Did you know that anybody can earn with refer and earn programs without spending a dime i.e absolutely free.
1. Lcredit:You can make money legitimately through this loan app. Register with this link: https://lcredit.ng/#/invite_new?userGid=403f120f-b73c-4c86-91dc-2050c7acfc16&activityId=4 If your profile is approved, proceed to add your account number.

PAY ATTENTION TO THE TRICK
#. Apply for a loan of 1500 or 3,000 naira Etc. . Edit the amount there and inputs your own amount!

#. You will be credited with 1185 naira, it depends on your loan.

#. Go to the app, click on my account, select cash coupons and click on to withdraw.

#. You will be credited with another 1500 naira, it also depends on your loan. Use it to pay back your loan.

#. The 1185 naira is your profit

#. When you refer anyone to do the same, you will be credited with 2000 cash reward straight to your bank.

Don't take this for granted, it's paying greatly.
2. Mintyn App: You can enjoy amazing features and also earn N500 per referrals when you refer your friends and family on MyMintApp.
Fund their first savings plan of a minimum of N250 for not less than 30 days.
Download the app, register and input:
ABDJIMOH19 as your refer/invite code,it's a must if you want to earn.

3. Blue Ridge: You both earn N300 when friend you invited keep at least N1000 on the app for three days. Just download the app and enter: D5HWH5 as your referral code for you to earn 300 sign up bonus.

4. Chipper cash: Download the app and sign up in open free account.
Enter 94QBL as your referral code for you to earn 1000 naira sign up bonus when you verify your account and when you refer your friend you both get N1000 bonus when they verify their account.
JUST FOLLOW THE STEPS ABOVE AND THANK ME LATER.
NOTE: You must input all the referral code for you to earn.