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Investa.ng Versus Piggy Vest - Technology Market - Nairaland

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Investa.ng Versus Piggy Vest by DAH1991: 4:23pm On Aug 10
For those paying attention, it is no longer news that FINTECH (Financial technology) is one of the fastest rising areas of technology globally.
Nigeria being the most popular black nation on earth is not left out of this trend. Presently there are hundreds of new startups dedicated to this field of technology in this nation, a fact which in itself, is a testimony to the popularity of this field.

Amongst the numerous startups, only a few stand out, and it is from these selected picks that we are going to contrast two of the most influential financial technology companies present in Nigeria.


Investa was founded by a group of programmers and ex-bankers who identified the need to add more value to a field that is already enriching the lives of Nigerians.

Their amazing strategy is simple: giving more- more investment opportunities, more interest in savings and investments, and more features for users.

In less than a year, they have gained so much recognition and have helped so many people save and invest properly. It shows that giving more wasn't a bad strategy after all.

Pigyvest on the other hand has been in the game longer than their counterpart. They started operation in January 2016 as an online savings platform only, but after three years of operation, they added investment to their services.

In contrasting these two fintech service providers, we will be examining some of their key features.


Piggyvest offers an array of saving options which includes:

SIMPLE SAVINGS: this feature allows you to keep your money in a secured platform until it is needed. With this feature though, you are only allowed to withdraw every three months.

TARGET SAVINGS: this feature allows you to save for a goal. This goal might be a car, rent, school fees, travel expenses, amongst others. As the name implies, with target savings, you are only allowed to withdraw your funds when your target has been reached.

SAFE LOCK: this saving feature is for those who want to keep their money safe for long without having access to it, and without fear of losing it.

FLEX DOLLAR: this is a new feature that has been added to the platform: this feature allows you to save and invest in dollars with an interest of 7% per annum.

Visit piggy vest to find out more: https://www.piggyvest.com/


Investa.ng has an interesting list of options for their users in the savings category.

FLASH SAVINGS: this is perhaps their most popular saving feature: it is divided into two parts: just savings and goal savings. With just savings, users can keep their money safe on the platform for as long as they want while enjoying interest up to 25%. With goal savings, users can save for a specific goal in mind: this feature is very similar to target savings. The platform monitors your progress until your goal is achieved and not only does that but also gives you interest up to 25%

SAVING IN DOLLARS: Investa.ng also offers you the opportunity to save in dollars and enjoy the corresponding interest in foreign exchange. The amazing thing about this investa.ng feature, is that the user’s money doesn’t decrease if there is a decline in the value of dollar, the platform automatically takes your savings back to the original amount, but if there is an increase in the value of the dollar, it is reflected in the user’s savings. So it is a sure win for the user who saves in dollars using the investa platform.

To find out more about Investa, and to start saving, visit: https://investa.ng/


When it comes to interest rates, Investa.ng has an upper hand. While Piggy Vest offers up to 10% and 13% o savings and investments, Investa.ng offers up to 25% and 45% on savings and investments (depending on the length of the savings and investments though)


Piggy Vest offers an interesting array of investment options in tech, agric, business, and others. Their interest rate varies across each investment.

Investa.ng on the other hand, has a defined list of investment options for their users with the interest rate defined. Users can either invest in Agriculture with an interest rate of 20%, in technology with an interest rate of 25% or in Government bonds with an interest rate of 4%.


Both platforms have amazing customer service but here Investa.ng also has an advantage with their live chat feature which is embedded in their website. With this feature, users and prospects can chat with the technical and customer service departments on whatever questions and concerns relating to the platform.


I’ll give both platforms a 5-star rating for their amazing business model and customer experience. That being said, I will also doff my hat to the Investa.ng team for not only competing effectively but also surpassing their predecessor in some key areas. Perhaps it is the fact that they are the newer kids in the block in this scenario, which should account for their initiative in taking the extra step.

PIGGY VEST: https://www.piggyvest.com/
INVESTA.NG: https://investa.ng/

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