5. VAT - we pay vat for every payment we make in this country knowingly or unknowingly and government is making a lot of revenue from vat yet they borrow foreign loan like every month.

4. Police - These days if you are walking or driving along the road and you see a group of policemen, just reverse and look for another route cos if they stop you, money must drop from your pocket for something you know nothing about especially if you have a laptop or dreadlocks on your head. The worst is after robbing you of your hard earned money, they will tell you that police is your friend and bail is free.

3. Banks- These people will charge you for every transaction yet when you decide not to bank with any of them, they will trouble you with call and SMS.

2. GSM Service Providers - with all the millions of subscribers still gsm companies rob Nigerians of their money esp thru data subscription. Once they drain your data and you call them, they will insist you downloaded a heavy file. Free data they manage to give is for YouTube videos and you can only use it in from midnight till dawn.

1. Yahoo/Yahoo (Fraudsters)- These people have left the whitemen cos whitemen are now wiser, they are now robbing ignorant Nigerians who are easily deceived by their fake business proposals or scam messages.

The times are hard in this country but all the people in the above mentioned categories should be a little bit considerate when dealing with Nigerians.