₦airaland Forum

Paddy247:
Wow

Please spell words correctly when you post, and try to use perfect grammar and punctuat

Start from your side

Sheuns:
An iPhone is an iPhone. Like the poster you quoted rightly said all iPhones from 7 have water resistance.

Anyone that doesn’t run on iOS isn’t an iPhone even if it looks like an iPhone.

did know if water resistant phone had been opened by third party it's not water resistant again? Even if you give the phone to the official customer care service they tell you this

eepeepook:
Any iPhone from 7 and upwards is water resistant. She’s proven nothing.

You know nothing about phone, that Xr upgraded to iPhone 17 pro max can never be water resistant bro

43Ronin:
80% of Lagos representatives are non-yorubas (everybody know say dem no get strength na only mouth dem get) Lagos is for everybody. Its no-mans-land!

Always obsessed with Yoruba as usual

OKOATA:
Everyone isn't fulani herdsman that will invest in cows and anyone who uses these luxuries suites it for himself for whatever purpose he chooses to use it for. Me as a content creator personally wouldn't mind using this gadget since it can even give me 100 times more income with a sharp and quality recording that will propel my video.

‎As a student, there are many Yahoo boys and students with iPhones worth ₦800k and above who are still broke. If the price of your mobile phone is higher than your net worth even if the price is divided into four you don’t deserve to own that phone. You need to work hard first.
‎Yahoo boys see owning an iPhone as an achievement. I know one who cashed out ₦1.5m and immediately spent ₦1.2m on a phone. In the end, he started suffering. His friends now mock him behind his back. Whenever he asks them for money, they tell him to sell his iPhone 15 Pro, buy a used iPhone 12 Pro Max instead, and use the balance to sort out his bills.
‎One of his friends was my hostel mate, and he told me how funny it looks that someone using an iPhone XR is the one sending money to a person using an iPhone 15 Pro. 😂

Nefort:
Nobody forced you to borrow. If you can't pay back with huge interest then DO NOT BORROW.

Harass people and let FCCPC catch and tell them you did not force them to borrow 😂😂😂😂

mastermaestro:
They won't get shishi from family and friends because most of them have squandered their goodwill and credibility. Na why them dey run go loan app. I have never had any reason to use a loan app or explore external options to get a loan. Every borrowing has been within family and friends circle. This completely removes the burden of interests. You will easily get a loan from friends and family when they know you to always pay back.

However, most of these defaulters cannot get a Kobo from family and friends circle anymore because of this same terrible borrowing culture. Them go collect loan, then begin use you talk. Them fit abuse and fight you join sef.

Loan recovery agent 😁 spotted because did you even sound reasonable some people were in circles of friends who were struggling as well as their which is why they seek loan but this loan app use the advantage of this to extort from a struggling Individual aswear loan business is dirty business the people you frustrated with your loan will haunt you later you can never be successful eating from the hard earned of a struggling Individual

faithfull18:
Thank you oh, why not borrow from family and friends so you don't pay interest. It's the free money mindset. Nigerians call God everywhere with no actual fear of God. The loan apps didn't force them to download, neither did they force them to take the loan, they saw the interest rate yet still went ahead to collect it.

Most Nigerians need iron hand when dealing with them. Loans apps should probably stop the business, let everybody visit their banks.

Oga why did loan app running ads? Their ads full Facebook as well as sending people offer by buy people information from a third party last week an illegal Pocash app sent me test message and link to download their app and borrow. There's no fairness in the business most licensed and unlicensed loan app were running illegal and dubious activities some will not clearly stated interest on the money disbursed you will realize the interest, there was a loan app a friend of mine borrowed from 10k, it was stated the interest is 700 and you are to pay back in 7days it sounds reasonable right? Just 700 but when they sent the money they sent 6500 now they now show 3500 is service charges, 700 interest so he is to pay 10,700 in 7days 😂😂😂 this is fraudulent act

WORWOR1963:
Sapa never worry u!!!! Dey form posh oooo!!! Abi u haven't heard of unforeseen occurrence abi?

he is a loan recovery agent so what do you expect him to say he eat from there

Rrchrd:
I know the country isn't for the fainted heart but...
1) I'll never kill
2) I'll never date a married woman
3) I'll never steal
4) I'll never smoke
5) I'll never bow for any god.

But you will do Yahoo

BrickDevo:
i really don't care.




just thought i should let you know.

You care why did you open the thread

favour32:
Akpabio thinks say e big pass court.


Seun from Temu

Sad truth despite the fact that we are using 3 arms of government to check and balance each other still it lack check and balance legislative and executive are misusing power they overlook judiciary a lot

Infoguy666:
https://news360ng.com/fbi-traces-250000-trump-inauguration-scam-to-lagos-fraudster/

This is why you should never trust any forex trader in Nigeria, especially those who claim to be billionaires most of them are scammers. They use forex trading to cover up their fraudulent activities. After scamming people, they run ads on social media, claiming to teach others how to trade forex.
When you join them, hoping to become a billionaire like they present themselves to be, you end up losing everything. The loss is usually too much to bear.
A friend told me he joined two reputable forex traders in Nigeria, hoping to become a billionaire like them. After paying for training and investing his money, he said he kept losing most of the time. His dream was to become a billionaire, live a flashy lifestyle, buy a Lamborghini, and build a house from scratch in Ikoyi but today, he's closer to being a thousandnaire than a billionaire.
Forex nearly ruined his life.

Tragic news has emerged that Liverpool forward Diogo Jota and his brother have reportedly passed away in a fatal traffic accident, according to Spanish news outlet Marca and reported by popular football journalist Fabrizio Romano.

The football world has been thrown into mourning following this heartbreaking development. Diogo Jota, known for his explosive pace and technical ability, has been a key figure for both Liverpool FC and the Portugal national team.
🕊️ RIP Diogo Jota.

dangermouse:
All these laws are applicable only to the poor amongst them and are used in holding them down. Not applicable to the rich ones. From dreeing codes etc to even this.

Just my obsrevations so far.

😂 nobody mumu pass Nigerians Christian bring the evidence that say so?

Felabrity:
Rubbish stats

Where is sportybet and pornhub

How is bet9ja number 1??

Who is still visiting that site called nairaland?

I want to argue before I realized it's website not app majority of people who use sporty don't use website they use app

Firebox123:
with the fiverr ads how much did you earn

I earn average 8k monthly , the money is deducted from my earnings for the ads

Firebox123:
with the fiverr ads how much did you earn

average 8k monthly , the money is deducted from my earnings

Chidollars1994:
can you give me a hint how to use fiver and upwork have tried it nothing to show

boss it's not easy oo, nowadays you need money to make money, I used to used to use Fiverr pro and run ads, there was a time Fiverr commot $1200 from my earnings for ads

Ddeliverer007:
How them take dey be yahoo boy? Are you a yahoo boy ?

I'm not a yahoo boy bro I'm a freelancer earning six figures on fiverr and upwork as a website developer and a consultant my problem is just the delay, they delay me intentionally it seems you don't have the experience

Ddeliverer007:
Are you sure you are not a yahoo boy?

As how

Snapchat, Instagram and Tiktok na there my I dey spend my data

Tochi3:
..always rent a private jet to Flyer over those nonsense..or apply for a license shakabula..

..better still..Go to the Office of the inspector General of police..that you need police escorts..

..if he agrees..Go to look for some police..at check points or beer parlour joints..pay them.as escorts..

..i still see the first Option as the best Option though...cos police escorts can..you know...you know what I mean..

..the only problem with private jets is that..it is expensive..that is not a big issue though..the problem is it can be shot down by terrorist..it has not happened before..but..possibility of the first time is high..dragging airspace with your superiors..

..what you think..?

Bro 😂 renting private jet expensive I fit enter commercial plane but Ekiti airport is not in full action I don't think they have started commercial flights yet so if I wan enter commercial flight I go need travel to Akure which is not the best decision because I will face similar things on my way

Freelancer Life: Why I’m Scared to Use iPhone in Nigeria

Good morning, Nairalanders.

Please I need your advice.

I currently use a Samsung S10+, but I'm thinking of upgrading to the iPhone 16 Pro Max. The phone is nice, no doubt, but I’m seriously concerned about the wahala that comes with using an iPhone in Nigeria, especially with our police.

Let me explain.

You see, I’m a freelancer on Fiverr and Upwork. I work hard and earn my money clean. But when it comes to Nigerian police, even if you are innocent, once they see you with an iPhone — even if it’s an old iPhone 6 — they start assuming you're a yahoo boy.

I travel from Ekiti to Ilorin often, and on the way, you can meet over 30 police checkpoints. I’m not exaggerating — anyone who travels that road regularly can confirm it. Most times, because I use a Samsung, they don't disturb me much. But those guys carrying iPhones? It’s another story.

Police will stop you, delay you, ask you to unlock your phone, and sometimes even threaten to arrest you. They won’t listen to anything — even if you show them proof that you're a legit freelancer. You go explain tire, no evidence! Most times, they just want a bribe. If you don’t give them, they can delay you for hours just to frustrate you into dropping something.

Because of this, even some drivers in Ekiti are now afraid to carry young, well-dressed guys with iPhones. Some will ask you to hide your phone, or sit where police won’t easily see you. Imagine that!

As someone who hustles genuinely online, I can never give my hard-earned money to these thieves. I'd rather help someone in need than settle police officers for doing nothing.

So please, Nairalanders, what do you advise? Should I just stick with my Samsung or go ahead and get the iPhone 16 Pro Max?
Let me hear your thoughts. Thanks in advance.

Love800:
What if you want to pay okada-man or use public transport within your city, are you still going to pay with transfer?

Read my comment again

Unless I need to complain about my account, I rarely go to the bank because I always make transfers to buy anything I want here in the EKSU area. Even tomato sellers accept transfers. It has been a while since I last held cash, However, I only withdraw cash when I am traveling back home.

At home, most people in my area do not accept transfers. Still, I don't go to the bank to withdraw cash. For example, if I want to withdraw ₦20,000, the charge at a POS agent would be ₦400. However, if I go to the bank, I would spend between ₦1,000 and ₦1,200 on transport. So, I prefer withdrawing from a POS agent rather than going to the bank or using an ATM.

Idun2024:
Woow

Shoutout to awon ti OMOLAYO hostel, Satellite hostel, School gate, awon t’osekita.

Iworoko guys I hail una.

Awon ti adebayo, fajuyi I sight una.

Kokolet hostel, God bless u.

Professor Fagbuaro (Zoo), e ku ise takuntakun

Prof Adanlawo (BCH) e ku ise opolo

Prof. Mrs Idowu (Zoo) God bless you

Mummy wa (MCB) e seun

Are you an Eksu student?

When you think of London, you might picture Big Ben, red double-decker buses, and tea with a splash of milk. But what if I told you that London, Kentucky, exists too—complete with charming small-town vibes and zero chance of spotting the Queen? America’s love for Europe didn’t stop at accents and croissants; it’s written all over the map. Literally. Let’s dive into this fascinating journey where Europe didn’t just inspire U.S. history books—it inspired our city names too!




Why Copy Europe?

Back in the 18th and 19th centuries, American settlers were brimming with nostalgia for the places they left behind or had only heard of in tales of grandeur. Naming their towns after famous European cities was a way to connect with the “old world,” adding a touch of sophistication—or so they hoped. In some cases, it was just settlers being cheeky. Paris, Texas? Why not!




A Quick Tour of European-America

England, Reimagined

England practically has a U.S. franchise with cities like Birmingham, Alabama, and Manchester, New Hampshire, popping up across the map. There’s even a Cambridge, Massachusetts, with a world-class university that might make England’s Cambridge sweat a little. Oh, and if you ever find yourself in York, Pennsylvania, try not to confuse it with the original York. One has the Minster Cathedral; the other has... Amish markets.

Bonjour, France!

America didn’t just borrow French fries; we also snagged names like Paris, Texas, and Versailles, Kentucky. While the real Paris boasts the Eiffel Tower, Paris, Texas, flaunts a replica with a cowboy hat on top—because, of course, it does. Meanwhile, Lafayette, Louisiana, keeps things très French with Creole culture and Mardi Gras vibes.

Italian Flair

Ah, Rome, Georgia, and Venice, California. If you squint, Venice Beach’s canals might remind you of Italy’s Venice, though gondolas are replaced by surfers. And Florence, South Carolina, doesn’t have the Uffizi Gallery, but it does have Southern charm and fried chicken. Fair trade?

Greek Philosophy, Southern Charm

The ancient Greeks would probably love knowing their city names now sit proudly in America’s South. Athens, Georgia, is a hub of indie music and intellectual energy, while Sparta, Wisconsin, has zero warriors but plenty of cheese.

Germany’s Footprint

Not to be outdone, Germany made its mark with towns like Frankfort, Kentucky (inspired by Frankfurt) and Berlin, Connecticut. While the original Berlin is steeped in history, the American version leans more into quaint New England charm. No walls here, though.

A Sprinkle of Everywhere Else

Feeling adventurous? Check out Madrid, Iowa (Spain), Geneva, Illinois (Switzerland), or Lisbon, Maine (Portugal). Then there’s Moscow, Idaho, where the only cold war you’ll find is locals debating over coffee blends.




The Fun of Americanized Europe

What’s endearing about these cities is how they’ve taken their European names and made them uniquely American. Paris, Texas, might not have haute couture, but it’s got cowboy boots for miles. Venice, California, isn’t home to Renaissance art, but its graffiti-lined streets are masterpieces of their own.




Pack Your Bags—Or Don’t

So, if you can’t afford a trip to Europe, why not take a road trip through its U.S. doppelgängers? Who knows? You might find yourself sipping sweet tea in Athens, Georgia, or marveling at cowboy-culture-meets-Parisian-chic in Paris, Texas. One thing’s for sure: Europe didn’t just inspire America’s history—it left its stamp on our very identity.

Bon voyage—err, happy travels!

Have You Ever Wondered Why Countries Can't Just Print Money to Solve Economic Crises and Disasters?

At first glance, printing more money might seem like an easy solution to a country's economic problems. After all, if there’s not enough money circulating, why not just create more? But in reality, printing money to fix an economic crisis is a risky move with consequences that can often make the problem worse. If you've ever wondered why governments don't simply print more currency to solve economic downturns or natural disasters, the answer lies in understanding the complex relationship between money, inflation, and the overall economy.

The Reason: Economics is More Than Just Numbers

While it might seem intuitive that having more money would help people and businesses, the truth is, money is only valuable because of its purchasing power, which is determined by the amount of goods and services in the economy. If the supply of money increases without a corresponding increase in goods and services, the value of the currency starts to decrease.

Consequences of Printing Money

1. Inflation: The Silent Eater of Wealth One of the primary consequences of printing money is inflation. Inflation happens when there is more money in circulation but the same amount of goods and services available to purchase. With more money chasing fewer goods, prices naturally rise.

For example, if a country prints more money to pay for its expenses, the cost of everyday items (like food, gas, and housing) increases. This means that people’s savings, wages, and pensions can lose value rapidly. Inflation might not seem like an immediate problem, but if it gets out of control, it can lead to hyperinflation, where prices rise so fast that money becomes worthless. This is what happened in countries like Zimbabwe and Venezuela, where citizens needed wheelbarrows full of cash just to buy a loaf of bread.

2. Currency Devaluation: A Global Downward Spiral When a country prints excessive money, its currency’s value decreases relative to other currencies. As the currency weakens, imports become more expensive, which can drive up the cost of living, especially in nations that depend on foreign goods. This makes it harder for businesses to operate, creating an additional drag on the economy.

Moreover, countries often rely on foreign investment to grow their economies. But if investors fear that a country’s currency will continue to lose value, they are less likely to invest, making it even harder for the country to recover.

3. Loss of Confidence: Trust is Everything One of the most dangerous consequences of printing money irresponsibly is the loss of trust in the currency. A nation’s currency relies on the belief that it holds value, and when that belief is shattered—whether by inflation or currency devaluation—people stop using the currency and look for more stable alternatives.

This has long-term consequences: people may start hoarding foreign currencies, or even start bartering goods instead of using the national currency. Trust in the country's government and economy may also plummet, making it harder to regain stability.

4. The Debt Dilemma: A House of Cards Many governments already carry substantial national debt. Printing money to pay off debt might seem like a quick fix, but this can exacerbate the problem. If a country prints too much money to pay its debt, the value of its currency declines, making foreign debt payments more expensive. As a result, the country might need to print even more money to cover the increased debt obligations, creating a vicious cycle that leads to further economic distress.

5. Economic Imbalances: A Distorted Economy When money is printed without careful consideration, it distorts the natural flow of the economy. Money supply should ideally match the growth of goods and services. But if the money supply grows faster than economic output, the balance of supply and demand is disrupted. This can cause severe instability, affecting everything from employment to business investments.

The Information You Need to Understand

To truly understand why printing money is not a viable solution to economic crises, it’s essential to have a grasp on a few key economic principles:

Inflation and Deflation: Inflation occurs when the supply of money exceeds the supply of goods, leading to a decrease in purchasing power. Deflation, the opposite, occurs when there is too little money in circulation, leading to reduced economic activity.

Money Supply and Demand: The value of money is largely determined by how much of it is available and how much demand there is for it in the economy. The balance between these two forces is crucial in maintaining stable prices.

Monetary Policy: Governments and central banks use monetary policy tools, like interest rates and open market operations, to control inflation and stabilize the economy. Simply printing money bypasses these mechanisms, often leading to disastrous results.

Fiscal Responsibility: Governments need to manage their budgets and debts responsibly. This means borrowing money when necessary, investing in infrastructure, and finding ways to increase economic output rather than relying on quick fixes like money printing.


What Are the Alternatives?

Instead of printing more money, governments and central banks can pursue other strategies to stabilize an economy during a crisis:

Borrowing from international institutions like the International Monetary Fund (IMF) or World Bank, which can offer loans and financial assistance under strict conditions.

Austerity measures or structural reforms, such as cutting unnecessary government spending and improving tax collection, to build a more sustainable fiscal structure.

Attracting foreign investment through economic policies that foster business growth and create job opportunities.

Encouraging domestic production to meet local demand, which can reduce dependence on imports and stabilize prices.


Conclusion

While the idea of printing money to solve an economic crisis may sound tempting, it is far from a simple solution. The consequences—ranging from inflation and currency devaluation to loss of confidence in the economy—are far-reaching and often worsen the problem. To address an economic crisis effectively, governments must rely on responsible monetary and fiscal policies, borrowing when necessary, and creating sustainable strategies for growth. Ultimately, solving an economic disaster is not about printing more money, but about ensuring the economy is functioning efficiently and sustainably.

If you’re interested, send me a message on WhatsApp at 07066018518.

Location is not a barrier, as the business has offices in Lagos, Kwara State, Ondo State, Osun, Oyo State, Edo State, and Ekiti State. If you live in or around these areas, this opportunity is perfect for you!

We are also working on bringing this opportunity to the South East and South South regions as soon as possible. Stay tuned!

Good day, everyone!

I want to introduce you to an incredible 2-in-1 business opportunity that combines online freelancing and offline network marketing.

For the online aspect, we work as freelancers using platforms like Fiverr, Upwork, PeoplePerHour, and Freelancer. However, we focus more on Fiverr because it's easier to make money there compared to most other freelancing platforms.

If you don't want to be among those constantly blaming Tinubu or complaining about inflation and the exchange rate, this business is for you! I earn in dollars on Fiverr and Upwork, and you can too.

What You’ll Learn

We will teach you the following skills to offer on freelancing platforms:

1. Digital Marketing


2. Website Development using CMS platforms like WordPress, Wix, Shopify, and Squarespace


3. Social Media Marketing


4. Email Marketing


5. Logo and Banner Design


6. How to build a network marketing business for free



After learning these skills, we’ll show you how to monetize them on freelancing platforms like Fiverr and Upwork—all at no cost. That’s right, it’s completely free! You don’t need any capital to get started.

For the Offline Aspect

We work as network marketers with Neolife, a reputable company. As an Emerald Director, I earn ₦500,000+ monthly from this, in addition to my freelancing income.

Unlike other network marketing businesses where people peddle products on the streets, we don’t do that here. In fact, I personally use the products I buy or share them with family and friends.

How Does It Work?

This business is truly 2-in-1, combining online freelancing and offline network marketing. Here’s how:

Part of the money we earn on Fiverr is used to support the offline network marketing aspect.

With Neolife, the company promises:

1. Sound Health


2. Cool Wealth


3. Freedom and Lifestyle




To succeed with Neolife, you are required to:

1. Use the product (10%)


2. Share the product (10%)


3. Share the opportunity (80%)



I have used the product and shared it, and now I am sharing the opportunity with you!

Why is it Free?

I know you might be wondering why all these skills and training are free. As a 9ja boy, you might find it hard to believe, but it’s 100% true! The reason I’m sharing this opportunity is to fulfill my commitment to sharing the Neolife opportunity with others.

Don’t miss this chance to learn valuable skills, earn in dollars, and build a steady source of income.

For more details, contact me via WhatsApp today! Let’s secure your financial future together.