Hello guys please pardon me if this isn't the right forum to make this posts. I just need honest advice.
Recently, I needed urgent finance to sort a personal/critical issue in my life. The thought of loan apps occurred to me so i installed easemoni loan app. I went through their verification processes which included typing in my BVN, email and so on, I was about to do selfie part of the verification. But then the fear and thought of not being able to pay back when due struck me, so I didn't continue. I may sound Naive but will that my BVN i put in have any effect on me? Thanks as i anticipate your honest take.

If you didn’t complete the application process all the way to the end, and you haven’t received any confirmation that you have applied for the loan and that it was accepted then NO. The application wasn’t submitted so nothing was sent anywhere.

Ps, you made a very wise decision. If you don’t have means to pay back a loan, then stay away from it.

Let whatever that was going to fall apart, fall apart. As long as your life isn’t on the line then fvuck it!

Your moto for 2024 should be: I can’t come and die. Nothing is really critical, or crucial, or important unless you convince yourself that it is.

The person before me has said it all