JOB TYPE: Full time

JOB REQUIREMENTS:
Minimum Required Experience: 3years in Credit risk assessment in a Consumer lending institution
Minimum Qualification: BSc in Banking & Finance, Business Administration, Risk Management, Accounting, Economics, Management or any related discipline. Postgraduate degree and professional certification are beneficial.

JOB DESCRIPTION:

Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan
Reviewing financial statements to determine the company’s ability to repay its debts
Analysing financial data to assess risk exposure and recommend solutions
Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation
Communicating findings with other team members within the lending institution or other parties involved in the decision-making process
Monitoring loans to detect signs of financial distress or possible fraud
Preparing monthly reports of risk assessments by summarizing and analysing loan performance
Updating loan policy on a periodic basis
Preparing monthly reports for credit bureau and insurance updates.
Other duties that may be assigned.

REQUIRED SKILLS:

Technical acumen;
Problem-solving and decision-making abilities;
Analytical skills and a good eye for detail;
Ability to multi-task;
Planning and organisation skills;
Negotiation skills and the ability to influence people;
Good communication and presentation skills;
Commercial awareness;
Numerical skills and the ability to evaluate costs;
Ability to understand broad business issues.

Suitable candidates should send their CVs with the Job Title to motionyieldrecruitment@gmail.com

Job location