RECRUITMENT AT AVE MARIA MICROFINANCE INSTITUTION LTD

This is to inform the general public that applications are invited from suitable and qualified candidates for the following position at Ave Maria MFB & Microfinance Institution (AMMFI)

CREDIT OFFICERS/MARKETERS For– Oyo, Ogbomosho, Igbeti, Saki, and Iwere ile at Ave Maria MFB & Microfinance Institution (AMMFI)

Table of Contents
1. Credit Officers/Marketers
2. Internal Control Officers
3. Recovery Officer
4. Method of Application
5. Deadline: 25th November ,2021.

About Ave Maria Microfinance Bank Limited (MFB&MFI)

Ave Maria Microfinance (MFB&MFI) Bank Ltd "the Bank” is a financial institution licensed by the Central Bank of Nigeria. We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the underbanked, high-net-worth individuals, among others. At Ave Maria Microfinance Bank Ltd, our core value is "growing together”. We pursue this by supporting early stage, small and medium-sized enterprises (SME), the informal working class and low-income families.

Credit Officers/Marketers

Job Specifications:

• Full Time
• Required Qualifications: OND/HND/BSc
• Location: Oyo (Oyo, Ogbomosho, Igbeti, Saki and Iwere Ile)

Job Description:

• Facilitate lending for clients by accessing creditworthiness & process relevant
Paperwork
• Prepare loan applications
• Evaluate clients financial information
• Calculate risk ratios
• Gather information of the clients and address verification
• Analyze, verify applicants financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan terms comply the organizational regulation and policy
• Loan monitoring
• Good customer relation
• Act as a liaison between the institution and the applicant
• Book loan in the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilization
• carry out regular post disbursement visits on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of OND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

BENEFIT/ PACKAGES

We offer an attractive remuneration package and opportunities for career and personal development.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

Internal Control Officer

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 - 3 years
• Location: Oyo (Oyo, Ogbomosho, Igbeti, and Saki)
• Job Field: Finance / Accounting / Audit

Job Description

• The Control Officer's key function is monitoring and measuring operational efficiency of the organization by detecting and eliminating fraud and ensuring compliance with the bank's regulations, policies and procedures.

Responsibilities

• Daily update and auditing of the collection officers daily.
• Carry out strategic and impromptu checks on loan customers to verify documented information reported by DCA collection officers.
• Carry out detailed investigations when discrepancy, cash suppression or fraud is noticed.
• Internal control checks and records to safeguard company assets.
• Make recommendations regarding facilities, equipment, personnel, procedures and systems to improve operational efficiency.
• Ensure compliance with the banks policy, procedure and regulations.
• Identify areas of financial and administrative strengths and weaknesses and develop best practices.
• Develop and implement appropriate operating procedures to ensure compliance with bank and industry policies.
• Conduct audit testing of potential risk areas and identify reportable issues.
• Monitor and provide advice to management to minimize risk resulting from poor controls.
• Daily, weekly and monthly reports.

Education and Skills

• BSc in Economics, Finance or other related subjects
• 2-3 years of experience in a similar role in a micro-finance bank.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.
Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.

LOAN RECOVERY OFFICER

Job Specifications:

• Job Type: Full Time
• Qualification: BA/BSc/HND
• Experience: 2 years
• Location: Oyo (Oyo, Ogbomosho, Igbeti, Iwere ile and Saki) |
• Job Field: Banking/Finance /Accounting

Requirements & Qualifications:

• Degree in Banking/Finance/Accounting or Economics are preferred.
• Minimum 2 years experience in a loan recovery role.
• Good communication skills.
• Familiarity with bank deposits/loans products.

Duties & Responsibilities:

• Follow up with customers for all outstanding payments and identify problematic accounts. Ensures Non-Performing Loans are followed up and monitored diligently.
• Responsible for communicating with delinquent borrowers, establishing and developing effective payment plans with the delinquent borrowers.
• Making collection efforts on past due accounts vide site visit, email or phone in order to achieve prompt payment.
• Advice borrowers of their legal liabilities under existing contract law (including the interpretation of their liability under the loan agreement).
• Perform daily operational or admin duties of department including daily reports and processing of accounts.
• Compile statistics and reports related to Credit Admin for management review.
• Liaise with lawyers to issue Notice of Demand and Notice to Recall
• Follow up with lawyers on litigation cases until the cases are closed.
• Submit the litigation cases to the judge
o Attend Court to meet with the Judges whenever required.
o All other matters ancillary to the above and to perform any other related duties that Management may require from time to time.

BENEFIT/ PACKAGES

We offer a competitive remuneration package and opportunities for career and personal development.

Method of Application

Interested and qualified candidates should send their CV and Cover Letter to: avemariamfb@ammilmfi.com using the "Job Title" as the subject of the email.

SELECTION/INTERVIEW:

Note that shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: 25th November, 2021.