₦airaland Forum

hello ayoolalaw
there is a thread on nairaland that shows you how to get loan without interest or less interest.check it out
meanawhile the summary on the thread explains that
1.you can go to islamic bank to get loans FYI they don't discriminate and its strictly no interest
only thing is they share the profit with you at a percentage according to the contract you reach
www.jaizbankplc.com..........check their FB get in touch
2.go to FCMB to talk to them tips..join FCMB e-thrift,it makes you entitle to loan on single digit interest
3.go to stanbic ibtc also to talk to them about loans
hope this helps you to some extent...
learnt a loads on nairaland so just doing my little bit giving back

whats the bussiness about?you ommitted the explanation.

thanks a million guys .good job,very informative and enlightening
stay blessed

hello Jonny p.there is a thread about getting loan on nairaland,i suggest you check it out
meanwhile the thread says you can do the following
1.visit islamic bank....www.jaizbankplc.com check them out on FB drop em mesaages to get to know terms and conditions.it is interest free
they only share some percentage in the profit you make doing the bussiness.
2.visit FCMB and would be great if you join there e-thrift as you are entitled to loan with single digit interest
3.stanbic ibtc also give loan.
hope this helps...

this is very enlightening considering our views on getting loans in Nigeria.
can't thank you enough guys.una do well 7gbajinatu for all of yah

hello luvinhubby
please i live in uk @ the moment and i've been checking threads about what and what not on honda.i plan to buy Honda accord 2003 model
it is a 2.0 i-vtec sport 4D......please whats the fuel economy in respect with the I-VTEC nd Sport specification,and peculiar problem with this model of honda..it comes in RHD can it easily be converted witout future problem any idea of the conversion price

luvinhubby:
Check your power steering oil containers, it's often neglected by car owners & technicians. When dirty, it pushes dirt into the pump causing damage and failure.
More tips coming.

eko akete!!!Eko ile ogbon

adebayo201:
25 insane rules to driving in Lagos or Nigeria
generally:
1. When in doubt, accelerate!
2. Be prepared to ram into anything stopping
you that is wearing uniform in Lagos (police,
traffic warden, FRSC, Kai brigade, fire brigade,
VIO, LASTMA, LAMATA, LASWA)
3. If you get caught by any chance, do not
allow them to enter your car, if they happen
to get in do not drive from that spot (veer
off traffic & settle promptly), and if they
don’t agree, pretend that you are calling
your uncle who is in the army (believe me it
always works), never follow them to any sort
of office except you are ready to pay ten
times more than what was demanded.
4. Never give police or VIO your original
particulars (whether expired or up to date).
5. Danfo drivers believe they are immortal.
Never yield to the temptation to teach them
otherwise.
6. Okada riders have a pact with suicide,
avoid them like a plaque.
7. Avoid BRT buses in all ramifications, they
have no brakes.
8. Taxi cabs (oko asewo) should always have
the right of way, all of them have been
driving in Lagos for 25 years.
9. Never, ever, stop for a pedestrian unless
he flings himself under the wheels of your
car.
10. The first parking space you see will be
the last parking space you see. Grab it.
Survival of the fittest you may say!
11. Learn to swerve abruptly. In Lagos,
potholes (and sometimes car-holes) are put
in key locations to test drivers’ reflexes and
shock absorbers,( I saw one man fishing in
one of the potholes last week).
12. There is no such thing as “one-way” in
Lagos. Expect traffic from any direction at all
times. The okada riders are the experts in
this area.
13. Never get in the way of a car that needs
extensive bodywork, except you want to
spend your whole Saturday at the panel
beater’s place.


Morning rush hours

14. Morning rush-hours are equivalent to
Lagos grand prix (who gets to the junction
first).
15. There is no such thing as a short-cut
during rush-hour traffic in Lagos. Everybody
might be inclined to take that ’short-cut’.
16. When asking for directions, always ask at
least three people. Lagosians always claim to
know every inch of the city – even areas
they’ve never been to.
17. Use extreme caution when pulling into
service lanes. Service lanes are not for
breaking down the traffic, but for speeding,
especially during rush hour.
18. Never use directional signals, since they
only confound and distract other Lagos
drivers, who are not used to them.
19. Similarly, never attempt to give hand
signals. Lagos drivers, unused to such
courtesies, will think you are making
obscene gestures to them. This could be
very bad for you in Lagos.
20. Hazard lights (popularly called “double
pointer”) is not, (as commonly supposed)
used to indicate a hazard. It is a warning to
you that he is a bonafide Lagos driver, he’s
headed ’straight’ and as such, will not stop
under any circumstance. Take him extremely
seriously especially if he backs it up with a
continuous blast from his “horn”.
21. At any given time, do not stand on the
zebra crossing expecting traffic to yield to
you, or else you will have to explain to the
on coming traffic whether you look like a
zebra.
22. Speed limits are arbitrary figures posted
only to make you feel guilty.
23. Remember that the goal of every driver
is to get there first by whatever means
necessary.
24. In Lagos every spot is a potential bus
stop. FRSC and LASTMA know that too. It is
in their constitution.
25. Above all, keep moving. Even with a flat
tyre!!!

HORNING IN LAGOS
Horn’ when someone executes a dangerous
maneouvre.
‘Horn’ when you’re about to move off.
‘Horn’ when you’re about to overtake.
‘Horn’ when someone is about to overtake
you.
‘Horn’ when turning into a road.
‘Horn’ when emerging from a road.
‘Horn’ back when someone horns at you. It’s
considered good etiquette.
‘Horn’ when you hear a chorus of horns.
Don’t worry if you don’t know what all the
‘horning’ is about.
‘Horn’ when you’re happy.
‘Horn’ to the beat when you’re playing music
in your car.
Good luck, as you expeditiously navigate
through Lagos and hustle and bustle!

hello mcdonelldouglas.pls what is ball joint and where is it located?
how should i monitor it and what signss should i be looking out for?
is the ball joint easier and cheaper to fix?

Mcdonelldouglas:
Go for the babyboy if you can live with a manual transmission and frequent monitoring of your ball joints. Honda auto trannys are rubish.

scantee:
@mexxy1 check you mail, i am very busy now, i will guide you through in my next mail

@scantee pls i would love to see your company profile as i live in uk and what goes down here is diffferent in Naija
and i want to start bidding mostly on IT projects in naija .i have a registered company in Nigeria already and over 5yrs now
my email is mcliencommunications@yahoo.com

redcliff:
Lol. Once a dolapo always an adedolapo

Whence you turn adedolapo you don Dolamu finally..........

easypee:
You or anyone one interested can invest 150K in the oil & gas sector as a nation-wide distributor of a product. Contact me on 08121547560, pioustrade@gmail.com
I wrote a 100-page e-book (PRICE: 2K) on this where you get all the info on it. You make 200K profit per month and can employ 3 marketers to do it for you with that 150K start-up at salary of 50K each per month and still make the 200K profit per month. It is all explained in my e-book!
Contact me quick. I'm doing it and helping others do it.

hi i tried sending you an email for some reason it wasnt going thru.i'm interested in this oil and gas investement ,however i am not in the country
how can i benefit from it and whats the process for someone like me living abroad.

hello op
i live in uk and i want to sell uk used laptops,tablets,phones,cctv (brand new) on konga .how can i make use of this opportunity

@polymatic thanks i've replied through my email.

hello all
please i would love any positive and reasonable bussiness ideas that i can do
i've a website running and a registered company..
i live outside the country at the moment(UK)

hello bruv i just reactivated my nairaland account being away from it for a while .i love this feedback from people you've introduced this report to
pls i want to also get the report.what do i do?