Negroid001:
I don jam them before. I created a thread for it sef. I borrowed 7k. They sent me 3k and asked me to pay 5500 within a week. I did the proper, before the 1 week complete, cleared all my contacts and messages, denied the app access to my info. Come see as them dey beg me after threatening and couldn't access my phone. I told the agent to send his personal account details and i searched him up on Facebook, i threatened him too. When i had enough fun, i sent back the exact 3k they lent me no interest.
That's how to treat them😂

MaziObinnaokija:
Sell yourself and pay ur debt ..
.There's no diff between gambling and going up/down for loan..

Whatever u do,dnt commit SUICIDE cos your spirit/soul nor go rest .PAY YOUR DEBT



Some of u dey happy cos FG banned loan 🦈

Negroid001:
I don jam them before. I created a thread for it sef. I borrowed 7k. They sent me 3k and asked me to pay 5500 within a week. I did the proper, before the 1 week complete, cleared all my contacts and messages, denied the app access to my info. Come see as them dey beg me after threatening and couldn't access my phone. I told the agent to send his personal account details and i searched him up on Facebook, i threatened him too. When i had enough fun, i sent back the exact 3k they lent me no interest.

ruggedtimi:
no cast this format

Davidbiggestfan:
Hello

I will try to make this short and straight to the point. I will not respond to DMs, and I am not soliciting for funds. I am only bringing this up here because I want people to learn from my situation. Also, I take this as a therapeutic measure that will help me heal since I am ashamed to speak to people physically about this.

So, I graduated in 2017 and got a job. Everything was going well until after COVID, when I took out a loan to start a business that never materialized. I lost my job too, as the company I was with ran into bankruptcy. I didn't know what to do, and at that point, I was miserable. I remember using a loan app for the first time in 2021. I signed up, and I was surprised to be credited in less than thirty minutes. I didn't know the recovery method used by these loan sharks (majorly defamation) until my due date when they started threatening that they will call my contacts and tell them that I am a criminal. I was crestfallen. I was panicky, and I started to look for alternatives immediately. I called mostly my former colleagues, and no one was willing to help because they were struggling financially too. I remember one of the agents suggesting that I take out a loan from another loan shark to prevent the impending embarrassment. Earlier, I had borrowed N23,000 to pay back N41,000 in 14 days. With the new app, I borrowed N27,000 to repay N36,000 in 7 days. I was desperate, so I borrowed the N27,000 and looked for another app to complete the repayment amount for the first loan I took out.

That was the beginning of a dark web in my life that consumed my youth. I was jobless, but I was borrowing to prevent an embarrassment. I never spent any of these funds on myself. Everything I ever made since 2021 has gone into high interest rates of these loan sharks. All the clothes I have today, I bought them before COVID. I have lost a lot of friends because they tag me a beggar because I was always in need of financial help. When the pressure gets too much, I even go as far as begging my juniors way back in school. They have now tagged me "a casted guy" and nobody takes me seriously anymore. I hear gossips that I do drugs but it's far from the truth. I contemplated suicide last year but I said God will help me. I am presently owing 9 different apps with a ridiculous amount running into a million.

I have become a slave to loan sharks and because my reputation is at stake, I have succumbed to their whims and caprices. I hope that one day, I will be set free. My reason for creating this thread is to warn users to avoid loan sharks. They will ruin your life. No matter how difficult your situation is, always avoid their offer. They snatched my beautiful youth from me. God will judge them. I will repay and never borrow again. I know

Soliddust3030:
Op was in your exact same problem. Call their bluff. Your friends and contacts already they call you casted guy na, so the highest loan sharks can do is broadcast you to them and after a while them go stop. In the mean time work on yourself, when you have enough money pay them back their capital.

Davidbiggestfan:
Hello

I will try to make this short and straight to the point. I will not respond to DMs, and I am not soliciting for funds. I am only bringing this up here because I want people to learn from my situation. Also, I take this as a therapeutic measure that will help me heal since I am ashamed to speak to people physically about this.

So, I graduated in 2017 and got a job. Everything was going well until after COVID, when I took out a loan to start a business that never materialized. I lost my job too, as the company I was with ran into bankruptcy. I didn't know what to do, and at that point, I was miserable. I remember using a loan app for the first time in 2021. I signed up, and I was surprised to be credited in less than thirty minutes. I didn't know the recovery method used by these loan sharks (majorly defamation) until my due date when they started threatening that they will call my contacts and tell them that I am a criminal. I was crestfallen. I was panicky, and I started to look for alternatives immediately. I called mostly my former colleagues, and no one was willing to help because they were struggling financially too. I remember one of the agents suggesting that I take out a loan from another loan shark to prevent the impending embarrassment. Earlier, I had borrowed N23,000 to pay back N41,000 in 14 days. With the new app, I borrowed N27,000 to repay N36,000 in 7 days. I was desperate, so I borrowed the N27,000 and looked for another app to complete the repayment amount for the first loan I took out.

That was the beginning of a dark web in my life that consumed my youth. I was jobless, but I was borrowing to prevent an embarrassment. I never spent any of these funds on myself. Everything I ever made since 2021 has gone into high interest rates of these loan sharks. All the clothes I have today, I bought them before COVID. I have lost a lot of friends because they tag me a beggar because I was always in need of financial help. When the pressure gets too much, I even go as far as begging my juniors way back in school. They have now tagged me "a casted guy" and nobody takes me seriously anymore. I hear gossips that I do drugs but it's far from the truth. I contemplated suicide last year but I said God will help me. I am presently owing 9 different apps with a ridiculous amount running into a million.

I have become a slave to loan sharks and because my reputation is at stake, I have succumbed to their whims and caprices. I hope that one day, I will be set free. My reason for creating this thread is to warn users to avoid loan sharks. They will ruin your life. No matter how difficult your situation is, always avoid their offer. They snatched my beautiful youth from me. God will judge them. I will repay and never borrow again. I know

jamesversion:


Just a simple question, you don't have any property of value you could sell to repay debts and live a free life.

I know someone whose business ran into shambles and he sold just one property and raised tens of millions to sort himself out.

What about your family, no dad or mum or brother or sister who can help?

Feldie:
no, he should never pay them back. They are operating illegally anyway so they have to accept their loss. The guy needs to move on