Loan Officer vacancy at Standard Group Trust Fund(SGTF)

We are a fast growing Loan Lenders institution in U.S, with Newly extensive branch network in West ,Eastern and Sub-Saharan Africa. We are seeking individuals of high integrity, who are energetic, hardworking and flexible to fill the position of Loans Officer within our organization.

Job Description for Loan Officer

Reporting to the Standard Group Trust Fund (SGTF) manager, the loan officer is in charge of the loaning processes of the company.

The loan officer is accountable for the growth of lending portfolio and maintaining efficiency of the process.

Competencies

Good communication skills
An Analytical mind
Attention to detail
Must have good interpersonal skills

Duties and responsibilities

Receive loan applications from all offices and approve them within specified limits,and refer loan applications outside those limits to management for approval.
Meet with applicants to obtain information for loan applications and to answer questions about the process
Analyze applicants financial status, credit history, and property evaluations where need be to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available ,as well as the terms of those services
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
Review loan agreements to ensure that they are complete and accurate according to the policy
Compute payment schedules
Stay abreast of new types of loans and other financial services and products in order to better meet customer’s needs
Submit applications to the SGTF Manager for verification and recommendation
Preparing timely reports on the loan portfolio for the credit committee and the management board meetings
Handle customer complaints and take appropriate action to resolve them
Work with clients to identify their financial goals and to find ways of reaching those goals
Negotiate payment arrangements with customers who have delinquent loans
Set credit policies ,credit lines, procedures and standards in conjunction with SGTF manager
Analyze potential loan markets and develop referral networks in order to locate prospects for loans
Prepare reports to send to customers whose accounts are delinquent
Follow up loan collection from the clients with assistance from branch officers
Arrange for maintenance and liquidation of delinquent properties
Petition courts to transfer titles and deeds
Perform related work as assigned

Qualifications

A minimum of university Degree in a related field and 1 yr of experience in a Financial institution
A working knowledge of computer packages is necessary

To apply, send your detailed and updated CV, together with an application letter indicating your current and expected remuneration to loans.sgtf@live.com ON or Before 25th June 2012 or to Address’s below:

Ghana Office:

No 7 Nana Ama Street

Labadi –Accra

Ghana.



Gambia Office:

27 Kairaba Street

Banjul –Gambia.



Kenya Office:

95 Girgiri (Limuru Road)

Nairobi-Kenya.



Tanzania Office:

64 Old Bagamoyo Road,

Msasani –Tanzania .



Namibia Office:

56 Lossen Street

Windhoek, Namibia



Only successful applicants will be contacted.

Standard Group Trust Fund.

2 Express Lane

Sarasota, FL 34238,USA.

loans.sgtf@live.com