Ave Maria is an investment company whose mission is to create a group of leading microfinance banks that will provide financial services such as loans and savings products to entrepreneurs who lack access to the traditional financial sector to create wealth through ethical and innovative financial services delivery.

We are inviting applications from interested and qualified candidates to apply for the Jobs at Ave Maria Microfinance Bank and Ave Maria Micro-Credit Institution whose Head of Office is in Oyo.

Table of Contents

1. Branch Manager.
2. Computer Programmer: Full-stack software Development/Frontend and Backend/Web Design and Development.
3. Internal Control and Compliance Officer
4. Method of Application
5. Deadline: September 30, 2022

1. Branch Manager Position

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Olorunsogo Local Gov’t Area Igbeti) | Nigeria.

Full Job Description

A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers. The manager is responsible for the day-to-day coordination of the branch. Some further responsibilities include:

Responsibilities and Duties

• Identify risks within the business
• Ensure employees are complying with company policies
• Look for growth opportunities within the branch
• Establish and maintain relationships with new and existing clients
• Ensure marketing strategies are executed
• Manage staff, aiding them in goal setting
• Ensure a safe environment, including theft prevention
• Recommend or reject loan requests based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit-granting process of your team members.
• Assessment of credit worthiness of the potential customer to optimize the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objectives of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.
• Working with credit officers to contact debtors to pursue payment.
• Devising a customized recovery strategy on a case-by-case basis.
• Following up on client’s payments and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven

Skills

• Leadership skills
• Strong strategic acumen for leading growth opportunities
• Ability to multitask on a variety of projects
• Great verbal and written communication skills
• Understanding of financials and related products

Qualifications and Requirements:

• A minimum of B.SC/HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills. The candidate should have 1-3 years of experience in a related role and with a lending institution.
• Proficiency in using Microsoft Packages, especially Excel, Word, PowerPoint, etc., is mandatory.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.

Method of Application

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 15, 2022.



2. Computer Programmer: Full-stack software Development/Frontend and Backend/Web Design and Development.

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Iwajowa Local Gov’t Area Iwere Ile) | Nigeria.

Job Description:

The Computer Programmer will develop computer software applications in a variety of coding languages such as C++, Java, PHP experience, Python and others and API integration expertise.

Responsibilities for Computer Programmer

• Develop and write computer programs to perform specific tasks related to organizational goals
• Create workflow diagrams and charts to demonstrate the functionality of programs before coding them
• Run software tests to spot and resolve the e bugs and inconsistencies
• Write code for software patches and bug fixes
• Work with team members to find creative, innovative solutions to problems
• Collaborate with other departments to understand their needs and devise ways to accommodate them with software
• Perform regular audits to identify software inefficiencies and mastermind ways to improve workflow
• Write and continually update documentation for all programs for internal and external reference

Qualifications and Requirements for Computer Programmer

• Bachelor’s degree in computer science, engineering, or another related field
• 3+ years of experience in a computer programming role
• Strong attention to detail and ability to spot tiny errors or inconsistencies in code
• Must have excellent creative problem solving skills.
• Excellent communication skills and ability to work with a team
• Knowledge of programming languages such as Python, Java, JavaScript, C++, Ruby on Rails, and more
• Up to date on the latest software innovations and committed to continually building on existing knowledge and skills
• Exemplify superior time management skills and capable of working productively with minimal supervision
• Ability to follow directions closely and accurately
• A desire to innovate and create cutting edge programs

Required Skills/Abilities:

• Very good verbal and written communication skills.
• Proficient in Microsoft Office Suite or related software.
• Thorough understanding of computer programming languages, which may include C++, Java, Python, Swift, and others.
• Excellent interpersonal skills.
• Ability to predict potential user and software issues.
• Ability to create complex code.
• Organizational skills and attention to detail.

Physical Requirements:

• Prolonged periods sitting at a desk and working on a computer.

BENEFIT/PACKAGES
We offer a competitive remuneration package and opportunity for career and personal development.
Method of Application
All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.

3. HEAD, INTERNAL CONTROL and COMPLIANCE

Job Specifications:

• Job Type: Full Time
• Required Qualifications: BSc/HND
• Location: Iwere ile (Iwajowa Local Gov’t | Nigeria.

Job Description

• Ensure compliance on report rendition to regulatory bodies monthly.
• Ensure compliance with the bank with rules, policies, and regulations daily.
• Reconciliation of correspondent bank accounts to ensure transactions are not outstanding beyond 2 weeks and bringing the exercise up to date monthly.
• Review of the statutory returns to regulatory authorities and government agencies to ensure accuracy and timely rendition monthly.
• Customers’ visitation for random deposit verification weekly.
• Review the accuracy and reliability of financial transaction records – cash deposits, cash withdrawals, treasury bills investments, fixed deposits, and funds transfer daily.
• Engage in loan recovery and reconcile customers’ loan accounts for closure when the need arises.
• Involvement in the thorough review of the bank’s accounting software for efficiency daily.
• Review credit or loan files for compliance daily.
• Review accounting records to ensure proper compliance with the company’s policies daily.
• Review and recommend changes to some of the company’s policies to ensure adequate control daily.
• Conduct cash counts of vaults daily.
• Reviewed customers’ account opening documents for compliance with the Know Your Customer (“KYC”) policy and anti-money laundering requirements daily.
• Ensure compliance with the bank’s policies and conduct daily, weekly and monthly General Ledger (GL) reviews for reconciliation.
• Handle customer complaints (Fraud, disservice, etc). When the need arises.
• Review expenses & payments. Daily
• Conduct sweep exercises and spot exercises for tellers and account officers.

Requirements & Qualifications:

• Candidate must have at least 2-3years of Microfinance Bank experience in internal control.
• A minimum of HND or Bsc certification will be an added advantage.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.
Method of Application
All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.