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Position: Head, Loans And Credit - Jobs/Vacancies - Nairaland

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Position: Head, Loans And Credit by durell(m): 9:59am On Sep 11, 2021
Position: Head, Loans and Credit
Job Profile
We are searching for a detail-oriented individual to join our growing institution. In this position, you will act as a liaison between applicants and our financial institution, helping qualified applicants obtain loans and set up payment plans. Your duties will include meeting with applicants, preparing loan proposals, and examining active loans.
• Meet with loan applicants to identify their needs and collect information for loan applications.
• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
• Complete loan contracts and teach clients on policies and regulations.
• Monitor and update account records.
• Prepare detailed loan proposals.
• Interview applicants to define financial eligibility and establish debt payment plans
• Reject loan applications and explain deficiencies to applicants
• Submit loan applications in a timely manner.
• Respond to applicants' questions and resolve any loan-related issues.
• Operate in compliance with laws and regulations.
• Proficient in MS Office
• Outstanding organizational and time-management skills
• Excellent communication and interpersonal skills
• Customer service-oriented with exceptional sales skills
• In-depth knowledge of computers and banking software
• A minimum of 3 years’ experience as a loan officer
• Solid understanding of local, state, and federal loan regulations
• Must not be more than 35years of age
• Interested candidates should send CVs to recruitment@jozaglobal.com stating the position applied for in the mail subject line.

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