Job Title: Assistant Banking Officer
Job Location: Ikoyi, Lagos

Our Client, a microfinance bank is looking to hire an Assistant Banking Officer with experience in SME Loans.

ESSENTIAL JOB RESPONSIBILITIES
• Sourcing of SME clients for both deposits & loans in line with set targets.
• Sourcing of individual clients for both savings, Current and fixed deposit accounts in line with set target.
• Packaging of customers’ credit requests
• Conduct qualitative credit appraisals of clients’ businesses e.g. cash flow, profitability, P&L & Balance Sheet Analysis.
• Ensure credits are packaged in line with credit policies & procedures of the bank.
• Ensure credits are within the bank’s obligor limit
• Rendering financial advice to clients
• Rendering weekly & monthly reports to the management
• Responsible for delivering a service to customers that matches the Bank’s brand promise of being “the Right Partner”.

ESSENTIAL JOB REQUIREMENTS
• Bachelor’s degree from a reputable institution with at least 4 years related experience.
• Advance knowledge of the Microfinance and/or Banking industry and related state or banking compliance regulations, banking law, etc. is a must
• High level of numeracy to evaluate complex statistical financial information is required
• Strong managerial, business development, analytical and research skills
• Strong leadership qualities with a proactive, results- oriented and a positive “can do” disposition
• Excellent oral, written communication and presentation skills
• Must possess good knowledge in results-based management systems (RBMS)
• Excellent computer skills in the use of Microsoft office suite and working knowledge of banking software.
• Willingness to work on flexible scheduling

https://jemineil.com/jobs/assistant-banking-officer/