32. Commercial Finance Lines:
Often used by franchisees, commercial finance lines are similar to vendor loans and are used for small ticket equipment.

33. Gofundme.com:
This is an online avenue for obtaining grants and the beauty of this medium is that such grants are not repaid. A lot of people have benefited from this site as such. Nigerians too should benefit by logging on the site for further enquiries.

From Production to Consumption

34. Purchase Order Financing:

Just like advance pay programs, purchase order financing gives you a loan based on projected future earning.

35. Supplier Guarantees:
Use a financial institution to guarantee that any receivables will be paid directly to your suppliers.

36. Margin Loan:
Margin loans aren't just for buying securities. You can get these loans with flexible repayment terms, but you have to be careful not to default, or your brokerage firm can sell your securities.

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37. Investment Bank:
Many investment banks like Stanbic IBTC have loan products that carter for small businesses and entrepreneurs.

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38. Factoring:
Account receivables factoring companies leverage your account receivables into cash, allowing you to sell open invoices.

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39. Community Development Financial Institutions:
If you are in an underserved market, you can get financing and development services from a CDFI.

40. Fan Club:

Raise money by managing a fan club for a celebrity.

41. Royalty Financing:

Sell the rights to a percentage of revenue from your business to get funds upfront.

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42. Community Loan:

Ask for micro-loans from members of your community if your business will fill a need, like a supermarket.

43. Securities-based Lending

Put your securities up on the block for short term funding.

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44. Venture Leasing:

Instead of venture capital, consider venture leasing, which is secured by equipment and doesn't require equity in the business.

45. Online Credit Search:

Online credit search services can often uncover creative sources of funding you may not have considered before.

46. Customer Financing: If a potential customer has a lot to gain from the existence of your business, ask them to finance your start-up.

47. Asset backed Loans:
Get a loan by putting up collateral, whether it's your home or existing business equipment.

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48. International banks:

Banks outside of Nigeria are often interested in profitable investments, and can benefit from exchange rate fluctuations.

Happy Sunday. Best of the weekend.

The Chemical and Production industry is a wide industry with potential to engage the teeming youths.

ASSETS

Make your assets go to work for you, and find funding in places you probably haven't considered before.

49. Sell off excess Inventory:
Clean out your equipment cabinet with a fire sale to raise some extra cash.

50. Sell off excess Inventory:

If you have got expensive equipment that you don't really need to own outright, lease the equipment out to raise money.

51. Timeshare Equipment:

If you don't need access to certain pieces of equipment all of the time, share it with others for a cost.

52. Spread Out large Expenses:

Spend slowly, and you just might find you have more funds than you think.

53. Discounted Gift Certificates

Offer N5000 in free products for every N50,000 in gift certificates purchased, and you will raise capital while expanding your customer base.