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Financial goal setting can be
rather tricky, especially if you
haven’t even mastered basic
goal setting yet. Money, it
seems, always makes things
twice as complicated. But no
need to worry! Here are a
few tips to help you out.

Financial Goal Setting Tip # 1:
Be Realistic.
Be Realistic.When it comes to
goal setting of any kind, you
must always be realistic.
Telling yourself that you want
to earn one million dollars in
one month is not realistic,
especially if you’re only
earning minimum wage. Setting
your goals too high will only
end up making you miserable.
And when that happens, just
how enthusiastic will you be
to give financial goal setting
another try? My advice is to
go small at first: Small amount
in a short period of time.
Once you succeed with that
goal, gradually make your
way up to the high stakes.

Financial Goal Setting Tip # 2:
Decide on a Target.Of course,
you need to have a target
amount and a target deadline.
Try to be as specific as
possible. The more specific you
are with your financial goal,
the better your chances are
of actually accomplishing it.
Writing down that you want
to be “rich” is inconclusive.
Just how rich is “rich”
anyway? And what about
“someday?” When will
“someday” come? Not
committing to a number and a
date only gives you excuses
to fail or back out. Don’t set
yourself up for failure. If
you’re really serious about
setting your finances straight,
give it your 100%.

Financial Goal Setting Tip # 3:
Learn How to Budget.It isn’t
just about deciding on a
number, it’s also about
plotting your way to achieve
your end goal. And in every
financial situation, budgeting is
always involved. If you really
want to meet your mark by
the set date, you need to
learn how to add and
subtract. Know which
expenses should be
maintained and which ones
can hit the road. Aside from
budgeting, you can also add
“earn additional income” to
your agenda. After all, there
is no room for failure here. If
you’re going to do something,
you might as well give it your
all. Financial goal setting is
easily achieved if you stick to
your guns. Don’t think about
those who have failed to
meet their money goals.
Instead, think of how hard
you’re working and how much
everything is going to pay
off.
Once in a while, you might be
tempted to veer off the
track, but don’t forget about
your goals come morning.

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SOUL INSPIRATIONALS with ADAMS!

Our topic today is
THE UNIVERSAL LAW OF SOWING AND REAPING

The universal law of sowing
and reaping is the same as the law of cause and effect. The law says that there’s an
output to every input. It
refers to the result that you are reaping today is the result of what you sowed in the past. What you are
experiencing now is the sweet or bitter fruit of whatever actions you had taken or decisions you made
previously.

The law of sowing and reaping
has governed human destiny
since the beginning of history.
Every member of the human
species is subjected to it. No
one can claim they are free from its control. Whether you
enjoy success or happiness, or
failure or distress is due solely
to how you have acted
whether in compliance with or
in violation of the law. When you are successful or happy,
others say you are lucky,
which is not the case. The law favours no being. It’s fair and impartial.

Those who are successful have put in much effort to attain
their successful status. They
work hard and do many
different things to increase
their probabilities to be
successful and eventually they are. Others who are less
successful or have failed lay
the blame on their luck. The
successful ones reap what they
sow while the unsuccessful
ones fail to reap what they do not sow. It is all about getting
the reactions from your
actions. You get no reaction
when you don’t act.

There are people who believe
they can get something out of
nothing. When the law of
sowing and reaping applies,
they certainly get nothing.
There are others who believe in
shortcut to success and riches.
They make attempts to be
successful or get rich quickly
without putting in much
effort. Even if they succeed, their successes and riches will
not last. But mostly, they get
nothing out of nothing or they
learn the hard way that there
is
no shortcut to their desired goals as long as they act in
violation of the law.

You are responsible for
yourself and whatever you
do. Things do not happen to
you without a reason. If you
are feeling unhappy in your
outer world, only you and it’s up to you to rectify it by
working on your inner world,
perhaps to change it. For
example, you want people to
stop ignoring you. This is
understandably upsetting as it is the instinctive need of
everyone to feel accepted by
others. You could take the first
best step to overcome this by
not ignoring them and that is
by being friendly. Their reaction could well be what
you have been longing for.

What you experience whether
good or bad is the effect of
your deeds. Why then do you
worry so much about what
other people will think or say
each time you want to say or do something? You are
answerable to the law of
sowing and reaping/cause and
effect and not to other people.
In the end, it’s you who suffer
the consequences of whatever you do or maybe don’t do as
well. It’s your destiny that
you need to carefully consider at all times.

People who are ignorant of the
law of sowing and reaping try
to change the effect when it is
the cause that needs to be
changed. If you are given to
wrong perception, do you change the person whom you
perceive to be unfriendly or do
you change the way you
perceive that person? You can
send out either love or hatred.
Inevitably, you must reap what you have sown.

Since everything you do will
boomerang on you, it is
always wise to concentrate on
doing only good deeds. Look
for opportunities to do a lot of
work for charity such as rendering personal services to
others who are less fortunate
than you.
IYANU ADAMS
<www . iyanuadams . com>
<TWITTER: @adamsjoiy>