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Why Does Bank ATM Swallow Cards? - Business (2) - Nairaland

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Re: Why Does Bank ATM Swallow Cards? by wizygreat2000(m): 11:45am On Sep 25, 2021
588R3VW. Make Una go play the that booking number for betja fellow
Re: Why Does Bank ATM Swallow Cards? by Kajaard: 11:45am On Sep 25, 2021
Mercychen:
They are hungry grin lol..

Very funny and reminds me of a particular day like that (over 5 yrs now). The ATM was just swallowing people's cards and the wicked thing the guys there did, they didn't warn other people coming that the ATM has gone crazy that day. So after inserting your card, they'll start laughing.

Meanwhile my sis and I were on another very long queue and as a smart girl, I sensed what was happening. Later my sis couldn't wait In the long line and said she'll go and use the vacant one. I tried to warn her but she said, she'll try; provided it's her bank, no shaking.

Immediately she inserted her card, the thing swallowed it. I burst Into laughter.
The security guy now made me laugh even more. He brought a broom stick and tried to use it to pull out the cards. I now asked him, oga, you wan give am toothpick too? Hahahahaaaa.... I will never forget that day.



grin grin grin grin grin grin grin grin grin grin

1 Like 1 Share

Re: Why Does Bank ATM Swallow Cards? by RevolverOcelot(m): 11:45am On Sep 25, 2021
Mercychen:
They are hungry grin lol..

Very funny and reminds me of a particular day like that (over 5 yrs now). The ATM was just swallowing people's cards and the wicked thing the guys there did, they didn't warn other people coming that the ATM has gone crazy that day. So after inserting your card, they'll start laughing.

Meanwhile my sis and I were on another very long queue and as a smart girl, I sensed what was happening. Later my sis couldn't wait In the long line and said she'll go and use the vacant one. I tried to warn her but she said, she'll try; provided it's her bank, no shaking.

Immediately she inserted her card, the thing swallowed it. I burst Into laughter.
The security guy now made me laugh even more. He brought a broom stick and tried to use it to pull out the cards. I now asked him, oga, you wan give am toothpick too? Hahahahaaaa.... I will never forget that day.



Lolsss

inoki247:
And why do they always break another bank card..

if the card no b ur bank own why not tell me to provide my ID nd give me bak my ATM card why destroy it..

It dey vex them say you no use their own bank ATM card, I guess

1 Like

Re: Why Does Bank ATM Swallow Cards? by just2endowed: 11:46am On Sep 25, 2021
When you push your card forcefully inside the atm card slot instead of allowing the machine to take the card when we slot it in half way
Re: Why Does Bank ATM Swallow Cards? by famouscargo4u: 11:46am On Sep 25, 2021
It is an instruction programmed into the ATM by the bank to forestall fraud. It usually occurs to bad ATM card, when you enter too many wrong pins etc
Re: Why Does Bank ATM Swallow Cards? by MrNipplesLover(m): 11:48am On Sep 25, 2021
Marvyx:
I don't know but all I know is that Ecobank is the most useless bank in Nigeria.

What about piggy bank?

grin grin grin grin grin
Re: Why Does Bank ATM Swallow Cards? by Freelane33(m): 11:49am On Sep 25, 2021
Because the machine is hungry cool

1 Like 1 Share

Re: Why Does Bank ATM Swallow Cards? by grandlexuz(m): 11:51am On Sep 25, 2021
Na hunger na
Re: Why Does Bank ATM Swallow Cards? by drakeli: 11:52am On Sep 25, 2021
Only in Nigeria. Everything about Nigeria is upside down. Of course Nigerian bank atm refused to release my card like on two different occasions. On the contrary, during all my years abroad, no foreign atm ever swallowed my card. Another thing to note is that Nigerian atm dispense money before releasing your card. Thereby making so many people out of haste take their money and forget to take their card. The opposite is the case with overseas atm. They release your card first. Obviously in that scenario, it’s impossible for one to take card and forget to take his money

1 Like

Re: Why Does Bank ATM Swallow Cards? by toprealman: 11:52am On Sep 25, 2021
Mercychen:
They are hungry grin lol..

Very funny and reminds me of a particular day like that (over 5 yrs now). The ATM was just swallowing people's cards and the wicked thing the guys there did, they didn't warn other people coming that the ATM has gone crazy that day. So after inserting your card, they'll start laughing.

Meanwhile my sis and I were on another very long queue and as a smart girl, I sensed what was happening. Later my sis couldn't wait In the long line and said she'll go and use the vacant one. I tried to warn her but she said, she'll try; provided it's her bank, no shaking.

Immediately she inserted her card, the thing swallowed it. I burst Into laughter.
The security guy now made me laugh even more. He brought a broom stick and tried to use it to pull out the cards. I now asked him, oga, you wan give am toothpick too? Hahahahaaaa.... I will never forget that day.


You are very funny

1 Like 1 Share

Re: Why Does Bank ATM Swallow Cards? by Yankee101: 11:53am On Sep 25, 2021
Why do machines malfunction?

Plus too many wrong attempts
Re: Why Does Bank ATM Swallow Cards? by jaeyking(m): 11:54am On Sep 25, 2021
Richdee1:
...was on my way to cast my vote for the candidate of my choice. Today was the SUG elections of my Great Citadel of Learning (UNIBEN). After standing on the queue for over 20mins at main gate, it got to my turn, slot in my ATM card and that's how it refused to load.
I stood there feeling lost and hopeless while I had other things to do in school.

I just annoying abandoned it there after waiting over 30mins. I wonder why this happens everytime.
Is this a curse placed on several Bank ATM Or it's a technical Fault from the Machine?


Since my ATM break Abi na lost sef

Na cardless withdrawal I dey do on ATM and pos

Den I use my Virtua ATM card for any online transactions
Re: Why Does Bank ATM Swallow Cards? by Kellie069(m): 11:55am On Sep 25, 2021
Buhari sent the ATM machine
Re: Why Does Bank ATM Swallow Cards? by lawalosky(m): 11:58am On Sep 25, 2021
S
Re: Why Does Bank ATM Swallow Cards? by Antoeni(m): 11:58am On Sep 25, 2021
Because their is hunger in the land

1 Like 1 Share

Re: Why Does Bank ATM Swallow Cards? by Nobody: 11:58am On Sep 25, 2021
toprealman:

You are very funny

Lol.. if you were there that day seeing the faces of those it swallowed their card, you too will laugh.

Very funny scenario that day. Security man even made it more hilarious. grin
Re: Why Does Bank ATM Swallow Cards? by princewarri1985: 11:59am On Sep 25, 2021
Richdee1:
...was on my way to cast my vote for the candidate of my choice. Today was the SUG elections of my Great Citadel of Learning (UNIBEN). After standing on the queue for over 20mins at main gate, it got to my turn, slot in my ATM card and that's how it refused to load.
I stood there feeling lost and hopeless while I had other things to do in school.

I just annoying abandoned it there after waiting over 30mins. I wonder why this happens everytime.
Is this a curse placed on several Bank ATM Or it's a technical Fault from the Machine?
ATM swallows card when your account balance is low and lean
Re: Why Does Bank ATM Swallow Cards? by ceaser: 12:00pm On Sep 25, 2021
Funny that I bumped into this topic.

Couple of minutes ago, the guy just in front of me had his card retained by a first bank ATM. He hasn't even pressed any button. He slid in the card, and instead of the password menu to pop up, the machine still remained at the "insert your card" on screen instruction.

It would have been me had I been the next in line.

1 Like

Re: Why Does Bank ATM Swallow Cards? by PARADIZEPRIEST: 12:03pm On Sep 25, 2021
POWER FAILURE MOSTLY DURIN TRANSACTIONS.ATMS ARE MEANT TO BE ON UPS 24/7,BUT MOST BANKS ARE CARELESS USING WORN OUT UPS THAT DONT HOLD WHEN POWER GOES. BE WISE! grin
Re: Why Does Bank ATM Swallow Cards? by DrDax: 12:03pm On Sep 25, 2021
bigdammyj:
Why?

54% Lack of maintenance from the Bank

45% Technical error from the card owner,

1% Village people

Pulled from the Bureau of Fictitious Statistics (BFS).
Re: Why Does Bank ATM Swallow Cards? by Cmanforall: 12:07pm On Sep 25, 2021
Richdee1:
...was on my way to cast my vote for the candidate of my choice. Today was the SUG elections of my Great Citadel of Learning (UNIBEN). After standing on the queue for over 20mins at main gate, it got to my turn, slot in my ATM card and that's how it refused to load.
I stood there feeling lost and hopeless while I had other things to do in school.

I just annoying abandoned it there after waiting over 30mins. I wonder why this happens everytime.
Is this a curse placed on several Bank ATM Or it's a technical Fault from the Machine?
Ask ladies
Re: Why Does Bank ATM Swallow Cards? by Nobody: 12:08pm On Sep 25, 2021
My brother we all understand what you mean, but it's actually called card retraction , there are five (5) reasons for this and there is no 6th

1) a customer using wrong PIN more than the required times (3 times)

2) Terminal's Internet glitch ( network seizure after transaction had commenced by the customer)

3) Terminal's Faulty card reader

4) Broken /Dirty looking/Worn out card chip of
a customer, and

5) Power outage .

Note: if it is your bank's ATM and it's a working day you can get back your debit card upon filling a form at the customer service unit,
While if its not your bank sorry just get a new card .

2 Likes

Re: Why Does Bank ATM Swallow Cards? by Nobody: 12:09pm On Sep 25, 2021
ceaser:
Funny that I bumped into this topic.

Couple of minutes ago, the guy just in front of me had his card retained by a first bank ATM. He hasn't even pressed any button. He slid in the card, and instead of the password menu to pop up, the machine still remained at the "insert your card" on screen instruction.

It would have been me had I been the next in line.

Lol.. ah wahala ...

Insert which card again?. The one wey dey Im mouth nko? Lol..

Naija thin dey everly get comma.
Re: Why Does Bank ATM Swallow Cards? by BigYash: 12:09pm On Sep 25, 2021
NaughtyBrainiac:
Several reasons

1. When wrong card pin is entered 3 times

2. A Damaged card

3. If the ATM card reader malfunctions

4. Network issues

5. Power outage
Network is the major reason in Nigeria banks
Re: Why Does Bank ATM Swallow Cards? by Revolva(m): 12:09pm On Sep 25, 2021
yesterday keystone bank debited me twice for a withdrawal of 20k and money did not dispense till now reverse never enter my bank account am angey like dis
Re: Why Does Bank ATM Swallow Cards? by Pharaoh4rin(m): 12:10pm On Sep 25, 2021
I wanted to use an ATM. As soon as I inserted the card, bam! The ATM stop singing. There was no one around to ask. I waited for plenty minutes and nothing happened. Fvck! I needed the money badly cus I had to pay someone 40k from it. When I became certain that this machine is not gon return my card, I left.

Meanwhile the card belongs to my friend and he's away from town.

I later saw d security and I narrated my ordeal, then, instructed him to alert me when the ATM attendants shows.

Next day, the bankers showed up to reload the ATM vault. I rushed down after the security alerted me. After the whole operation, the engineer told me that they don't return card. Oboy I told him what the swallowed card had caused me. He saw how angry and disappointed I looked.

He looked at me and said, you made some trouble with the other sets of police officers who escorted us down here some times ago. I don't want no drama again. Take your card.

I collected the card issue a stern warning on the ATM machine.

Some ATM machine can be nasty.

1 Like

Re: Why Does Bank ATM Swallow Cards? by Ben320719: 12:12pm On Sep 25, 2021
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Re: Why Does Bank ATM Swallow Cards? by Stevosty: 12:12pm On Sep 25, 2021
So you can pay for another, CBN is broke.
Re: Why Does Bank ATM Swallow Cards? by 4reala(m): 12:18pm On Sep 25, 2021
Eknomist814:
My brother we all understand what you mean, but it's actually called card retraction , there are five (5) reasons for this and there is no 6th

1) a customer using wrong PIN more than the required times (3 times)

2) Terminal's Internet glitch ( network seizure after transaction had commenced by the customer)

3) Terminal's Faulty card reader

4) Broken /Dirty looking/Worn out card chip of
a customer, and

5) Power outage .

Note: if it is your bank's ATM and it's a working day you can get back your debit card upon filling a form at the customer service unit,
While if its not your bank sorry just get a new card .

Please, why are they not returning other banks card?
Re: Why Does Bank ATM Swallow Cards? by oluwaahmed: 12:18pm On Sep 25, 2021
inoki247:
And why do they always break another bank card..

if the card no b ur bank own why not tell me to provide my ID nd give me bak my ATM card why destroy it..

It's a regulatory(CBN) order. The reason is that a destroyed card cannot be used to perpetrate fraud. Its a very serious offence if there's a fraud on that retracted card cos it was not destroyed. The banker who released the card without destroying is liable to go to jail.

1 Like

Re: Why Does Bank ATM Swallow Cards? by Nobody: 12:23pm On Sep 25, 2021
If you're familiar with zenith Bank in Oau Ife....not only does it swallow cards the buttons will shock you as well....mehn there was one day I noticed one was free ( just one girl there using pencil to operate it) and the other was filled with people looking so angry unknown to me they had all received their own shock na so mumu me rush go the free one soon as the girl finished I put my card and touched the button with my sweaty palm and boom!!! My phone my files everything fly go different direction everybody just start to dey laff... access bank own was even worse sometimes na only half screen dey show.....I have so many crazy experiences with ATMs I can tell you the most useless ATMs are in Lagere

3 Likes

Re: Why Does Bank ATM Swallow Cards? by Hushmoni: 12:34pm On Sep 25, 2021
Sometimes the ATM gets very tired and hungry. grin

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