Cash App is the leading online payment platform in the US and it gives a seamless banking experience to the users by providing a range of banking methods like online sending and receiving money, cash app debit cards, buying and selling of bitcoins, investing in US stocks and Cash App direct deposit. In this article, we will discuss everything about direct deposits on Cash App and how it works.

What is a Cash App Direct Deposit?

Direct Deposit on Cash App is a banking method in which the payer sends the money directly to your account. This can be set up with your employer to receive your monthly salary. The direct deposit feature of the Cash App gives the users the facility to receive funds from their employer without having to rush anywhere and that too earlier than other banks.

you need to have an activated Cash App card and your Cash App Routing Number to enable Direct deposit on the cash app. Other requirements are:

You should be 18 or above,
You should have a verified Cash App account.
You should be a permanent US resident.
Your account should not have any fraudulent history.
In case you do not have your Cash App Routing Number then follow the steps in the next section.

How do I find my Cash App routing number?

Cash App is associated with two reputed US Banks – Sutton Bank and Lincoln Savings Bank. Both of them carry different responsibilities for Cash App. The routing number for Lincoln Savings Bank is 073923033 and the Sutton bank cash app routing number is 041215663.

To find your routing number:

Tap to open the cash app.
From the homepage, go to the Banking tab.
A new page will appear, below the account balance tap Routing, and account number.
Copy and note down your details.
Now that you have an activated Cash App card and Cash App Routing Number. Let us look at the steps to set up your Cash App direct deposit.

How to enable Cash App Direct deposit?

Once you have noted your routing number, you can now enjoy the benefits packed with it like tax returns, and direct deposits. Cash App direct deposits are much faster than other banks.

To enable your direct deposits follow the below-listed steps:

Tap to open the cash app.
Go to the banking tab.
Click on Routing and account number.
Copy the number.
Go back to the banking tab.
Click on direct deposit.
Select Get Direct Deposit.
Fill out your employer detail, the amount you would like to deposit, and your signature.
Provide your routing and Cash App account number when prompted.
Select the email form and enter your email address.
Your direct deposit on Cash App has been set up successfully. You can deposit $25,000 per direct deposit and $50,000 in 24 hours. You only need to have an activated cash card for enabling cash app direct deposit.

Can I change my routing number on Cash App?

Cash App assigns a routing number itself and each account has a routing number depending on the geographical location and other factors. There is no way to change the routing number internally though if you want to change it, you can close your existing account and create a new account with another email. But note that there is no guarantee that your Sutton bank routing number will change to Lincoln Savings Bank and vice versa.

Does the cash app direct deposit early?

Yes, Cash App Direct Deposits work much faster and the benefit of early payments is one of the best of all. Cash App makes direct deposit funds accessible as soon as the sender or employer releases the amount which is two days earlier than the traditional bank.

Cash App direct deposit time can be impacted by several factors such as an error in the sender’s or receiver’s server, due to technical glitches, national holidays, and bank working off days. The cash app direct deposits usually hit your Cash App account by 11:30 am. CST or 12:30 pm. EST after it gets initiated by the sender.