So this afternoon Saturday, around 2pm I received a debit alert of 20k from my STANBIC ibtc account which happens to be my salary account.
I was shocked, because I did not make any withdrawal or any purchase.
So I went to my banking app, to be sure of what I was seeing, to my surprise, the money was actually debited. The transaction details was saying Paycom Ikeja.
So I made a screen shot of the debit details, and also my account balance from the app.
I decided to quickly block the account using USSD Code for stanbic, before they remove the remaining 5k.
Few minutes later, my account balance returned to 25k. The account was already blocked I can't make any transaction until on Monday when I go back to the bank.
I just checked the banking app again it is still the 25k.
Please has anybody experienced this before, anybody with an idea what could have happened?
Attached are screen shots.

You're just lucky the fraudulent transaction bounced back. Probably due to bank network issue. Nothing phony there.

Bank insiders

Have you linked ur account/card to any online loan apps recently?

TundeWX:
Have you linked ur account/card to any online loan apps recently?

No I have never done that.
Have not taken any loan this year from any bank or app

SlayerForever:
You're just lucky the fraudulent transaction bounced back. Probably due to bank network issue. Nothing phony there.

Please any idea how this could have happened, I have been very careful with my atm and pin.
Any idea on how to prevent this from happening again.

pedestal82:
So this afternoon Saturday, around 2pm I received a debit alert of 20k from my STANBIC ibtc account which happens to be my salary account.
I was shocked, because I did not make any withdrawal or any purchase.
So I went to my banking app, to be sure of what I was seeing, to my surprise, the money was actually debited. The transaction details was saying Paycom Ikeja.
So I made a screen shot of the debit details, and also my account balance from the app.
I decided to quickly block the account using USSD Code for stanbic, before they remove the remaining 5k.
Few minutes later, my account balance returned to 25k. The account was already blocked I can't make any transaction until on Monday when I go back to the bank.
I just checked the banking app again it is still the 25k.
Please has anybody experienced this before, anybody with an idea what could have happened?
Attached are screen shots.

Because you blocked your account after the debt alert, bank suspected fraudulent activity and your account was blocked. Please update us when you get to bank on monday.

They are testing microfone

pedestal82:

No I have never done that.
Have not taken any loan this year from any bank or app

Okay,either case destroy ur atm card n request a new one...reason is that "PAYCOM IKEJA" is related to app debit activities

TundeWX:


Okay,either case destroy ur atm card n request a new one...reason is that "PAYCOM IKEJA" is related to app debit activities

Ok Thank you, will do that.

joyandfaith:


Because you blocked your account after the debt alert, bank suspected fraudulent activity and your account was blocked. Please update us when you get to bank on monday.

Thank you will do.

pedestal82:

Please any idea how this could have happened, I have been very careful with my atm and pin.
Any idea on how to prevent this from happening again.

Apparently you were not careful enough. The ATM details are compromised. Request a new ATM and be careful of those around you. Shalom.

SlayerForever:



Apparently you were not careful enough. The ATM details are compromised. Request a new ATM and be careful of those around you. Shalom.

Thank you

Have been seriously thinking how I'm going to resume a new job tomorrow cos I don't have tp. Pls someone should help me. Am really broke 0076605179 union bank