₦airaland Forum

Many times, the urban planners and architects work together to complete plans for a building that is going to be constructed. The architect’s design building plans, while the urban planners are responsible for recommending how land will be used and what types of things are needed to meet the needs of a community. Both urban planners and architects need to be familiar with building codes and land use regulations to make sure that their work complies with all applicable regulations.

The architect is focusing on one building project, the urban planner will be considering that project as well as several other projects, including how outdoor areas will be developed. Architects focus on a specific client’s needs, while urban planners must consider the needs of the community. As an urban planner, he/she does not need to be designing every single building in the town, instead defines zones, an industrial zone, a commercial zone, a residential zone etc.

Roles of the Urban Planners in Building Industry

The urban planner spends more time in ensuring that the zones have all the necessary resources required to act and grow independently and they are connected well with each other to make sure people can easily commute between the different zones. The city will continue to grow and evolve within the zones, and as long as people can easily travel between the different zones and the resources within each zone suffice the growing needs of the zone, the city will flourish.

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To prepare for a career as an urban planner it is common to major in disciplines such as; environmental design or geography. After earning a bachelor’s degree, aspiring urban planners must complete a master’s degree in urban or regional planning. Urban planners determine how land will be developed in urban areas to accommodate the city's needs based on population growth.

Architect Roles in Building Industry

Some architects are self-employed, but the greatest work for architectural or engineering firms. The architects are responsible for designing structures that will be constructed. The architects spend a lot of time working regular daytime hours in offices, although they do need to travel to the scene where a structure they designed is being built to make sure that their design plan is followed.

They Architect need to have a bachelor’s degree in architecture, and must also complete an internship and pass a national exam to work as an architect. Architects use their creative talents when developing design plans but they also need strong analytical skills, because they must consider building codes, clients' needs and budgets when working on their designs. You can get more details on the article website https://www.townplannersdiary.com/urban-planners-important-architects-building-industry/ where you are free to add your own contributions.

Long tail keywords are 3 and 4 keyword phrases which are very specific to your website. When a client uses a highly specific search phrase, they are looking for exactly what they are actually going to buy. In virtually every case, such very specific searches are far more likely to convert to sales than general generic searches that tend to be geared more toward the type of research that client typically does before making a buying decision.

Every business owners need to have a steady flow of new clients to grow their business online and although prospective buyers are always out there, attracting them to your website is very challenging. The potential clients for your business have many options, and it is easier than ever to research all of them online. Meaning that the best way to bring a client to your business is by being visible when the client is using search engines. Most of the home buyers rely on search engines like Google to find websites and properties listing a website in their areas.

Thankfully, the results they see are not a product of chance and you can make your website show up with them using search engine optimization. To learn how to effectively leverage long tail keywords, here is a four-step process for uncovering phrases that will help to drive traffic and conversions, thereby boosting your rankings.

In a competitive industry like real estate, you can be sure that other agents in your area are also using SEO to reach local clients. This means that to succeed, you need to create a unique strategy and make your business stand out.

Reasons to Use Long Tail Keywords To Boost Your Website

Most of the professionals in the arena of online marketing know it is clever to use long tail keywords that target potential customers who are “late” in the real estate buying cycle. In professional terms, what we are talking about here is the concept of targeting the so-called long tail keywords. Helping you to illustrate this phenomenon, let’s take a look at the typical step-by-step buying path that a customer travels on the way to a making a purchase.

– Clients become aware of a product.
– Clients seek information about that product in preparation for a possible purchase.
– Clients evaluate alternatives to the product (features, pricing, etc…).
– Clients make their purchase decision.
– Clients pull out their credit card and complete the transaction.
– Clients then evaluate the product after buying it and decides if they want to keep or return it

To effectively leverage the long tail keywords, here is a 4 step process for uncovering phrases that will help to drive traffic and conversions, thereby boosting your real estate website rankings. The main keywords your business targets should be of medium to high competition, get up to 200 monthly searches (according to the Google Keyword Planner), including three or fewer words, and be targeted by at least one of your competitors. There are other tools apart from Google Keyword Planner you can use to help start your real estate company’s main keywords. These keywords search engines include the Keyword Tool, Google Trends and Accuranker. https://www.akinlawrence.com/long-tail-keywords-supercharge-seo/ Continue reading

Space Online group is one of the few companies able to offer complete solutions for the delivery of a lot of projects. Our clients can choose from a lot of services and we can offer these in any combination. The real estate property portfolio manager will join the company to deliver quality real estate in gated communities and our management arm ensures that our properties are kept in top-notch all the time.

We are always looking for qualified and committed staff to join our expanding team of Architects, Project Managers, Surveyors, Site managers and other building professionals. We are proud of our position as a leading provider of construction and engineering, real estate and management and we understand that our success is due to the quality of our staff.

Qualities required

– Personable
– Meticulous
– Well versed in written communication
– Fluent in spoken English
– Has real passion for property management
– Other requirements
– BSc or HND in estate management
– 4-6 years previous experience in property and agency management

Adron Homes & Properties Limited Business Development Officer

Adron Homes and Properties is a leading Pan African Real Estate development company that provides the highest number of decent, accessible, comfortable housing while achieving global housing standards. Our basic role at Adron Homes & Properties Limited is to secure suitable house for everyone, irrespective of social class, income level and all else. The world is a developing arena with continuous growth in population and it has become increasingly essential to devise very effective means of accommodation.

Job Description

– Shall be responsible for the marketing and sales of the company’s products and services
– Develop, design and implement business plan strategy
– Responsible for the formulation of market penetration plan and execution of the marketing program of the company to conceptualize, conduct and produce business visibility studies and implementation strategy
– Build a strong relationship with existing clients and provide on-time service to urgent issues.
– Drive peak performance and sales across the organization
– Develop and maintain Sales Territory Plan and ensure achievement of Company sales targets and profitability
– Strong understanding of customer and market dynamics

DHI Resources Site Supervisor

DHI Resources is a world-class property solution and maintenance service provider, who uses cutting Edge technology to bring facility management and asset care/maintenance to your doorstep. Our promise is to deliver a tailor-made solution to meet the highest needs and standards in the industry.

Job Description

– Ensure proper, effective and real-time communication (written and verbal) between clients and the facility office.
– Plan, schedule, coordinate and monitor all repair and maintenance works (preventive and corrective) to be executed by the maintenance team.
– Proactively interface with all stakeholders to align and deliver maintenance service that supports and enables value for money, business operations, and ensures a timely resolution of customer issues.
– Preparation of daily reports
– Ensure high-level customer service experience to all stakeholders
– Proper filing and documentation
– Management of the entire maintenance process from issue reporting to job
– Liaise with Procurement on the timely delivery of quality materials and to specification
– Ensure total budgetary compliance for effective cost management and minimization of waste
– Total oversight functions on all aspects of the facilities management provision in the client location

Noxie Limited Joinery CAD Draughtsman

Noxie Limited is a wholly owned Nigerian company founded in 2001. Our company policy is anchored on the need to render the best quality service through qualified personnel while at the same time upholding a high standard of professional and ethical excellence in all projects entrusted to us by our clients. We are proud that our personnel possess vast experience compared to other leaders in the service industry

Key Responsibilities:

– Producing joinery design and setting out drawings using AutoCAD.
– Conducting accurate measuring surveys on site alone or assisting colleagues establishing datums and grid lines.
– Apply care and attention to all aspects of joinery design work with the objective of achieving quality and accuracy with the timescales/budgets allotted.
– Ensuring all joinery construction detail is accurate and achievable allowing production to the required standards of quality and completing within allotted timescales.

Experience, Knowledge and Skills:

– Previous joinery experience with an understanding of methods of construction is essential.
– Minimum 2 years’ experience of AutoCAD drawing in model and paper space with the latest software.
– Knowledge of joinery such as a box, sash and casement windows, doors, panelling, working with veneers, staircases.
– Excellent communication skills and attention to details

GOS Project Architectural Design Lead

Vacancy for Architectural Design Lead who will participate in the conceptualisation and design of multiple projects and engage with clients and consultants as projects progress from concept to construction

Job Requirement:

– The ideal candidates should be highly motivated and enthusiastic with excellent communication and organisational skills; good spoken and written English is essential, and should possess excellent CAD, Adobe Creative Suite and 3D modelling skills. Knowledge of Revit, AutoCAD and Sketchup are essential, whereas, a knowledge of Rhino and Grasshopper is a plus.
– A minimum of 2 years experience in an architectural office post-graduation is required.
– Candidate will be honest and have high integrity as well as a dedication to excellence and continued professional development.
– A competitive salary is offered with year-end performance bonuses.
– Send a brief CV with examples of your work in A4 (maximum size 20 MB) and a covering letter stating reasons why you should be considered for the role

LegendVille Development and Construction Limited Online and Graphic Designer

Responsibilities:

– Managing social media platforms
– Website administration and maintenance
– Website and Social Media Analysis
– Creating, sourcing and curating content
– Creating and managing online marketing campaigns (Google AdWords, Bing Ads, etc), social media ad campaigns, email marketing,
– Creating campaigns performance reports for management
– Development and design of print and web graphics which include website template and graphics, corporate packages like Letterheads, Call cards, Identity Cards etc.
– Supervising and overseeing all designs(Online & Print) and online portal.
– Creating customized responsive and interactive newsletters which are scheduled on a weekly or monthly basis for both events and online portal.
– Creating animations or animated slides for the company online portal
– Design of website banners and advert banners which also include Google Ads banners (various sizes).
– Understanding of Real Estate Industry would be a plus

Visit the application website http://www.akinlawrence.com/engineering-real-estate-property-portfolio-managers/ for more details on how to apply for each vacancy

I will say know. Under the Nigerian Law for tenacy Right: I beleive the following should apply to your situation

The landlord can supervise and maintain the property generally, but with the knowledge of the tenant and within reasonable hours of the day. Once a landlord rents out his property he has also rented out his supreme powers over the property although he still has reversionary interest (right to take back property at the expiration of tenancy).

So why should a tenant upon his rent worship and tremble before his landlord like a semi-god? Why should a tenant tolerate a landlord who breaks and enters without into the tenant’s premises without consent?

Why should a tenant be enslaved and turned into a sanitary attendant by his landlord whom he pays rent as at when due? The above happen when and where the tenant is ignorant of his rights as a tenant! Let such a man/woman consult a lawyer and report cases of criminal trespass to the nearest police station.

taurus2604:
This topic comes at the right time. Just got an apartment where d landlord locked up a space and said it's not part of where he rented out to me. He also kept his dog cage by my bedroom window and told me there's no provision to move it out of there. I got a lawyer to address this and he immediately brought an agreement paper that if I don't sign he won't remove the cage. Mind you the date on d agreement is October while I moved in 1st December. He now used biro to cross October and signed against it. Have refused to sign and am thinking of involving the police. Am I over reacting?

A landlord is showing a couple around an apartment. The husband looks up and says, 'Wait a minute. This apartment doesn't have a ceiling.' The landlord answers, 'That's OK. The people upstairs don't walk around that much

AkinLawrence:
The undue attachment of Nigerians to the land and landed property so much attention and superiority are added to the status of a landlord which has made it up for the ill-treatment the so-called landlords do meet out to their often poor tenants. The Nigerian law is all-encompassing and people-welfare oriented. The law went on to provide an avalanche of rights, duties and privileges for tenants. This article is set to outline and dwell on the details of the rights, duties, privileges, powers and remedies open to tenants in Nigeria.

In Nigeria, a tenant is declared a lesser human being against the wishes of the constitution as many times as his/her rights are trampled on. The law will always lean in favour of a tenant and to safeguard him properly while he strives to acquire his own premises. You may be the owner of your residence while you are a tenant in your office complex. There can never be a tenant without a landlord.

These are some of the rights open to tenants in Nigeria

Right to Sue Landlord for Trespass: A tenant has the right to sue a landlord who pays deaf ears to the provisions of the law and goes on to throw him out. The above-detailed rules are not mere academic literature rather valid and subsisting procedure for the eviction of tenants in any part of Nigeria. Once a tenant is in the occupation of premises then he has all rights over the premises and the law will not allow his landlord to trespass against such.

The court will not hesitate to slam the hammer on a landlord that throws the laws to the winds. Let a tenant seek remedy in court by consulting a lawyer. He should equally complain to the Nigerian Police of such trespass, to investigate such and prosecute the landlord for criminal trespass. All persons are equal before the law and a landlord is not in any degree a master or lord unto his tenant; not a “tenant-lord”.

Right to a Written Agreement: The law makes the writing of tenancy agreements mandatory for tenancies above three (3) years while tenancy below three can be orally or written. Generally, to be on the safe side parties are advised to put their agreements in writing even if it is for a week tenancy. The tenancy agreements are to contain in details the names of a landlord and his tenant; as parties to the tenancy agreement. The land or house to be rented out ought to be described in details; showing its location and basic features.

In making the tenancy agreement between the landlord and the prospective tenant both parties are to execute the agreement by signing and dating it before their respective witnesses (at least one witness for each party). Post office stamp should be affixed to the agreement to enrich its probative value (make it recognised in law and acceptable in court as an evidence).

Right to Issuance of receipt of Payment: Payment of rent is a vital part of tenancy albeit not proof of the existence of a tenancy. It is often one of the covenants of a tenancy agreement. Prove of payment (receipt) is needed in the calculation of a mesne profit (rent incurred by a tenant after the expiration of a valid “Notice to Quit” served on him) and even arrears of rent (rent incurred by a tenant while in a valid tenancy with his landlord). It can equally clear off any allegation of contravention of a valid rent clause (prompt payment of rent).

Receipt of payment is an acknowledgement from a landlord (or his agent) that he has received rent from a tenant. It must contain the name of the landlord and the tenant, the amount paid and the date of such payment. The property for which such payment is made, the duration that such payment will cover and the signature of the receiver must also be on the receipt.

Right to Peaceful Enjoyment of Property: The tenant pays his rent to his landlord for the landlord to grant him a peaceful and serene enjoyment of the landlord’s property within an agreed period to the exclusion of all other persons; the landlord inclusive. No tenant pays to be offered an uninhabitable apartment, dilapidated property, unsecured environment or a contentious accommodation. Once payment is made and tenancy commences the tenant has both legal and fair rights over the said property.

Right to a Valid Notice to Quit: The legislatures in consideration of our conservative Land Use Act have enacted series of tenant-friendly Acts and laws. A tenant cannot be thrown out of his apartment unless there is a strict compliance by his landlord with of relevant Recovery of Premises Law. Recovery of Premises Law provides that a valid “Notice to Quit” (Quit Notice) of a landlord’s intention to terminate/quit the tenancy of the tenant must be written and served on the tenant.

Right to a Compulsory Seven (7) Days Notice to Recover Premises: The “Seven (7) days Notice of Owner’s Intention to Recover Premises” is a notice from a landlord’s lawyer notifying a tenant upon whom a “notice to quit” had been served and same had expired; that the lawyer will after seven (7) days from the date of the service of the Notice proceed to court to recover the overhead premises on behalf of the landlord.

A “(7) Seven days Notice of Owner’s Intention to Recover Premises” can only be served on a tenant after the expiration of a valid “Notice to Quit”. Where a seven (7) Days Notice is served before a “Notice to Quit” or during the lifespan of a “Notice to Quit”, such as invalid and goes to no issue. A seven (7) days notice is to be calculated from the day after the service of the notice on the tenant and not from the day of service. If the notice is short or less by just a day it is a good ground for the court to reject the legality of such. Read more from the source: http://www.akinlawrence.com/knowing-rights-tenant-nigerian-law/ Knowing Your Rights as a Tenant Under the Nigerian Law

The undue attachment of Nigerians to the land and landed property so much attention and superiority are added to the status of a landlord which has made it up for the ill-treatment the so-called landlords do meet out to their often poor tenants. The Nigerian law is all-encompassing and people-welfare oriented. The law went on to provide an avalanche of rights, duties and privileges for tenants. This article is set to outline and dwell on the details of the rights, duties, privileges, powers and remedies open to tenants in Nigeria.

In Nigeria, a tenant is declared a lesser human being against the wishes of the constitution as many times as his/her rights are trampled on. The law will always lean in favour of a tenant and to safeguard him properly while he strives to acquire his own premises. You may be the owner of your residence while you are a tenant in your office complex. There can never be a tenant without a landlord.

These are some of the rights open to tenants in Nigeria

Right to Sue Landlord for Trespass: A tenant has the right to sue a landlord who pays deaf ears to the provisions of the law and goes on to throw him out. The above-detailed rules are not mere academic literature rather valid and subsisting procedure for the eviction of tenants in any part of Nigeria. Once a tenant is in the occupation of premises then he has all rights over the premises and the law will not allow his landlord to trespass against such.

The court will not hesitate to slam the hammer on a landlord that throws the laws to the winds. Let a tenant seek remedy in court by consulting a lawyer. He should equally complain to the Nigerian Police of such trespass, to investigate such and prosecute the landlord for criminal trespass. All persons are equal before the law and a landlord is not in any degree a master or lord unto his tenant; not a “tenant-lord”.

Right to a Written Agreement: The law makes the writing of tenancy agreements mandatory for tenancies above three (3) years while tenancy below three can be orally or written. Generally, to be on the safe side parties are advised to put their agreements in writing even if it is for a week tenancy. The tenancy agreements are to contain in details the names of a landlord and his tenant; as parties to the tenancy agreement. The land or house to be rented out ought to be described in details; showing its location and basic features.

In making the tenancy agreement between the landlord and the prospective tenant both parties are to execute the agreement by signing and dating it before their respective witnesses (at least one witness for each party). Post office stamp should be affixed to the agreement to enrich its probative value (make it recognised in law and acceptable in court as an evidence).

Right to Issuance of receipt of Payment: Payment of rent is a vital part of tenancy albeit not proof of the existence of a tenancy. It is often one of the covenants of a tenancy agreement. Prove of payment (receipt) is needed in the calculation of a mesne profit (rent incurred by a tenant after the expiration of a valid “Notice to Quit” served on him) and even arrears of rent (rent incurred by a tenant while in a valid tenancy with his landlord). It can equally clear off any allegation of contravention of a valid rent clause (prompt payment of rent).

Receipt of payment is an acknowledgement from a landlord (or his agent) that he has received rent from a tenant. It must contain the name of the landlord and the tenant, the amount paid and the date of such payment. The property for which such payment is made, the duration that such payment will cover and the signature of the receiver must also be on the receipt.

Right to Peaceful Enjoyment of Property: The tenant pays his rent to his landlord for the landlord to grant him a peaceful and serene enjoyment of the landlord’s property within an agreed period to the exclusion of all other persons; the landlord inclusive. No tenant pays to be offered an uninhabitable apartment, dilapidated property, unsecured environment or a contentious accommodation. Once payment is made and tenancy commences the tenant has both legal and fair rights over the said property.

Right to a Valid Notice to Quit: The legislatures in consideration of our conservative Land Use Act have enacted series of tenant-friendly Acts and laws. A tenant cannot be thrown out of his apartment unless there is a strict compliance by his landlord with of relevant Recovery of Premises Law. Recovery of Premises Law provides that a valid “Notice to Quit” (Quit Notice) of a landlord’s intention to terminate/quit the tenancy of the tenant must be written and served on the tenant.

Right to a Compulsory Seven (7) Days Notice to Recover Premises: The “Seven (7) days Notice of Owner’s Intention to Recover Premises” is a notice from a landlord’s lawyer notifying a tenant upon whom a “notice to quit” had been served and same had expired; that the lawyer will after seven (7) days from the date of the service of the Notice proceed to court to recover the overhead premises on behalf of the landlord.

A “(7) Seven days Notice of Owner’s Intention to Recover Premises” can only be served on a tenant after the expiration of a valid “Notice to Quit”. Where a seven (7) Days Notice is served before a “Notice to Quit” or during the lifespan of a “Notice to Quit”, such as invalid and goes to no issue. A seven (7) days notice is to be calculated from the day after the service of the notice on the tenant and not from the day of service. If the notice is short or less by just a day it is a good ground for the court to reject the legality of such. Read more from the source: http://www.akinlawrence.com/knowing-rights-tenant-nigerian-law/ Knowing Your Rights as a Tenant Under the Nigerian Law

The Sub-Saharan Africa orphans undergraduate scholarships programme is Ashinaga Africa Initiative aiming to offer higher education to brilliant students from Sub-Saharan African countries each year, some of which are among the poorest in the world, by encouraging them to become leading professionals in their own countries.

Ashinaga is a Japan-based non-profit organization offering scholarships to support orphaned students who are committed to returning home and initiating change, by providing access to full financial support to study at a university abroad (equal to an undergraduate degree). Ashinaga support covers tuition, accommodation, travel costs, and other necessary fees to study for undergraduate degrees at the world’s leading universities in countries such as Japan, US, UK etc.

Sub-Saharan Africa Orphans Undergraduate Scholarships Requirements

– Be an orphan, having lost one or both parents
– Be 23 or younger, having been born on October 1, 1995
– Have graduated high school within the past two years
– Be committed to returning to Sub-Saharan Africa once they have finished their studies abroad

Eligible Countries: Angola, Botswana, Cape Verde, Ethiopia, The Gambia, Ghana, Guinea-Bissau, Kenya, Lesotho, Liberia, Malawi, Mauritius, Mozambique, Namibia, Nigeria, Rwanda, Sierra Leone, Somalia, South Africa, Sudan, Swaziland, Tanzania, Uganda, Zambia, and Zimbabwe

Duration of Scholarship: for the period of undergraduate studies
Method of Application: There are three ways to apply for the Ashinaga Africa Initiative, although the Program prefers online applications or those sent by email. There is no application fee, and you must never pay anyone to apply or to apply on your behalf.

– Completed application form
– Working email address and telephone number
– Document proving the death of one or both parents, such as a death certificate
– Proof of age, such as a birth certificate, national ID or passport
– Secondary school/high school graduation certificate
– Results from final national exams
– Academic report cards from the last two years of high school/secondary school
– Recommendation letter from a principal or teacher
– Passport-style photo of yourself
– Both essays described below

Essays: Please type/write using a separate sheet of paper. If you choose to handwrite your essays, please write in print and with black ink. Essays written with pencils will not be accepted.

Essay 1: Please describe how you grew up and experienced losing your parent(s). What challenges have you faced after the loss of your parent(s) and what have you done to overcome them? Please write in detail, especially the actions you took to continue and further your education. (Maximum 500 words)
Essay 2: Please describe the goals you wish to achieve after graduating from a university abroad. Outline how the skills and knowledge you gain from a university degree would help you reach your goals when you return to Sub-Saharan Africa. (Maximum 500 words)

How to apply: Interested and qualified candidates for the Ashinaga Sub-Saharan Africa orphans undergraduate scholarships programme should visit the scholarship application website http://www.akinlawrence.com/sub-saharan-africa-orphans-undergraduate-scholarships/ for more Application process and Frequently asked questions

There are many issues on the ground about housing deficit in Nigeria, but the biggest issue is the non-affordability of the houses that are available for the citizens. Looking at the salary of the civil servant, which of them can afford a house of N30 million. We will be looking how we can address the issue of National Housing Fund. We want to do an appraisal of what the fund has achieved. It was a fund that established with the goal of making funds available for Nigerian workers to get affordable housing.

With the National Housing Fund, the civil servants are expected to pay just 10 percent and then spread the rest within a 25-year period. But with the situation on the ground, how many civil servants have access to the fund. These are many questions that need to be answered by the government. We cannot talk about housing and leave out the issue of infrastructure. Coming to the city centre is a challenge. How do we address these infrastructural deficits?

Some of the Nigerians in abroad want to own homes in Nigeria, But they are afraid to give their money to their relatives to build or buy a house for them. They do not want them to snap another man’s house and pretend that they are building it for them. How can they get homes here? Can we create mortgage system for them? These are the issues we will be looking at. Governors will be involved. In fact, we are looking at how we can reorientate the attitude of these governors about the importance of housing.

Another issue is sourcing for capital to finance housing projects in the capital markets. This is an area that has not been used. There are shares and dividends lying wasted. The government can use these funds. Why can’t the Federal Government, through the Central Bank of Nigeria (CBN), have an intervention funding for housing? You are not a man until you own your house. We have decided to invite an expert from the World Bank on bank guarantees for house financing.

There is need to check the success story of countries like South Africa, Singapore and other countries in Africa that have gotten their housing scheme right. What is wrong with us? Why can’t we get our own right? It is time to be our policymakers to make housing sector work in Nigeria. Accessing mortgage is a big challenge in Nigeria. In a simple language, how can Nigerians overcome this challenge?

The only way to discuss poor mortgage finance in Nigeria is for the Federal Government to have the political will and keep its promise of recapitalising the FMBN to the tune of N500 billion. That will make the Mortgage Bank have enough funds to give out to primary mortgage institutions. There is a need also for Central Bank of Nigeria to watch the activities of primary Mortgage banks to make sure that mortgage or mortgage refinancing loan are properly utilised.

There is need to know the number of houses or mortgages being created on monthly or yearly basis, so we can use that to check all the development in the mortgage sector of the economy, to meet what we will need to set up a data bank for collation of data or information about Mortgage and housing in Nigeria. This no doubt will help in Policy formulation. Culled from Properties | http://www.akinlawrence.com/using-capital-market-pension-funds-housing-deficit/ Using Capital Market & Pension Funds on Housing Deficit

The Scholarships awards are intended for candidates who will become leaders in the practice or study of management and business. St Catharine is offering the scholarship for outstanding PhD candidates in Management. The value of the scholarship will be £10,000 p.a. for the three years of the PhD course.

St Catharine college is committed to academic excellence and success while maintaining a relaxed and sociable atmosphere. We are fortunate to be located in the centre of Cambridge – within short walking distance of most University departments and many historic buildings and collections. St Catharine is offering up to 5 scholarships worth £10,000 each to outstanding candidates for the MBA, MFin and EMBA. The scholarships are awarded on the basis of merit and are awarded for the duration of the course.

Scholarships Eligibility Criteria

– First class degree, GPA of at least 3.7 (out of 4) or equivalent from a recognised university
– Minimum GMAT score of 700 (MBA only)
– 3 years’ full-time post-graduation work experience (MBA and EMBA only)

– Candidates should apply for admission to the Cambridge MBA, EMBA or MFin in the normal way via the Cambridge Judge Business School (CJBS), but must also send a covering letter with their application form explaining in no more than 300 words the contribution they expect to make to business and society in the future.

How to Apply for St Catharine College PhD Scholarships

– Candidates should apply for the PhD to the University of Cambridge in the usual way, but in addition, submit a copy of their PhD application form, current CV, PhD research proposal and a covering letter
- They should also ask two referees to provide letters of reference (in PDF format)
– The successful candidate will be expected to become a full member of St Catharine’s College. If they are already a member of another Cambridge college, the award will be on the condition that they transfer membership to St Catharine’s.
Candidates will be informed of the outcome of their application via email at the end of March. Interested and qualified candidates can visit the scholarship application official website http://www.akinlawrence.com/st-catharine-college-mba-emba-mfin-scholarships/ for more detailed information.