Money isn’t the most important thing in the world, but we need it to take care of ourselves. Unfortunately, this has made it a source of fear and stress for too many people.

Even if you have a high salary or seem financially successful, it's still possible you don't have the best relationship with money. Here are five signs you have an unhealthy relationship with money

1. You’re living a life you can’t afford
Keeping up with the Joneses will have you spending most of your income (or more than you’re making) to accumulate possessions you don’t need or value to impress others.

If you accept every invitation to dine out, go on vacations, or go out every weekend when you really can’t afford it, it’s time to reevaluate your priorities.

2. You don’t feel prepared for the future
Even if you don’t have all the money you need right now, you should at least have a plan to get there and feel like you’re on track. Having no plan can lead to a constant feeling of uneasiness because you’re worried about what the future holds.

Every month, you should be putting away 15% of your income into long-term investments that yield compound interest so you can relax and enjoy the moment.

3. You're constantly racking up debt
Having a lot of debt is a clear sign that your relationship with money needs some work. When you buy things you can’t afford, you’re “cheating” your future and there is no happy ending.

The best strategy is to pay off your debt as soon as possible and avoid credit card debt. It’s an indicator that you’re living a life you can’t afford.

4. ]You think (more) money will solve your problems
We postpone the things we want to be, do, and have because we believe we need more money to make that happen. Money can certainly make things easier but it's not the end-all solution you think it is.

Every day, people are changing the world, starting new businesses, building families and conquering their fears, without the help of a big bank account and so can you.

5. You refuse to talk about money
Money can be a taboo topic especially if it is a constant stressor in your life. You can discuss money as freely as any other relationship only when you have a positive relationship with it.

Talking about money will put you in a position to be even better informed about financial matters. It will allow you to plan ahead, create a better budget and deal with financial surprises. Be honest about your financial situation with your friends and family so it doesn’t remain a constant source of anguish.

Final thoughts
We've all dreamed of being a billionaire and never having to worry about money again, but your bank balance isn’t the key to happiness.

Money is nothing more than a tool to help you accomplish your goals and support your lifestyle. An unhealthy money mindset can lead you to make bad financial decisions. It doesn’t matter how much (or little) money you make, or how much debt you’re in, once you change your mindset and habits financial freedom is possible for you!

It’s never too late to live the wealthy, good life you deserve. Visit www.overwood.ng today for safe, high-yield investment options that yield compound interest so you can relax and enjoy the future you desire.