₦airaland Forum

investmentvirus:
As an Investment Analyst and Fund Manager with over 20 years experience. With over 10 years experience in the Real Estate Industry. grin

Keep 70% of your money and Buy Dangote Refinery Shares once it comes out in September (Stocks) This is HUGEEEEEEEEEE. This Shares will re-design ones destiny.
Make sure u have your CSCS and Clearing House Number, a stock broking firm can help u with that.
So immediately Dangote Refinery IPO comes out, u invest as much as u can.
You will get dividends in dollars.
This is going to be the best decision u will ever make in ur life.


For Equity, this is High-Risk, High-Reward.
There will be sweet months, there will be bad months.
This the best time to invest in Equity fund, now that there is a major dip.
Put 30% into Stanbic IMAAN FUND or Zedcrest Equity Fund. (Zedcrest Annual Profit is Massive) U can buy both.
Then keep topping up every week or every month and watch ur money grow.
This should be a long term investment.
Watch your money compound over the years.
People will be wondering if u did jazz (Thats if u can keep for 8 years at least)
This will be the second best decision u will ever make ever. Sweet for Retirement Plan. tongue grin smiley wink shocked cool


Later, If u have loose change, invest it in Money Mutual Fund.

Come back and thank me later.

Cheers to a sweet retirement plan.

uwaifou:
MESSAGE FOR STL TEAM

Currently, the invested capital and the accrued interest appear to be combined, making it difficult to distinguish between the original amount invested and the returns earned. For transparency and easier portfolio tracking, I recommend displaying the principal (capital invested) and the accrued interest/returns as separate figures, along with the total portfolio value as it is obtained in other investment sectors.


This enhancement would help investors better monitor the performance of their investments and improve the overall user experience.

I wish this is considered. I look forward to seeing continued improvements to the platform (app).

aieromon:
Best performing Money Market Funds in Nigeria as of June 2026 - Nairametrics

Rankings are based on SEC-reported year-to-date yields as of June 26, 2026.

10. CardinalStone Money Market Fund (18.25%)
9. Zedcrest Money Market Fund (18.68%)
8. Greenwich Plus Money Market Fund (18.81%)
7. Page Money Market Fund (19.00%)
6. Trustbanc Money Market Fund (19.40%)
5. DLM Money Market Fund (19.68%)
4. STL Money Market Fund (19.70%)
3. First Ally Money Market Fund (20.01%)
2. RT Briscoe Savings & Investment Fund (20.30%)
1. Coronation Money Market Fund (20.54%)

https://nairametrics.com/2026/07/10/best-performing-money-market-funds-in-nigeria-as-of-june-2026/

sharone21:
Even without removing WHT tax from Customers funds, I doubt if many of us on Mutual funds thread ( also doing Fixed deposits)will be too excited about the rates here. However, it may be okay if you have soooo much funds to DIVERSIFY with.

Jaay2:
The war is bad for mmf rates and good for equity

UncleJudax:
15.13% today. Crazy work.

Nakedman:
Right. They have made withdrawal instant. One of the reason i am still sticking around them despite their bad rate.

Chidimercy:
Please I credited my Stanbic IBTC mutual fund since yesterday being 1st early in the morning and uphill now its yet to reflected. I used my personalised account for this transaction. Please what could be the cause and how do I resolve this? Already sent them an email and I am yet to get a response.

UncleJudax:
Stanbic really need to work on BlueNest. The authentication is unreliable, especially on the 1st of every other month (payment day)

investmentvirus:
Since there has been losses, why cant the Fund Managers (for equity) sell the shares they bought earlier so as to preserve our capital/profits.

Cos it is so foolish for them not to.

I smell a foul play here. (stealing our funds) claiming its the stock market.

They intentionally keep withdrawing our funds, and claim they registered losses.

They claim to be professional fund managers with many years of experience. Will i call them foolish or fraudsters?

Neurotika:
I think this applies to most investments in general. If you want significant returns, the capital too has to be huge. The relationship between risk and return is well known, but atimes is oversimplified. You could have high risk and decent returns…or none at all. And when you factor in the time wasted, the net of upsides and downsides may not outperform steady returns of fixed incomes that much. However, I quite agree you need a good base to get something out of MMF. Although it doesn’t have to be anywhere close to your stated amount.

At the end of the day “rich” is a relative term…and it’s personal to each individual. What matters is you get your math right and be disciplined at it.

Risingcash94:
Good morning family.
Pls has anyone received their SUKUK payment. If no, abeg how una say Dem dey send message go give Dem? I had plans for that cash and after today I don miss the opportunity. Which Kain vultures and sharks wey come full every sector for this country na!

Nakedman:
Does anyone has any idea when the Next SUkuk Auction is coming?

Allboiz:
Warren Buffett, the most successful investor alive, disagrees entirely.

All the same, I agree there are manipulations here and there by institutional players. Mostly, retail investors take the hit.

mayDtolu:
Hello everybody! I am trying to invest and save money in mutual funds through Quantum Zenith. Is the application safe? A treasury bill officer at Zenith Bank told me to download the app and set it up.

Please, your experience and suggestions are needed.

Bluearrow:
This dividend of a thing is just one thing that never interest me about stocks. How will someone have almost 35m worth of mtn shares & receive a dividend of around 600k once in a year? At the end of the day the dividend will still be deducted from the share & its unit price will drop after payment. When I see people screaming dividends online, I wonder if there is another one.

One influencer was shouting $0.5 dividend for one foreign stock on Facebook, I did my calculation & discovered a $10k worth of that stock will give less than $12 in dividend. I really don't understand what the excitement is about on dividends sha

investmentvirus:
Honestly i dont understand Stanbic Imaan & Equity again.

The last 30 days has been crazy with only 6% Profit, this is insane.

GT Equity too has been misbehaving. They will give u huge profit today, tomorrow they will collect the whole profit. Then start giving one chicken feed/peanuts as profit like N1,000 daily.

investmentvirus:
Imaan Fund is high risk-high reward. stanbic fund managers are so experienced, if u leave ur money for 6 months, u wont record any loss. There are some sweet months (Kanayo) and we also have months with some losses (yakubu manage)

i use their bluenest portal online. I dont k now how to use their APP stanbic 3.0 (lol)
u will open another account for it on their portal.

I do imaan, stanbic equity and GT Equity. so far, imaan has an impressive Year TIll Date gains.
Imaan does stocks and Real Estate.

Last year it did 95% Profit.

LoriHamo:
Imaan is just like their equity, but it's sharia compliant..

If you use Blunest... you will see it on the list of funds they offer

I am invested in it... likewise their equity and Ethical funds as well...aside their MMF

Started 16th February...the returns are much better than their equity ...

As at this morning...

Same amount invested
Imaan...40.4%
Equity...25%

All STANBIC

investmentvirus:
N13,382,782 in 5yrs.
N4,741,632 I 3yrs

i used an average of 68% per annum.
that's worst case scenerio. it will definitely be more than this.

i used compound calculator.

i will recommend stanbic ibtc imaan fund

Creditalerts:
rumor monger

Alaska90:
Please where is Creditalerts ?

omotola224:
To be honest I have no problem with leaving the money for a year without touching it
I als have my emergency funds set aside
I am just trying to see if mmf will give me more returns on my investment at the end of the year or piggyvest/tbills will do better
I am fine with the risk for tbills, piggyvest or even mutual funds
Just trying to pick the best choice in terms on returns

omotola224:
Good evening house
Does mutual funds give a higher return yearly than tbills

Is the difference significant like what percentage of
If there is anyone that does both Kindly help give an answer based on the previous years

Even if you don’t both and know the answer to this I will appreciate
I have always done tbills or piggyvest safe lock
But I want switch completely to mutual funds

Iamblessed8888:
Slow growth. You’re better off converting that money to naira and converting back later on especially as there is no imminent threat of devaluation.

I made same mistake for years and it stunted my growth. YTD alone i’ve made more from my naira MMF that i did in 3 years or so with my dollar MMF.

Sometimes, you can try to tilt your message towards selling the best deal for your audience and not just the best product or best company to invest with. I guess that’s the premise of welzyj2 ‘s argument. Otherwise, you’re a solid and genuine fellow

enque:
Norren has been on 16.64% too