have been really working on this kind of stuff for so long now, is their one their that can do that also and telephone system i can set it up for you for personal use, telephone system or IVR: sample is Telephone banking, Telephone banking: is a service provided by a financial institution, which allows its customers to perform transactions over the telephone.
Most telephone banking services use an automated phone answering system with phone keypad response or voice recognition capability. To guarantee security, the customer must first authenticate through a numeric or verbal password or through security questions asked by a live representative (see below). With the obvious exception of cash withdrawals and deposits, it offers virtually all the features of an automated teller machine: account balance information and list of latest transactions, electronic bill payments, funds transfers between a customer's accounts, etc.