We often hear about the importance of preventive care when it comes to our health. But, exactly, what is preventive care? Is my health insurance going to cover it? These are critical questions to think about, and the answers may surprise you.



Preventive care refers to actions taken to avert disease or injury before it occurs. It includes screenings, vaccinations, and check-ups for both healthy and chronically ill people. Preventive care is defined as anything that helps you stay healthy and detect problems early.



In many diseases and conditions, early detection is critical because it can mean the difference between a minor problem and a major one. For example, detecting breast cancer in its early stages increases the likelihood of successful treatment. Diabetes, high cholesterol, and hypertension are examples of similar diseases. Screening tests can detect these conditions early, allowing you to make lifestyle changes or begin medication to avoid serious health complications later on.



So, is preventive care covered by my health insurance?

The answer is possibly. It is dependent on your specific policy. Many health insurance policies are now required by law to cover certain preventive services at no cost to you. However, some services may be covered only if you meet certain criteria. For example, before your insurance will cover the cost of a specialist, you may need to get a referral from your primary care doctor.



It's always a good idea to check with your health insurance provider to see what your plan covers. That way, you'll be ready to receive care when the time comes. Keep in mind that even if a service isn't covered by your insurance, it might still be worth getting if it means staying healthy and avoiding costly medical bills down the road.



Preventive care is the best way to avoid illness, and fortunately, there are many steps we can take to stay healthy. Even if some preventive services are not fully covered by health insurance, the long-term benefits of staying healthy outweigh the costs. We want to help you stay healthy and get the coverage you need at roHealth. Sign up for our plans today and let us assist you in taking proactive steps toward a healthier life.