One of the things being financially literate will teach you is investing. I like to explain investing as making your money work for you, so while it is great that you save, it is greater when you invest your money to earn returns.

However, you need to know what works for you and take note of the following:

1. Diversification is Key: Spread your investments to manage risk effectively.
2. Risk and Reward: Higher returns often come with higher risks. Understand your risk tolerance.
3. Research is Vital: Don't leap blindly. Thoroughly research potential investments.
4. Long-term Perspective: Patience pays off. Think long-term for substantial gains.
5. Stay Informed: Keep up with market trends and economic indicators.

I hope this helps someone!