The distinction between regular auto insurance and a church bus insurance policy is crucial when it comes to obtaining a church bus insurance policy. Protecting not just your bus, but also your drivers, will be essential for your success.
Insurance for a typical church bus policy provides liability and medical coverage for drivers and passengers who are harmed on the bus.
Damages to your vehicle caused by an accident are covered by collision insurance, and damage to your bus as a whole is covered by comprehensive insurance.

Things To Consider Before Getting A Church Bus Insurance Coverage
Your driver’s license is the first thing you’ll need to consider about. If you want to drive a commercial bus, you must have a commercial driver’s license (CDL). If you want to drive a private passenger vehicle, you do not need a CDL.

What Does Church Bus Insurance Cover?

Things can happen at a church function that you are not prepared for, and this is common. It is inevitable that accidents will occur. Because of this, finding an insurance policy that will protect you and your church members is critical. It’s important to know that you’re protected if something bad happens.
1.Accidents in Automobiles
2.Injuries
3.Lawsuits

Cost Of Getting Church Bus Insurance Coverage

This is determined by the size of your buses as well as the area in which you operate them.
If your bus has seating for more than 15 passengers and you plan to transport it outside of the state, you are required to have an insurance liability limit of at least $500,000 to operate the vehicle.
The amount of insurance you need may not be as high if you only have a few smaller buses or only church vans. The majority of the time, it is determined by your location.

If you own a smaller bus that transports fewer than 15 passengers, you may be able to get away with a lower limit.



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