The Only Conversation we should be having on the Naira redesign is how to make electronic payment channels effective and efficient

- Banks should ensure electronic channels (ATM, POS, USSD, Web, etc) are always available and working efficiently
- Failed transactions MUST be reversed the same day to avoid unduly inconveniencing users.

Allowing anyone to have access to large volumes of cash should be out of the conversation. Cash is a breeder of corruption. Bribes, armed robbery, kidnapping are all mostly settled will in cash and will be significantly solved if cash is done away with