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Insurance Company Refused To Fix His Car That Got Damaged By Flood - Politics - Nairaland

Nairaland ForumNairaland GeneralPoliticsInsurance Company Refused To Fix His Car That Got Damaged By Flood (737 Views)

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Insurance Company Refused To Fix His Car That Got Damaged By Flood by jmoore(op): 2:34pm On Jul 15, 2022
"So my wife’s car which has a comprehensive AIICO insurance of N10,000,000.00 got damaged by flood in Owerri. I contacted the agent yesterday for them to fix the car as the damage is up to the tune of N650K since the engine has to be replaced, guess what AIICO told me via their agent, that the car has to suffer a physical damage esp via accident before their Insurrance can cover it. Please how true is this? Cos I’m pissed and feel cheated."

Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by WatchYourSix: 2:39pm On Jul 15, 2022
The insurance company should even buy another one....
Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by Deprofessional(m): 2:42pm On Jul 15, 2022
When I say insurance companies don't pay claims to individuals, some folks call me names.

If it is a company, they would have paid.
Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by Totilopussylick(m): 2:59pm On Jul 15, 2022
Maybe the responders are under the influence of casava and agbado tongue undecided.
Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by jmoore(op): 7:53pm On Jul 15, 2022
undecided
Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by josescotch(m): 9:20pm On Jul 15, 2022
confirm if the policy you have, has an extension for flood damage. if it does, they cannot reject your claim. but check for that, before you proceed further.
Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by Obidient4life2: 9:37pm On Jul 15, 2022
Sue the hell out of the company.
Re: Insurance Company Refused To Fix His Car That Got Damaged By Flood by aadenekan(m): 1:47am On Jul 17, 2022
Hi,

It means your policy doesn't cover flood. Check your insurance policy document and read the terms. You can actually request to add flood to the cover and that would be factored into the policy as an add-on.
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