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Loan App Review - Business - Nairaland

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Loan App Review by uchemac2: 9:51am On Feb 24, 2021
Here will post loan apps and their review

1. Xcredit
Theu give you from 3k - 18k
Within the space of one week and charge 30%
But before your loan deadline reach they will call you and be treating you to make payment before the due date or they will use your bvn.....

Very unprofessional staff, very rude, very unethical
Even when you have paid your loan their automated phone will keep calling you to pay up loan that you have already paid.

Advice: if you have any other means, stay away from them, let the distance between you and their app be like from heaven to earth grin

For those that have used them, you can write your experience with them

2
Paylater
As the name implies they allow you to paylater grin
They dont pressurise you, only reminders

3
Add yours tongue
Re: Loan App Review by jom28gy(m): 10:13am On Feb 24, 2021
E Don finished
Re: Loan App Review by nifemi25(m): 10:21am On Feb 24, 2021
OPAY LOAN APP.



Only God knows when they got there staffs from. They can frustrate life out of you. All there staffs are rude. Still wondering if it was mc Oluomo that help them recruit their staffs...they will even go to the extent of threating you with all kind of things.



FAIRMONEY.


THIS loan app is good but there interest rate na die... They don't give loan easily. Once you are owning them, they can frustrate your life with calling just to retrieve there money.. They can call like 5 to 6 times in a day.. They will even send you a text that your name and BVN has been sent to loan retriever bureau.
Re: Loan App Review by uchemac2: 12:34pm On Feb 24, 2021
nifemi25:
OPAY LOAN APP.



Only God knows when they got there staffs from. They can frustrate life out of you. All there staffs are rude. Still wondering if it was mc Oluomo that help them recruit their staffs...they will even go to the extent of threating you with all kind of things.





FAIRMONEY.


THIS loan app is good but there interest rate na die... They don't give loan easily. Once you are owning them, they can frustrate your life with calling just to retrieve there money.. They can call like 5 to 6 times in a day.. They will even send you a text that your name and BVN has been sent to loan retriever bureau.



grin grin grin, may God help us in the hand on Nigerians grin
Re: Loan App Review by bigjackass: 12:54pm On Feb 24, 2021
LMAO
Re: Loan App Review by cooooooks(m): 2:58am On Feb 25, 2021
Y'all are acting like credit is safe in Nigeria.

Debt recovery is low compared to many other countries.

They have to be vicious to ensure payment.

The problem is the crazy interest rates. However, I understand the CBN is trying to force interest rates lower.
Re: Loan App Review by uchemac2: 2:14am On Feb 27, 2021
cooooooks:
Y'all are acting like credit is safe in Nigeria.

Debt recovery is low compared to many other countries.

They have to be vicious to ensure payment.

The problem is the crazy interest rates. However, I understand the CBN is trying to force interest rates lower.

Yes they have crazy rates but since they link bvn and all that they have nothing to fear as they can always trace ...
Re: Loan App Review by uchemac2: 4:20pm On Apr 18, 2021
There is a new one called Easycredit. I was told when you apply for loan before they give you the money they will call you to give you warning not to default grin.
God help us in this country
Re: Loan App Review by SavageResponse(m): 12:21pm On Apr 19, 2021
uchemac2:
There is a new one called Easycredit. I was told when you apply for loan before they give you the money they will call you to give you warning not to default grin.
God help us in this country

Why don't you set up your own company and start giving Nigerians loans on liberal terms let's see if that company will not collapse in under 3 months due to bad debts?!

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