₦airaland Forum

Congratulations

He should go and read the history of India, they went through a rougher terrain to get to where they are today. If Nigeria is so terrible why can't he move back to USA and let's see how his music will flourish over there Nigeria made him what he is today period

Loser

We should be so ashamed as a country of over 200 million we can't put 11 solid players to beat a small country like Benin Republic

Why do they always avoid talking about price reduction, both parties are hiding something

BUT NOBODY WAS CRYING FOUL AFTER THE ELECTION, WHEN YOU LOSE AN ELECTION JUST ACCEPT AND MOVE ON NOT SHOUTING RIGGING UP AND DOWN[b][/b]

Not funny, stupid joke

I wonder o

Applause for visionary Governor

The greatest Producer of all time Rip Quincy

[CAN WE ATTRIBUTE THESE TO BAD LEADERSHIP Especially IN THIRD WORLD COUNTRIES

But Akpata came third now just like you, like father like son or did you really expect miracles

Have they ever given any election a pass mark before? Let them go and sit down, their whining and moaning will not amount to anything

Obi should return to APGA where he swore an oath to Ojukwu never to leave.


PDP will never entertain him back .

Obi should return to APGA where he swore an oath to Ojukwu never to leave.


PDP will never entertain him back .

SDP is too sophisticated than LP to fall for Obi's [color=#006600][/color]



Obi should return to APGA where he swore an oath to Ojukwu never to leave.


PDP will never entertain him back .

SDP is too sophisticated than LP to fall for Obi's gimmick.

NNP is for Ab0kis.

So that leaves Obi going back to his vomit in APGA which Solodu will frustrate the fck out of him.[/quote]

Obi should return to APGA where he swore an oath to Ojukwu never to leave.


PDP will never entertain him back .

SDP is too sophisticated than LP to fall for Obi's gimmick.

NNP is for Ab0kis.


Obi should return to APGA where he swore an oath to Ojukwu never to leave.


PDP will never entertain him back .

SDP is too sophisticated than LP to fall for Obi's gimmick.

NNP is for Ab0kis.

So that leaves Obi going back to his vomit in APGA which Solodu will frustrate the fck out of him.[/quote]

Cash between 30 to 50k will put a big smile on her face

Obi and Obedients with followership they enjoy can never be vice to Atiku and Atiku on the other cannot forgo his life ambition to be president even if it is going to be for one day considering his age Kwankaso on the other is a lightweight one state politician

TO VOTE FOR WHO EXACTLY?



Your thinking is shallow for you to say this nonsense. Where were you when we were shouting and screaming out our lungs that you should vote wisely..I could remember you tagged people that did not support your bulaba as wailers now just a year after, you have become the Chief wailers.[/quote]

The husband has come out to tell the whole world that it is a skit and begged for forgiveness

But the husband came out to tell the whole that it is a skit

WE ALL KNOW THE TRIBE EITH THESE KIND OF HEADS IN NIGERIA🚶🚶🚶🚶

PLEASE WHEN IS TOBI AMUSAN RUNNING?

I'm waiting for Amusan's medal
WHEN IS SHE RUNNING PLEASE?[size=8pt]

]From tomorrow protests will get more momentum






Tinubu will be forced out of that office before our 10days protest
FROM YOUR STATEMENT, IT IS VERY EASY TO KNOW THE REGION YOU COME FROM AND THE PARTY YOU SUPPORT

BIDEN IS OLDER THAN TINUBU SO KEEP QUIET


I am not laughing at him ooo,It can happen to anyone.

But Old Man that supposed to be at home playing with his grandchildren is who Nigerians made their president of 200 million people.



That's the Kind of Country they want me to continue sharing.[/quote]

Indeed One of the most damning verdict on Wike as an aspirant was that no governor from his zone supported his aspiration. He was busy courting and asslicking the North while taking the granted that the sS govs will simply follow him cause he saw himself as superior to the rest. It's a basic rule in politics. You can't lack home support and expect to win outside.
But he seems to have not learnt his lessons. Till now, he is still like a fish out of water in the SS.

[b][/b]IT IS NOT TRUE, OBASANJO LOST IN HIS WARD AND STIL WON THE PRESIDENTIAL ELECTION

thought another news was making rounds that he was revived and is alive? [/I HEARD IT TOO]

Here is the flash message WhatsApp sent to me. I really don't know if they know or Investigate why people are using the unofficial WhatsApp?
YOU MAY NEED TO CHANGE YOUR PHONE, I HAD SIMILAR EXPERIENCE WITH OPPO I WAS USING BEFORE, I WROTE SEVERAL MESSAGES AND THEY REPLIED THST I NEED OFFICIAL WHATSAPP BUT THE MOMENT I CHANGE TO TECHNO UP TILL NOW, I DONT HAVE PROBLEMS WITH WHATSAPP AGAIN

Oluwole

[/quote]

Bet9ja is another one, the writer did not mention[color=#000099][/color]
In Nigeria, 5 Habits That Can Make You Go Broke

In the intricate dance of personal finance, individuals often find themselves grappling with habits that, unwittingly, lead them down the precarious path of financial instability. The choices we make in our daily lives, particularly concerning money, play a pivotal role in shaping our financial futures.

This exploration centers on a critical aspect of financial well-being — the five habits that, if left unchecked, can pave the way to financial hardship. Understanding and dissecting these habits is not merely an exercise in financial literacy; it is a proactive step towards cultivating a resilient and secure financial foundation.

Impulse Spending:
Impulse spending is a pervasive habit that can significantly contribute to financial instability. This behavior involves making unplanned purchases without careful consideration of the consequences. Whether it’s succumbing to the allure of sales, purchasing items just because they are trendy, or engaging in retail therapy, the financial impact of impulse spending can be profound.

Many people find themselves swayed by the momentary satisfaction of acquiring something new, only to face buyer’s remorse later. This habit can erode savings, increase credit card debt, and hinder progress towards long-term financial goals.

To combat impulse spending, individuals need to cultivate self-discipline and create a realistic budget. Tracking expenses, prioritizing needs over wants, and implementing a waiting period before making significant purchases are effective strategies. Developing a mindful approach to spending can help break the cycle of impulsive financial decisions.

Living Beyond Means:
Living beyond one’s means is a habit that involves spending more money than one earns, often leading to a reliance on credit cards, loans, or other forms of debt. This can create a precarious financial situation with long-term consequences. Maintaining a lifestyle that exceeds financial capabilities not only depletes current resources but also jeopardizes future financial security.

Individuals living beyond their means may struggle with debt repayment, incur high-interest charges, and find it challenging to save for essential goals such as homeownership or retirement.

To address this habit, individuals must conduct a thorough assessment of their income, expenses, and financial goals. Creating a budget that reflects a sustainable lifestyle is crucial. This involves distinguishing between necessary and discretionary expenses, cutting back on non-essential spending, and developing a savings plan. Living within one’s means requires a shift in mindset, emphasizing financial responsibility and long-term stability over immediate gratification.

Lack of Emergency Fund
Failing to establish and maintain an emergency fund is a habit that can leave you vulnerable to financial crises. Unexpected expenses, such as medical bills or car repairs, can arise at any time, and without a financial safety net, individuals may resort to borrowing money or accumulating debt. Building an emergency fund that covers three to six months’ worth of living expenses provides a financial cushion and helps prevent going broke during unforeseen circumstances.

Ignoring Budgeting:
Ignoring budgeting is a perilous habit that can set the stage for financial turmoil. Budgeting serves as the financial roadmap, guiding individuals toward their financial goals by providing a clear understanding of income, expenses, and savings.


When this essential tool is neglected, individuals lose control over their spending patterns, making it difficult to allocate funds effectively. Without a budget, it becomes challenging to distinguish between necessary and discretionary expenses, leading to a potential overspending trap.

The consequences of ignoring budgeting extend beyond the immediate impact on one’s spending habits. Without a well-defined budget, individuals may overlook opportunities to save for future goals, whether it be an emergency fund, a down payment for a home, or retirement. The absence of financial planning can leave individuals vulnerable to unexpected expenses, pushing them into a cycle of reactive financial decision-making, often resorting to credit cards or loans to cover immediate needs. Over time, this can result in mounting debt and a compromised financial future.

Furthermore, the habit of ignoring budgeting can hinder the development of financial discipline and awareness. A budget not only provides a snapshot of one’s financial health but also encourages thoughtful consideration of spending priorities. Without this tool, individuals may find it challenging to make informed choices about their money, leading to a lack of accountability and a higher likelihood of succumbing to impulsive spending behaviors. Embracing budgeting is not just about managing money; it is a foundational step toward building financial resilience and achieving long-term financial success.

High-Risk Investments:
Engaging in high-risk investments is a financial habit that, if not approached with caution, can lead individuals down a path of significant financial loss. High-risk investments typically involve the potential for high returns but come with an equally elevated level of uncertainty and volatility. This habit often manifests as a desire for quick and substantial gains without due consideration for the associated risks. Investing without a clear understanding of the market, risk tolerance, and diversification strategies can expose individuals to the possibility of losing a substantial portion, or even all, of their invested capital.

The allure of high-risk investments is often fueled by the prospect of rapid wealth accumulation. However, the reality is that the markets are inherently unpredictable, and high-risk ventures can be subject to extreme fluctuations. Without a comprehensive understanding of the specific investment and market conditions, individuals may find themselves susceptible to emotional decision-making, such as panic selling during market downturns. This emotional response can exacerbate financial losses and, in extreme cases, lead to financial ruin.

To mitigate the risk associated with high-risk investments, individuals should prioritize financial education and seek professional advice. Diversifying one’s investment portfolio and aligning investment choices with a realistic assessment of risk tolerance and financial goals can provide a more balanced and resilient approach to wealth accumulation. The key lies in informed decision-making, strategic planning, and a long-term perspective that considers the potential for both gains and losses in the dynamic landscape of financial markets.


https://www.osundefender.com/5-habits-that-can-make-you-go-broke/[/quote]

See your life are you close in anything when compared with Yoruba