune, it's just for who to be contacted incase of any emergency or eventuality. I'm surprised that banks don't contact anyone when they know the account holder is late but if the person steals their money, they know how to contact a family member

reservd:

Mind you, nok doesn't necessarily mean who will inherit ur fortune, it's just for who to be contacted incase of any emergency or eventuality. I'm surprised that banks don't contact anyone when they know the account holder is late but if the person steals their money, they know how to contact a family member

Alright, but this is in response to what was written.

olaeffect:


A few things were involved before now.
1. There was no provision for next of kin in account opening, not until recently
2. Therefore informing just anybody the bank feel is a next of kin has lead to serious litigation in many instance.
3. Banks go after collateral in the situation of loan recovery not next of kin. No bank will ever go to a living relative to come and pay the loan of a deceased customer. But they can surely come after his assets in the possession of any living relative.

Yeah, that's correct. But, if they can go after the asset of the deceased in the hands of any living relative, they must be able to shove his financial assets into the hands of any living relative as well.

Since, the provision for next of kin is now available in account opening, this wickedness must stop.

WizzyVine:


Yeah, that's correct. But, if they can go after the asset of the deceased in the hands of any living relative, they must be able to shove his financial assets into the hands of any living relative as well.

Since, the provision for next of kin is now available in account opening, this wickedness must stop.

The accounts the manager is talking about are accounts without next of kin. Note that some banks in this country have accounts that were opened in the 70s and 80s not to even talk of 90s some of these accounts don't even have valid address.
But I sure agree with you that deceased customer with known relatives should be notified anyhow possible.

A good one

The title is misleading