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I Need Help. - Family - Nairaland

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I Need Help. by maxim505(m): 4:15am On Oct 31, 2022
I'm presently in a financial fix and I need help seriously. I teach at a private school and my salary is 40k, I also do home lessons which brings about 60k monthly.
My predicament is I'm owing loan app 173k monthly payment for 6 months making 1m+. Someone introduced me to crypto trading of which I thought if I could get substantial capital then I would be able to pay back with the interest.
The trading had been going smoothly until and I was able to repay the loan for 2 months until all my funds was liquidated about $900.
I know I have made a big mistake but right now I feel devastated. I will lose my teaching job and possibly the home lessons if they are contacted about the loan. My friends I have confided in are either unable or unwilling to help me.
I am pleading for assistance from anyone who can help me financially to save me from disgrace and embarrassment. I am not asking for a handout as I will repay whatever assistance I can obtain over time. I have a piece of land which can serve as collateral.
I have already started more home lessons to be able to make some money. I'm based in osun state.
Any help anyone can render financial or otherwise will be appreciated. I've never thought of suicide in my life but in the past few days the thoughts have been coming.
I don't know what else to do is the reason I have decided to open up here
Re: I Need Help. by Cleveraustine01(m): 6:14am On Oct 31, 2022
What is the name of the loan app?
Re: I Need Help. by Ultralexo: 7:22am On Oct 31, 2022
U can request for a restructure so long as u are paying I don't think they will contact ur people..just be bold and discuss with them when they call u.please remove suicide from ur mind.
Re: I Need Help. by maxim505(m): 8:29am On Oct 31, 2022
Cleveraustine01:
What is the name of the loan app?
Fairmoney

Re: I Need Help. by maxim505(m): 8:30am On Oct 31, 2022
Ultralexo:
U can request for a restructure so long as u are paying I don't think they will contact ur people..just be bold and discuss with them when they call u.please remove suicide from ur mind.
Thanks for your input.
Is there any process to go through to restructure
Re: I Need Help. by Cleveraustine01(m): 10:38am On Oct 31, 2022
maxim505:

Fairmoney

How do you repay them ? They deduct it from your account?
Re: I Need Help. by Karleb(m): 11:45am On Oct 31, 2022
Loan sharks are the new betting sites.

They should banned. This guy can't even tell what he used the money for.

4 Likes

Re: I Need Help. by maxim505(m): 2:17pm On Oct 31, 2022
Cleveraustine01:


How do you repay them ? They deduct it from your account?
Yes. They auto deduct on due date
Re: I Need Help. by iamCEO(m): 7:08pm On Oct 31, 2022
maxim505:

Fairmoney

They won't contact anyone. Be calm and make a reasonable plan on how much you can afford to pay monthly after removing feeding and other basic needs.

Even if it's 10k you can be dropping every month. Just make sure you're consistent.

They won't contact your employer. No fear!
Re: I Need Help. by maxim505(m): 2:49am On Nov 01, 2022
iamCEO:


They won't contact anyone. Be calm and make a reasonable plan on how much you can afford to pay monthly after removing feeding and other basic needs.

Even if it's 10k you can be dropping every month. Just make sure you're consistent.

They won't contact your employer. No fear!
Thanks for your input. My fear is that they will keep adding fees which makes it become a vicious cycle.
Re: I Need Help. by iamCEO(m): 11:34am On Nov 01, 2022
maxim505:

Thanks for your input. My fear is that they will keep adding fees which makes it become a vicious cycle.

The fees will stop I think after 14 days or so.

1 Like

Re: I Need Help. by maxim505(m): 4:39pm On Nov 04, 2022
They have been calling and threatening me to which I don't have peace of mind.

Please I need a loan to offset this embarrassing debt. I have a piece of land document for collateral. I'm based in osogbo osun state.

My contact is 0 eight 1 five 3 nine 3 nine 5 six 0

Please am begging and praying for help.
Re: I Need Help. by maxim505(m): 12:27pm On Nov 06, 2022
maxim505:
They have been calling and threatening me to which I don't have peace of mind.

Please I need a loan to offset this embarrassing debt. I have a piece of land document for collateral. I'm based in osogbo osun state.

My contact is 0 eight 1 five 3 nine 3 nine 5 six 0

Please am begging and praying for help.

Re: I Need Help. by BeardedMeat(m): 2:46am On Nov 07, 2022
maxim505:
They have been calling and threatening me to which I don't have peace of mind.

Please I need a loan to offset this embarrassing debt. I have a piece of land document for collateral. I'm based in osogbo osun state.

My contact is 0 eight 1 five 3 nine 3 nine 5 six 0

Please am begging and praying for help.

Drop the fair money account number and beg people to pay in directly into it on your behalf.
Otherwise, na cruise you dey so.
Re: I Need Help. by edoman2016: 2:56am On Nov 07, 2022
maxim505:

Fairmoney
What did you use the money you collected from the loan apps for? Did you invest it or squander it?
Re: I Need Help. by maxim505(m): 4:11am On Nov 07, 2022
BeardedMeat:
Drop the fair money account number and beg people to pay in directly into it on your behalf.
Otherwise, na cruise you dey so.

7042790061
Wema

Thanks a lot
Re: I Need Help. by maxim505(m): 4:13am On Nov 07, 2022
edoman2016:

What did you use the money you collected from the loan apps for? Did you invest it or squander it?

I was trading crypto with it. I was making quite a bit until I got liquidated
Re: I Need Help. by maxim505(m): 5:50am On Nov 09, 2022
Update
I've paid 66k this month. Will continue to make installmental payments as I get it.

I will appreciate any help I can get.

Thanks to all that reached out.
Re: I Need Help. by DBestDoc(f): 6:22am On Nov 09, 2022
If you value peace of mind like i do, you may think towards selling that land of yours and pay off your loan with the proceed. Land no dey finish and we aren’t in competition with others.


Restrategize, and you’ll buy another in the future. At least, you’d have your mental health and peace back. Also, interest will not be piling up somewhere and a huge lesson would have been learned in the End.

You still owe nothing less than 800k while earning 100k monthly.

Think about it.

1 Like

Re: I Need Help. by Kobicove(m): 10:16am On Nov 09, 2022
maxim505:


I was trading crypto with it. I was making quite a bit until I got liquidated

Why would you take a loan to invest in crypto that is basically the same thing as gambling...to make matters worse you were not even trading spot but futures! angry

1 Like

Re: I Need Help. by ceeceeuwa: 1:50pm On Nov 09, 2022
maxim505:
I'm presently in a financial fix and I need help seriously. I teach at a private school and my salary is 40k, I also do home lessons which brings about 60k monthly.
My predicament is I'm owing loan app 173k monthly payment for 6 months making 1m+. Someone introduced me to crypto trading of which I thought if I could get substantial capital then I would be able to pay back with the interest.
The trading had been going smoothly until and I was able to repay the loan for 2 months until all my funds was liquidated about $900.
I know I have made a big mistake but right now I feel devastated. I will lose my teaching job and possibly the home lessons if they are contacted about the loan. My friends I have confided in are either unable or unwilling to help me.
I am pleading for assistance from anyone who can help me financially to save me from disgrace and embarrassment. I am not asking for a handout as I will repay whatever assistance I can obtain over time. I have a piece of land which can serve as collateral.
I have already started more home lessons to be able to make some money. I'm based in osun state.
Any help anyone can render financial or otherwise will be appreciated. I've never thought of suicide in my life but in the past few days the thoughts have been coming.
I don't know what else to do is the reason I have decided to open up here
If it's fair money just calm down they won't blackmail you. Just try and be consistent with your payment. When they call, explain your payment plans to them. The last thing they will like to do is blackmail. A lot of people owes.na who dey alive they pay "igbese"!

1 Like

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