₦airaland Forum

Another pyramid scheme in the making replicating HelpingHand International. You create problem and confusion in the industry. This will eventually crash like the ones before it!

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If you are a Christian you should have a Family Bible Study together at home using the book "The Secret of Family Happiness" published by Jehovah's Witnesses. It is free. Begin and end it with prayers. This Bible based book has helped many families.

Nice writeup

Nice writeup. Kudos! AroUnd N1. 5 million monthly is a chicken change with my Network Marketing company.
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Emoticons are nice, but cash is better. In addition to texts, photos and stickers, you can now send money directly to your friends over Facebook Messenger, the company announced Tuesday.

The new feature should be easy to use. To send money, users just tap the dollar sign button at the bottom of a Messenger conversation and enter an amount. After clicking Pay, the money is transferred. A pin number can be added for extra security. The service is free, but a debit card is required the first time its used.

The service is only meant for sending money between friends, say when splitting a big bar tab or buying a used sofa from cousin Garry. Facebook said it cannot be used by businesses.

This isn't just a helpful new feature, it's the first step towards Facebook (FB, Tech30) becoming an e-commerce hub. Once Facebook has payment information on file, it can push other one-click purchases and services.
Not having to enter payment and shipping information each time you order socks on Amazon or buy an album from iTunes takes away a major barrier for purchases, and helps move large amounts of product to repeat customers.

Facebook's next offering could be services like virtual items (movies, music, games) or shopping options for physical goods. It could also be an appealing option for advertisers interested in selling directly on Facebook.

The payment feature is similar to stand-alone apps like PayPal's Venmo, Square Cash and SnapCash, which let you pay people directly without hitting the ATM or writing a check. Because you're already connected to your network of friends and family on Facebook, the tool could make it somewhat easier to make these kinds of payments.

Facebook has dabbled in money before. In 2009 it launched Facebook Credits, a Facebook-only currency that members could use to pay for games and other virtual goods. The site killed the feature in 2012 but continued to make transactions in local currencies. Facebook says it handles more than a million transactions daily. Last year it tested a "Buy" button in some news feeds.

The Messenger payments feature does not work with credit cards or PayPal, and money might take up to three days to show up, depending on the bank. The feature will only be available in the U.S. to start. but will work on both iOS and Android devices. It will roll out over the next few months.

Source:cnnmoney

There's nothing fun about eating lunch at your desk. But now the overworked have a new term to use when they complain about it.

The Oxford English Dictionary added "al desko" in 2014. It can be used as an adjective or an adverb and is kind of a cruel play on the Italian term "al fresco," meaning in the fresh air.

Hopefully it's enough to spice up that sad salad you're eating out of Tupperware.

The dictionary added many new words in 2014. Here are some of our favorites.

LOLcat: In case you hadn't heard, it refers to pictures of cats you find all over the Internet accompanied with funny captions, typically with misspellings and incorrect grammar.

Five-second rule: It makes people feel better for eating food that's fallen on the floor. This rule says it will still be uncontaminated if it's only been five seconds.

Mahoosive: Exceptionally big.

Keyboard warrior: Someone who aggressively posts on Facebook or other social media sites.

Digital footprint: The information about you that can be found online.

Duck face: An exaggerated pouting expression, often made for a selfie.

Man crush: The non-sexual admiration one man has for another.

Food diary: A way to keep track of the calories you've taken in.

Some abbreviations also made the cut: Jel, for jealous; xlnt, because excellent is way too long; and IDC, meaning I don't care.
Source:cnnmoney

TEN REASONS WHY VEMMA BUSINESS IS THE BEST OPPORTUNITY IN NIGERIA
1. Minimum Start-up capital as low as N15,000/N15,500
2. Getting a shop or an office space is not required.
3. T he biz can be done in more than 50 countries of the world including USA, Ghana, South Africa, Nigeria and Kenya.
4. Support from the parent office like resourceful personal website/back office where you can manage your biz.
5. Cost of Maintenance of the biz is still N15,000/N15,000; which is the company price of Vemma and Verve respectively. And a pack of any of Verve/Vemma is given to you for you to sell to recover your money back with profit or use the product for your own personal health. You can also buy 8 and get 2 free for instant profit of up to N30,000 even if you sell at distributor price!
6. The more Distributors you introduce into the biz., the more you increase your selling power and you can introduce Distributors in any of the 50 countries or any part of the Country you reside.
7. The income due for you is paid into any of your personal Bank account submitted at your back office on your own personal website and you are paid weekly.
8. You can comfortably take care of your own Health and that of your loved ones; because the product comes to you at company price and your income from the business ease off the burden of buying the product from your other sources of income.
9. You can choose to do the biz either Part-time or Full-time.
10. Your passion determines how much you get from the biz; you can achieve your Financial Freedom easily with this biz model.

If it is Vemma that you are talking about you can make up to $35,000 per week. And you can make up to $1,200 or more within 90 days if you join a strong team.

Why Don’t Jehovah’s Witnesses Celebrate Christmas?

Common misconceptions

Myth: The reason why Jehovah’s Witnesses do not celebrate Christmas is that they do not believe in Jesus.

Fact: We are Christians. We believe that salvation comes only through Jesus Christ.—Acts 4:12.

Myth: You divide families by teaching members not to celebrate Christmas.

Fact: We care deeply about families, and we use the Bible to help build stronger families.

Myth: You miss out on the “Christmas spirit” of generosity, peace on earth, and goodwill toward men.

Fact: We strive to be generous and peaceable every day. (Proverbs 11:25; Romans 12:18) For example, the way we conduct our meetings and preach is in harmony with Jesus’ instruction: “"You received free, give free."” (Matthew 10: In addition, we direct attention to God’s Kingdom as the true hope for peace on earth.—Matthew 10:7.
Why don’t Jehovah’s Witnesses celebrate Christmas?

Jesus commanded that we commemorate his death, not his birth.—Luke 22:19, 20.

Jesus’ apostles and early disciples did not celebrate Christmas. The New Catholic Encyclopedia says that “"the Nativity feast was instituted no earlier than 243 [C.E.],"” more than a century after the last of the apostles died.

There is no proof that Jesus was born on December 25; his birth date is not recorded in the Bible.

We believe that Christmas is not approved by God because it is rooted in pagan customs and rites.—2 Corinthians 6:17.

Why make Christmas an issue?

Many still celebrate Christmas despite knowing about its pagan roots and lack of support from the Bible. Such persons could ask: Why should Christians take such an unpopular stance? Why make it an issue?

The Bible encourages us to think for ourselves, to use our “"power of reason."” (Romans 12:1, 2) It teaches us to value the truth. (John 4:23, 24) So while we are interested in how others view us, we adhere to Bible principles even if it means that we become unpopular.

Although we choose not to celebrate Christmas ourselves, we respect each person’s right to decide for himself in this matter. We do not interfere in the Christmas celebrations of others.

Just compare what your religion teaches with the Bible. If the harmony is 100% you have found the true religion. John 13:35 says: " By this all will know that you are my disciples—if you have love among yourselves.” Red flags: If your religion teaches these popular false doctrine: Trinity, Celebration of Christmas, Easter, Collection of tithes,--most of these are rooted in paganism! Be open-minded, dont attack me! Find out more. Give me your address I will send a book to you for free entitled: "What Does the Bible Really Teach?"

This info is genuine. My only problem is the shipping company mentioned. How do I make payment or make them pick my order from manufacturer?

Don't celebrate yet and don't be deceived. I can comfirm to you that Airtel 2GB equal 1GB and 4GB equal 2GB of other networks in Nigeria.

stechi:
How about FLP and Origin Unite, though I see that you a Vemma Ambassador.

FLP is a genuine and legitimate Network Marketing. The only problem is that they belong to the old school. With their pay plan you work so hard to receive little. No wonder Robert Kiyosaki recommends Vemma type of pay plan, which is Binary. With True Binary you make money faster because you have just two teams to build. And there is no need of balancing even the two team. You also get paid weekly not in the middle of next month what you do this month. It is also free to join Vemma. FLP is not among the 100 best Network Marketing companies in the world. Vemma is no 53. FLP has nobody in the list of 150 highest earners in the Industry. In the last report Vemma has 6.
Origin Unite? Hmmm! That sound strange and new. I will look at it and their payplan. But never joined a new ground floor companies expect you want to be used as object of experiment. Data shows that most of those companies fail before their 5th anniversary!

According to recent research conducted by a German psychologist,66 percent of people turn their heads to the right when kissing so that their noses don’t bump–but the art of kissing is so much more than not having your noses bump or teeth crash. Kissing is the basic human need to connect. Whether it’s with babies, grandparents, old friends, on each cheek, or passionately with a lover, kissing is a favorite act across the globe and probably the only thing no matter the culture or religion, that we all agree is wonderful.
Studies suggests couples take at least two minutes a day to stop everything and kiss each other. If you focus on the moment, on your partner, and on getting grounded in your body, kissing can be like a meditation. Kissing reduces stress hormones and strengthens relationships. The fact is, happier couples spend a lot more time kissing and cuddling.

Take it slow
You want your kisses to be a sensual, so the important first step is to take things easy. Instead of going all tongue wild, start by gently kissing the object of your affection on the lips, without engaging the tongue. Do this a few times until you can feel they’re wanting more. Then slowly let a bit of tongue slip inside your lover’s mouth, gently rubbing their tongue with yours. You can also keep things slow, by kissing around the mouth.Kiss the top lip, then the bottom, perhaps after a while,you’ll be so excited, you’ll be ready for tongue.

Let’s get physical
Let’s start with posture. Obviously, your bodies will need to be close in order to kiss, but you can start a bit apart and work up toward pressing closer. As things start to heat up, press your bodies more firmly together. Also, being vocal can really steam up a kiss. Letting out even a tiny moan while your mouths are touching can really increase the eroticism. Don’t forget your hands too, they can make the difference between an average kiss and an awesome kiss. Slowly stroke your partner’s body–their low back, face, hair, and shoulders. Whatever feels good for you.

It’s all about the confidence
A confident kisser always delivers the best results. Be prepared with fresh breath, and the belief that you can transform the moment from so so to super-sensual. If in doubt, remember, if they’re kissing you it’s because they’re attracted to you, so embrace it. Listening to your partner’s subtle cues and pleasing them is also a great confidence builder.

Mix it up
When it comes to kissing like anything it’s best to keep things inventive. Whether it’s chewing on the lower lip, sucking their top lip, tickling ears or earlobes, or leaving a trail of soft kisses along your partner’s neck, taking the kisses for a little kiss-trip beyond the mouth is a thing of delight and passionate exploration.
Then there’s always ‘facial intercourse’, which is, as you might expect, mimicks sex with your mouth.

Plan for a lifetime of kisses
Attitudes toward kissing can change with time. Today, men and women both value cuddling. A survey of men between 40 and 70 years old found that those who kissed and cuddled with their wives or girlfriends were happier in their relationships. Likewise, women who said they kissed and cuddled with their partners reported being more sexually satisfied than women who kept their hands to themselves. To many, kissing is more intimate than intercourse. It can be the barometer of a healthy relationship.

newacca: We don't need to contact anyone in secret. If you have something good to share, please share it here.
We've got informed People here

Nothing is secret. I almost said it all. I am only trying to avoid been banned for what may be considered an advertisement. Understand? Check out my signature. Sorry if you were offended. Thanks.

A united state Nutritional company recommended by Robert Kiyosaki of Rich Dad, Poor Dad fame is looking for leaders in Abeokuta as foundation members. Only N15,000 is required to start and you can start making over a thousand dollars in just 90 days. Those interested can get in touch with me for details. Thanks.

May your Kingdom Come!

fr3do: Wan just spoil de man ministry.

you meant to say 'wan just spoil de man business'?

PART II
Here are the four different pay plans in the MLM companies (I know most Nairalander hates long epistle but those who want to make real money in MLM will take time to read, even download for printing)

"Revealed! Shocking Secrets “Old School” MLM Companies
Don't Want You to Know About Their Compensation Plans!

We’re about to blow the lid off of one of the industry’s dirty little secrets! You’ll be shocked, perhaps even angry, but it’s time someone “spilled the beans” and told you the ugly truth or you’re destined to experience continual frustration and disappointment!
My friend, here it is: if you’re currently in an “old school” company, you’re working harder than you should have to, making considerably less money than you should, and having to wait longer to get paid less!

In fact, unless you get lucky, you’re virtually guaranteed to fail in most “old school” companies and don’t even know it because the deck has been stacked against you!
Unfortunately, most people don’t have a basic understanding of the different types of compensation plans and it’s one of several major reasons as to why they fail! In order to increase your chances for success in network marketing and earn the biggest income possible with the least amount of difficulty, it’s imperative that you know the “playing field” and the rules of the game, especially when it comes to the compensation plans of “old school” companies!

This section contains critical, eye-opening information essential to your success, so be sure to read every word as you’ll be amazed at how much knowledge you acquire! You’ll discover the 4 main types of compensation plans and their characteristics to help you choose the correct pay plan.

Choose wrong, and you’ll end up working harder to make less and then have to wait longer to get paid! On the other hand, choose right and for the first time you can immediately begin to earn more money faster and with the least amount of effort-you’ll be amazed at how easy it is to create an above average to extraordinary income and within a short period of time!
In fact, you’re about to discover the one type of pay plan that has not only created the fastest growing and most successful companies in MLM history, but is also responsible for generating the biggest incomes in the shortest amount of time for the greatest number of people!

Ignorance versus Stupidity!
One Can Be Overcome-the Other Will Cost You a Fortune!
Ignorance is not knowing any better and you end up doing something you shouldn't really do. Ignorance can be corrected with knowledge, information, and experience. Stupidity is knowing better (knowing you shouldn't do something), but you go ahead and do it anyway.
Here’s a quick A-Z guide of the 4 most common pay plans in the MLM industry and why, whether you’re new to network marketing or a seasoned pro, you should avoid 3 of them if you want to increase your chances for success and maximize your income earning potential!
After today, you’ll no longer be able to claim “ignorance” about pay plans, particularly companies with what we call “old school” pay plans. If you decide to sign up in an “old school” company in the future, that would be stupidity and you deserve to fail!

1) “Matrix” Plans
Matrix plans limit the number of people you can have directly below you on your 1st level and they also limit you to the number of levels you can get paid on. For example, if someone says, “we have a 3 by 9 matrix pay plan,” it means you can only have 3 people directly below you on your 1st level and you can earn an income up to 9 levels below you.
The first number mentioned always denotes the maximum number of people you can have on your 1st level or front line, which in the above example is 3. Once those 3 spots directly below are filled, either by you or someone above you, any people you enroll at that point have to be placed below one of those 3 people.
The second number always delineates how many levels deep you can get paid. In the example of a “3 by 9” matrix, you can only have 3 people directly below you on your 1st level and you could earn an income on up to 9 levels below you.
If they have a “4 by 6 matrix plan” then you can only have 4 people on your 1st level and they will pay you up to 6 levels deep. If they have a “5 by 7 matrix” you can have up to 5 people on 1st level and you could get paid on up to 7 levels below you.
Here’s the only thing you need to remember about “Matrix” pay plans: Historically, they’ve NEVER worked! Over the past 30 years thousands of companies have launched with a matrix pay plan, and regardless of whatever unique feature it contains, they’ve never worked! (The sole exception is a company called Melaleuca, which is the only network marketing company with a matrix pay plan to achieve any significant, long term success!)
Any time that something only works once, despite being attempted thousands of times, is that a sound business model to use, let alone follow? NO! We call something that has only worked once a fluke! Remember Einstein’s definition of insanity? It’s to do the same thing over and over, expecting to get a different result!
Anytime you see a company with a matrix plan you know 2 things: First, they have owners who are not very knowledgeable about our industry, let alone pay plans or they wouldn’t be promoting a matrix pay plan! Second, the plan is destined to fail! Don’t be a guinea pig in someone’s experiment!
Furthermore, matrix pay plans are considered “gimmicky” by regulators in the U.S. as well as internationally, and they are most often associated with “money games” and illegal “get rich quick schemes!”
Nobody in their right mind would get involved with an opportunity that has a “matrix” pay plan! If someone approaches you with a program that promotes a matrix pay plan, do yourself a huge favor and run!

2) “Unilevel” Plans
Unilevel plans have been one of the more popular pay plans over the past 30 years. In a unilevel plan, you’re not limited as to how many people you can enroll and put directly below on your 1st level, but you are limited as to how many levels you can get paid.
If a company says they have a 10 level unilevel plan, then you can get paid a certain percentage on each level up to 10 levels below you. If they have an 8 level unilevel plan, then you can get paid up to 8 levels below you.

3) “Stairstep Breakaway” Plans
The Stairstep Breakaway plan, which first gained major popularity in the 1980’s, is similar to a Unilevel plan in that you can enroll as many people as you’d like and put them directly below you on your 1st level, but instead of getting paid on a certain number of levels of people below you, you get paid on a limited number of levels or generations of people who reach a certain level of achievement (manager, supervisor, etc.) and achieve “breakaway” status.
Since they have now “broken away” from you, their volume no longer counts as part of your total group volume, but the company will pay you a percentage on their group’s production, usually 5%. Typically, you can earn on 3-5 levels or generations of people below you who reach a certain level of achievement and reach breakaway status.
“Old School” Companies Will Make You Work Harder, Pay You Less,
and Then Make You Wait Longer to Get Paid! Here’s Why!

The one common denominator that both the Unilevel and Stairstep Breakaway Plan have is that typically, depending on the particular company, you have to build anywhere from 8-20 productive teams in order to reach the top and maximize your income earning potential!
Here’s the problem today: Since only 1 out of every 10 people you enroll will do anything of any consequence, the general rule of thumb is that whatever the number of teams the company requires you to build to reach the top and maximize your income earning potential, you need to multiply that number by 10 to give you the number of people you will have to personally enroll in order to have a chance at building that number of teams!
For example, many companies in Africa that have either unilevel or stairstep breakaway plans require you to build 8-20 teams in order to earn the maximum income, which means you’ll need to personally recruit from 80-200 people in order to give yourself a realistic chance at building 8-20 teams!
Good luck with that one, my friend! You’ve got a better chance of being hit by lightning! 20-30 years ago when there were only a few dozen legitimate opportunities, you could recruit large numbers of people, but today there are several thousand network marketing companies, all vying for your prospects attention! There’s 100 times more competition today than 20-25-30 years ago. It’s not as easy to recruit 50-100-150-200 people as it used to be!
Perhaps you’re a superstar and you can personally enroll 80-200 people, but here’s one thing we can guarantee you: the average person you recruit won’t! How do we know? According to the Direct Seller’s Association (DSA), the average person is only going to recruit 2-3 people, which means they’re only going to build 2 or 3 teams on average.
If they are signing up in a company that requires more than 3 qualified teams for them to reach the top and earn the maximum income, they are doomed to FAIL before they even start! How you do stretch 3 teams into 8-20 teams? You don’t! Neither do they!
What “Old School” Companies Don’t Want You to Know
About How Their Compensation Plans Work!
As a result of not having the 8-20 qualified teams they require, you end up getting paid on only a few levels, and the income on the rest of the levels that you could have earned, had you been fully qualified, ends up in the pockets of a big leader above you or the company keeps the money!
My friend, have you ever had this happen to you? If you’ve worked an “old school” company, we bet you have!
Finally, to add insult to injury, at the end of every month, whatever sales volume you are not paid on they flush, you lose the opportunity to earn an income on those sales forever, and they make you start the first of every month at ZERO! True? True!
Worse, they make you wait until the middle of next month to get paid on what you do this month! Ouch!
These are the reasons why we call companies promoting a unilevel or stairstep breakaway plan “old school” companies. It doesn’t make them “bad” companies. In fact, we could recommend some company’s products. We just wouldn’t build a business with them! They have 20th century pay plans in a 21st century world! You end up having to work harder, to make less, and then have to wait longer to get paid less!
Some examples of “old school” companies in Africa include Tasly, Tienshi, Dynapharm, Edmark, Oriflame, Forever Living Products, GNLD, Ardyss, Amway, Herberlife and DXN, just to name a few.
By the way, beware of false claims that many distributors make that their company pays out 65%, 72%, and the like! They are giving you theoretical, perfect world numbers, what the company would be liable to pay IF everybody in the company met all the requirements, built the required number of teams to reach the top, and they had to pay on every level, which the company knows is NOT going to happen as only 2% qualify for maximum income!
The truth is 98% of people will not qualify for maximum income because they will fail to meet all the different qualification and maintenance requirements! They’re not going to recruit 50-100-150-200 people in order to build the 8-20 qualified teams that most “old school” companies require in order for you to earn the maximum income.
As a result, most “old school” companies actually pay out from the low to mid 30% range to around the low 40% range! So, don’t fall for the hype of “we’ve got the most lucrative pay plan in MLM history and our company pays out 70%” that some espouse!
Use some common sense! Typically, a company has 20% in product costs. Another 20% in overhead (rent, employee salaries, insurance, etc.) That only leaves 60% left to pay commissions and to earn a profit. Let’s assume the company wants to make a 10% profit. Now they’re down to only being able to pay 50% of the revenue on product sales towards commissions!
The truth is a company will go broke if it is marketing a product that has to be physically made and they pay out much more than 50%! If they’re paying out considerably more than that, then you can be assured of one of 2 things: Either they have very little cost in their product, which means they have an average product at best, OR, they have very little left in profit in which to run their company, pay for future expansion, etc. Neither of these 2 situations is desirable for long term success!
The only exception to this is some opportunity that promotes a product that is not consumable and where there’s virtually no cost to make the product such as an e-book, information package, certificate, or some other type of virtual product that can be sent over the Internet.
One final point: Remember, your success is NOT going to be based on how great you or a few of your team members are, but rather on the efforts of lots of average people, each doing a little! You need to have a compensation plan that positions both you and them to earn the biggest income possible with the least degree of difficulty! Well, that rules out the “old school” unilevel and stairstep breakaway plans!
All of which leads us to the binary plan, the one plan designed for the average person and which has created the biggest incomes in the shortest period of time for the largest number of people in the history of network marketing!

4) Binary Plans
Binary plans first appeared in the early 1990’s and quickly gained in popularity, helping to create some of the fastest growing companies in MLM history! Over the past 10 years the binary plan has been enhanced with several new features such as “matching bonuses,” making it the ultimate compensation plan for both novices and seasoned pros alike.
In fact, the biggest incomes being earned today by distributors are in companies that have a binary plan with matching bonuses! Although there are several versions of the binary plan (we recommend what is known as a 1/3-2/3 binary plan), the concept is still the same: Build 2 teams, a “left team” and a “right team.”
In a binary plan, you can enroll as few as just 2 people, putting one person in your left team and one person in your right team, and you only build 2 teams, far easier than the 50-100-200 people you’d have to enroll in a typical “old school” company in order to build the 8-20 teams they require for you to succeed.
In addition, there are no levels in a “binary” plan. You get to count the sales of all those that are below you towards your income, regardless of who enrolled them and where they are positioned below you!
Here’s how it works: Each product order has a point value. The computer simply adds up the total points generated by each of your 2 teams every week to determine how many cycles you’ve achieved and then pays you the appropriate amount.
If you do not have the required points in each team to complete a cycle, provided you are active, the computer banks the points and adds them to the points your 2 teams generate the following week. At that point if your 2 teams have generated the required minimum amount of points, the computer determines how many cycles you’ve achieved and pays you the appropriate amount.
And the best part is companies with a binary plan pay WEEKLY! If you want an easier program to work, want to make considerably more money, and want to get paid faster, then you’ll love the binary pay plan!
TO BE CONCLUDED WITH PART III