The secret of getting ahead is getting started. — Mark Twain

Keyman Assurance
This plan is usually taken by organizations or businesses to protect the life of a key staff or shareholder whose absence may cripple the business.


The Heirs Keyman Assurance plan protects your business against financial losses that may arise as a result of the sudden death or permanent disability of a key staff or shareholder.


In the case of death or permanent disability of this person, Heirs Life pays a bulk amount of money to your company. This bulk amount can be used to replace profit or cover the expensive cost to replace the key staff and cushion the financial blow on your company.


This way, your organization/company does not go into bankruptcy.


Who is a Keyman?


1) A keyman is an employee or shareholder who makes significant contributions to the revenue of a business and whose demise or disability may cripple the business.


2) For SMEs, the keyman is usually the owner or founder of the business



For Whom?

Employers of Labour

Cost

From N10,000/year upwards

Age Limit

18 - 64 years

Payment Frequency

Annual & Single

Benefits

A bulk amount paid to the company, in the event of death or permanent disability of the keyman.

Life insurance benefit amount

Up to N100 million

Duration

Minimum: 1 year
Maximum: 5 years
Waiting period

(Period that must elapse before claim can be made except in accidental cases)

3 months

Call or WhatsApp Jeremiah on 08157805959

The secret of getting ahead is getting started. — Mark Twain

Thank you for contacting *Insurance Practitioner And Pension Consultant!* Please let us know how we can help you. Our policies are: **Children Education Insurance*
**Family Protection Insurance* **Investment Policies*,
**Retiree Annuity For Life*, **Group Life Assurance*, **Motor Insurance*, **Home Insurance*, **Fire And Buglary*, **Oil & Gas*, **Marine & Aviation Insurance.* *_HEIRS_* *... Simple Life!* *08157805959* _We Exceed Expectations_

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Don’t let what you cannot do interfere with what you can do. — John R. Wooden

The secret of getting ahead is getting started. — Mark Twain

The secret of getting ahead is getting started. — Mark Twain

.....

The secret of getting ahead is getting started. — Mark Twain

....

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The Future belongs to people who see opportunity when it is not obvious"

Insurance can preserve your dignity within your community. Ask those people who didn't have any life insurance when they got sick. They will agree to this.
David Angway

The Future belongs to people who see opportunity when it is not obvious"

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I've never heard anyone saying, "because of life insurance, we become miserable, " instead, I always hear this "because of life insurance our financial goals become easily attainable.

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There are four ways cash flows in the society namely:

1-Employee
2- Self Employed
3- Big business
4- Investment
Robert kiyosaki said it best in his cashflow quadrant. Image below

In a nutshell for you to be wealthy you need to operate on the right side of the quadrant. That's why you will see an employee trying to start a business and invest in asset than a business person trying to be an employee. Wealth has nothing to do with whether you are working for yourself or whether you are working for someone. Wealth has a lot to do with when you have a system that works for you. And that's what you get from positioning yourself on the right side of the quadrant. On how cash flows in the society. Get more wisdom from our business community. See you at the top.
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