studM:


Bros I also get issues like dt 2,I don't mind private if u wnt on mine,tnx

West2019:
inbox me ur number

saphiere:
Pray over it.

nedekid:
Unfortunately you are at his mercy.
You best option is to go make wahala in his office or home. Don't go alone, If you have a military buddy willing to go along, that is a plus.
The proper thing is to sue the guy, but that is a no no. For how much naa?
Going to police nko? He has so far not committed a crime I think. Maybe you can get him to give you a post dated cheque for your balance that will bounce, then that is a crime you can use police to hold him.
As it is, if you go to police, they will give him a payment plan(at most). Half of your money will disappear.
If he is charged to court, he can say he will pay 1k a month for next 10 years!
So, your best bet is to go to do small wahala.

West2019:
inbox me ur number

Obakashdee:


You see that court pay 1k for 10 years is a very absurd way of solving issues

Same thing my dad didn’t want to take his debtors to court, na the debtor Dey even threaten my dad that if he takes him to court, anytime he tells the court he wants to Pay that’s when he will pay

blizard44:


Nwa nna,

Just like that?

I went through hell to put this money together .

I'm not a yahoo boy. I'm a thoroughbred hustler.

My hand be like sandpaper where I dey grind for the bar .

I should just let go ?

blizard44:
Hi, all.

I recently tried building a business that didn't fly .

I had partnered with someone to raise funding for a mini bus to be used for intra city transport .

The arrangement was one that I had to make a down payment of 400,000 and he will get me the vehicle after which I will repay in installments.

Long story short, after I signed the agreement papers, made the transfer and was expecting the vehicle in few days , he suddenly started acting funny.

I will call without end and he will leave the line unanswered.

Whenever he manages to pick up, it's one story of how his manager is sick or his child is dieing , so there is no way he could go to Ladipo.

I sensed that he was playing games and asked him to refund my money after three weeks of scanty and almost inexistent communication. And that's how the main drama started.

He would instruct me to forward my account number, go and meet this and go and meet that.

With bloodshot eyes , I stormed his office on Sunday and managed to wrench 225,000 from him after a laborious try.
Now , my 175,000 is suspended on heavy balloons of spurious promises .

---

I have been thinking of going to the police but nothing will come out of it considering how entwined he is with the local police force .

When push comes to shove, I'm aware they might direct that he pay me over the next ten years in coins and cowries .l .

But I don't want that.

---

The other option is to go there and do werey. To exert physical force . But im security go overpower me. And I don't leave without a fight. So it will be bloody.

One of the topics from Islamic section on the front page admonishes against anger and enjoins us to brood over the possible consequences of our intended actions.

So, this one too has Kleg.

---

Have you ever been in my shoe ?

What do you suggest I do?

The money in question is my home and abroad.
My last card!

And a confrontation will sooner or later ensue.

How do I go about this with minimal friction and prompt response from him?

Princewell2012:


I can bet you that plan won't work again he might even end up collecting a serious beaten on top his money

Sicilyjoe:
Someone is owning me close to 400k and she is doing me turn turn, I don't know if can use a shrine to recover my money any solution

savanto:



This may not work for every debtor as many Nigerian are deities themselves, they aren’t afraid of threats.
I have a lot of them owing me huge sums but the energy to go after them is what I lack. I have used police for some but it didn’t work, instead I kept spending more money.

All these I have seen.

vesselchino:
Wow first to comment since seun invented nairaland
My ba3 is down to 1%. But I'll give you tips on how to Abeg App recover your money from debtor.
Firstly, you have to

ictjobber:
Lending money to a Nigerian is human, collecting it back is divine

ArewaFanatic:


I do work in a new generation bank sir as a customer service officer and can very well tell you that your suggestion is dead on arrival. Put in simpler words, it will not work. At best, Op would be asked to report the case at a local police station with the assurance that "the bank would render any assistance law enforcement agencies may need throughout the course of their investigations". I have used this "sweet line" myself to politely turn down requests similar to this one. It is not a bank's business to launch fraud investigations simply because a deal went south.
Dear Op, your bank is not a solution. Dont waste your time going there over this. I pray you do recover your money via some other means.

Aimolatunde1:
I have a similar case.
There is this guy I lent some money early this year. I had just gained employment in the company (Silver Freight) in Kaduna. His father, a former Kaduna senator owns the company. so I lent him the money with the assurance that we both work there and that his father was his suretee. He was supposed to pay back the following week. Little by little, 1 week enter two, he was giving one excuse upon the other until I had to leave the company (I only used six weeks in the company) due to verbal abuse and unhealthy work culture. He stopped picking my calls at some point, His father barred my number after explaining to him.

His father is former senatoe aliyu lawal, he has a sister in the army so there is no threat that can get to him...
Guy still never pay me till now.

DedeNkem:


You should have been sure the mini bus was on ground for you to claim after signing agreement and paying the money! That's a common sense!

For your remaining money (₦175,000), you must report him to his boss. If this doesn't work out, then you must forcefully seize something from him that worths more than that amount. And make sure you don't do it alone.

Good luck.

Kaypeeboss:

Go spiritual...for a little fee,baba ll come and drop the money with abeg

oluwatosin070:


How about you liaise with your Internal Audit department for my detailed explanation above, maybe you will understand better if your member explains to you.

Do you actually know the term used for this type of Fraud?
Why do you as a customer service, think it's dead on arrival whereas you as a customer service receives Fraud complaints and escalate to the fraud unit in your organization..
Sir, if it's beyond your jurisdiction, just ask and you will be enlightened..

Did you read the part where I said he will need a police report?
Like I said earlier, ask and you will be enlightened.. Never jump into conclusion..
We know our jobs better than others..

Cheers

oluwatosin070:


How about you liaise with your Internal Audit department for my detailed explanation above, maybe you will understand better if your member explains to you.

Do you actually know the term used for this type of Fraud?
Why do you as a customer service, think it's dead on arrival whereas you as a customer service receives Fraud complaints and escalate to the fraud unit in your organization..
Sir, if it's beyond your jurisdiction, just ask and you will be enlightened..

Did you read the part where I said he will need a police report?
Like I said earlier, ask and you will be enlightened.. Never jump into conclusion..
We know our jobs better than others..

Cheers

mojounited:

Hi Oluwatosin, I'd like to get in touch with you please. I need to retrieve 920k from a fraudulent person I once called a friend. Please get in touch with a reply to this message so I can drop my mail...

oluwatosin070:



Hi mojounited,

Please send me a mail on sammio4luv@gmail.com

West2019:
inbox me ur number

nedekid:

Best thing is to avoid wahala. Don't put yourself in such position. Don't loan people money. Give only what you can afford to loose. Don't venture into any agreement where you have to pay anyone upfront except you are fully protected. Don't do any ajor ie contributions without each person dropping a postdated check for the collection date except in an organized company.

SavageResponse:


A postdated cheque is completely useless if the account is not funded

nedekid:

Yeah, but it's 7 years jail term without (option of fine) to issue a bounced cheque (unfunded account).
Do you get the drift?

Dashlish12:
umuoji village in idemili North Anambra state to see a very good friend of mine. Less than 48hrs later, the idiot returned my money with Abeg. Pls bro have sent u a mail concernin this cuz i need some clarity. Thank u