What distinguishes insurance for public and private hire taxi insurance? It is the most common question asked by many of our clients. Everything you need to know regarding public and private taxi insurance will be covered in this article, Keep reading to learn more.

The main difference between public hire and private hire taxis is that a passenger using a public hire taxi does not need to make an advance reservation because public hire drivers are permitted to pick up people on the street.

Private hire taxi insurance
On the other hand, a private hire taxi must be booked in advance or ordered online through a service like Uber or a taxi booking agency. You just need to obtain a suitable cover for your private hire vehicle that you utilize for hire and reward purposes.

Public hire taxi insurance
Public-hire taxis are often seen in taxi ranks outside of train stations, bus stops, airports, and other locations in the city center. The majority of the time, they are black cabs or hackney carriages, though they could also be regular saloon motorcars, MPV, or executive-style automobiles. Private hire cabs are not permitted to use the taxi ranks or be flagged down by passing customers. Pre-booking is required for each fare picked up.

What sort of coverage is a private hire taxi insurance?
In London, you are legally required to have insurance if you hold a PCO or private hire taxi license. While you're working, this should cover both your taxi and members of the public. Private hire taxi insurance gives you the protection you require and safeguards your car in the event of a traffic collision. Additionally, public liability insurance protects you against claims of alleged occurrences involving clients or the general public while you're working. Protect My Taxi has access to a variety of insurance, unlike some of its rivals. This means that we can provide you with private hire taxi policies that are reasonably priced to match your demands. We provide coverage for several taxi boroughs nationwide. To obtain or renew your coverage, you are welcome to visit our offices in Manchester or Liverpool. For further information, contact us.

Who needs insurance for a private hire taxi?
Any taxi driver who has a private hire cab badge—whether it was granted by your local government or the Public Carriage Office (PCO) in London—is required to have this coverage. This also applies to Uber car drivers.



why you should purchase insurance from Protect My Taxi
Our taxi insurance plans can be used for coverage of both private hire and public hire vehicles. Along with classic saloon cars, we can cover black cabs, minibusses, and hackney carriages. Recently, we have expanded our policy line to include insurance for all sorts of vehicles and divers.

We can provide you with quotes on a variety of insurance solutions offering as much or as little cover as you require thanks to our affiliation with a sizable panel of taxi insurance Brokers and providers.

Take advantage of additional benefits with Protect My Taxi.
We also offer customizable monthly payment plans so you can spread out the cost of your insurance coverage. A friendly, highly skilled team of consultants can offer you additional protection in the form of legal expenses insurance, public liability, personal accident insurance, breakdown insurance, windscreen repair insurance, and even employers' liability insurance. For a private hire taxi insurance policy, all of these options are available.

You have the option of requesting a callback from our staff at a time that works for you or get an online estimate from us. Finding more affordable taxi insurance cheap has never been easier.

Simply click the "Get taxi insurance quotes" button to get started, or fill out our convenient contact form with your information.