Hey guys trust yall doing good .

In short sentences i turn 26 last November and discover i am still struggling to accustom to the habit of saving money.

I am very bad in this area,i cant account for 10k during the last week of the month and i earn 100k/90k monthly ,i dont pay much bills,i live with my parents.


How can i outgrow this spirit of financial recklessness ?
I need ur advice guys

Here to learn

The money ain't enough to sustain let alone save.
Prices going up and income remaining almost same.

pick a savings plan and link it to your account (standing order), for monthly deductions.
Remember I said savings plan not account.

The best way to save is to set a goal.
It will be a motivating factor towards savings.

Simple advice:
*Don't save what is left after spending; spend what is left after saving.

*Have a separate savings account with no ATM card or mobile app. This will limit your access to the money.

*Delay your expenses. Don't buy anything impulsively and delay your unplanned expenses by at least 48 hours.

Good luck

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