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Nairaland Forum / Nairaland / General / Business / Loan Firms In Nigeria And There Criteria (1069 Views)
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Loan Firms In Nigeria And There Criteria by Bekeey: 1:38pm On Sep 13, 2021 |
I lost my job earlier last year 2020 and since then I have been struggling too hard and was able to save up to a million naira. But I need to get a ride for UBER business but I have just a million naira and needs to get a loan of 1.5m to complete it and get a 2007 Toyota corolla for 2.5m. What likely would be there criteria in getting the loan and what is the best loan firm to get it without much stress and pressure. Kindly help a brother. It has not been easy for me. |
Re: Loan Firms In Nigeria And There Criteria by Aboks(m): 3:13pm On Sep 13, 2021 |
Are you a salary earner |
Re: Loan Firms In Nigeria And There Criteria by Bekeey: 6:11pm On Sep 13, 2021 |
Aboks: I'm not a salary earner. Just a hustler |
Re: Loan Firms In Nigeria And There Criteria by Aboks(m): 6:14pm On Sep 13, 2021 |
Bekeey: E go dey hard for you because they need a guarantor or if you have assets dat will serve as collateral 1 Like |
Re: Loan Firms In Nigeria And There Criteria by Bekeey: 7:04pm On Sep 13, 2021 |
Aboks: Nawa o, that's just my point, but will there be no solutions |
Re: Loan Firms In Nigeria And There Criteria by Aboks(m): 7:15pm On Sep 13, 2021 |
Bekeey:Chai no idea o |
Re: Loan Firms In Nigeria And There Criteria by Bekeey: 10:04pm On Sep 13, 2021 |
Aboks: Ok bro, thank you very much |
Re: Loan Firms In Nigeria And There Criteria by SavageResponse(m): 4:37am On Sep 14, 2021 |
Bekeey: Look for someone who will be ready to accept the car to be purchased as collateral for the loan. The condition however is that the person will keep the original title documents for the car in his/her possession until you pay up the loan and agreed interest |
Re: Loan Firms In Nigeria And There Criteria by classicTutor(m): 5:02am On Sep 14, 2021 |
Bekeey: How often do you use your account? It's not a must you be a salary earner before you can secure loan. Just make sure you have good credit scores and you are good to go. With specta loan (power by Sterling bank), you can easily secure loan without collateral or paper work. With 1m loan. Your monthly repayment is N97,070 for 12 months. Which I believe you can easily pay back while driving Uber/bolt. But, I would advice you apply for a million and with your savings to get a Nigerian Used Corolla in a very good condition. Kindly read about specta loan by Sterling |
Re: Loan Firms In Nigeria And There Criteria by Bekeey: 9:32am On Sep 14, 2021 |
SavageResponse: Thank you very much bro, I will give it a try |
Re: Loan Firms In Nigeria And There Criteria by Bekeey: 9:35am On Sep 14, 2021 |
classicTutor: Wao, I so much appreciate your advice..I will give it a try. But please, did they have office here in Lagos and where or should I just visit any Sterling Bank branch close to me? I await your swift response...Thanks once again |
Re: Loan Firms In Nigeria And There Criteria by classicTutor(m): 10:31am On Sep 14, 2021 |
Bekeey: Firstly, you need to open a current account with Sterling bank. Then, download a specta app on Google playstore. Register with specta. After registration, kindly request for 6 months statement of account from your immediate bank (e.g access or any bank) to Sterling bank. A ticket number and password would be generated for you. You will need it while submitting your loan application on specta platform. The credit scores from your immediate bank shall be use to determine how much you can borrow. Or walk to any Sterling bank around you. Ask for marketing department. Meet any staff and explain your reason for being there. They can put you through the registration process. please, don't call for anything just follow the advice. And once more, please remove my mention. I want to delete the two posts |
Re: Loan Firms In Nigeria And There Criteria by Bekeey: 10:53am On Sep 14, 2021 |
classicTutor: Noted, thanks a lot |
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