Please help!!!
Am currently a stay at home mom not by choice... Am a tailor by profession but had to stop due to the pregnancy, who is almost due to give birth and I have a three year old daughter.
Times have changed and things are hard... I need help on how to manage 20k given to me my my husband for this month.( which is no where near the amount we usually spend before) We're a family of four, my niece is staying with us. Sometimes I feel like hubby is just holding back.... No negative comments please.

Times are indeed harder and not just hard.

U need to first praise ur husband for the little he is doing,because most people are out of job these days and u could see that with Covid and Buhari all isnt well with the economy.

However, as at is today,madam just manage whatever u could with ur husband until u give birth and may be start helping and see what u could bring to the table for the sustenance of the family.

In Nigeria of today,every hand must be on deck to help out the man in the house as u rightly say,times are hard.

Like the person above said, give kudos to him and cut your coat according to your pocket. Try to buy bulk to reduce cost. Cut out any unnecessary item, stick to the basics. For future, begin to strategize on how to improve your business against post natal. You'll be fine.