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Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? - Business - Nairaland

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Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? by MadeINchenzen2: 9:48am On Apr 13, 2022
In my opinion this is a very sensitive aspect of USSD security measures banks in Nigeria has to do something about. I don't want to mention names... but I am speaking based on personal experience with my bank.

I discovered that when I choose to recharge airtime using the USSD option, its a straight forward process that doesn't request for any password or personal security PIN...

This security vulnerability has made it very easy for criminals to steal funds in value of airtime and some other purchases and subscriptions using the USSD code option of specific banks.

This must be looked into.


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Re: Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? by 4teenblaq: 9:52am On Apr 13, 2022
It is because you are recharging your line(self i.e the account is linked to the number).

If it was another line or your second line, it would request for pin.
Re: Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? by MadeINchenzen2: 10:04am On Apr 13, 2022
4teenblaq:
It is because you are recharging your line(self i.e the account is linked to the number).

If it was another line or your second line, it would request for pin.
and if the line is stolen
Re: Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? by 4teenblaq: 11:17am On Apr 13, 2022
MadeINchenzen2:
and if the line is stolen
That is why it should be kept safe.
Just like your password
Re: Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? by MadeINchenzen2: 11:25am On Apr 13, 2022
4teenblaq:

That is why it should be kept safe.
Just like your password
Re: Why Do Nigerian Banks Allow Easy USSD Airtime Purchase Without Security Pin? by 4teenblaq: 11:29am On Apr 13, 2022
MadeINchenzen2:

Or you just go to bank unlink the sim from the account..

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