Cryptocurrency and blockchain technologies have altered our perceptions of money and transactions. The first cryptocurrency, Bitcoin, was launched in 2009, and dozens of other cryptocurrencies have since arisen. Experts believe that bitcoin and blockchain will continue to disrupt established banking institutions in the coming years.

One of the most major benefits of cryptocurrencies and blockchain is their decentralised nature.Because there is no centralised authority overseeing transactions, they are more secure and transparent. With the emergence of blockchain technology, we are witnessing a trend towards decentralised finance (DeFi), which enables users to access financial services without the use of intermediaries such as banks.

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