A merchant account allows you to accept payment from customers through credit cards and debit cards. A third party transmits credit card information to the merchant North American Bancard Agent account provider and makes money by charging on a per transaction basis. There is no one best merchant account provider; but, there are few who belong the top providers.

Here are some best merchant account providers:

Instabill.com

A high risk merchant account provider, which offers third party services, customization and optimization at a low monthly fee of $49. In addition, transaction fees, reserves fees and sign up fees are also applied making Instabill one of the best merchant accounts.

Authorize.net

Offers a full range of direct merchant accounts with a large database of merchant account resellers. As an affiliate of e-Commerce websites, credit card processing services are also incorporated.