Within the range of your age and reasoning, when you think about money what comes to your Mind? That which settles your bills? OR that which you feel you just have to find a way to make it, multiply it and manage it? Well, irrespective of your perceptive about money, one thing you're not 100% sure about is how you make money yet can't account for how it goes off so fast. Trust me, ain't that perfect in that phase too, Yes! It is called the Mysterious Law of Spending. Aside for the economy you are in, At what percentage of what you earn goes to what you Need and what you Want? Once that aspect is resolve, everything else is secondary.