Sometimes, both private individuals and business owners may find themselves cash-strapped and need funds to meet urgent needs and demands. One of the possible solutions to such a dilemma is getting a loan.

Before the emergence of Fintech in Nigeria, obtaining a loan from commercial banks was a long and tedious process, requiring lots of documentation and the ‘unavoidable’ collateral. For people who need only a small amount of money, that is too much trouble for too little benefit.

Now, thanks to the Fintech revolution, people can gain access to short-term and mid-term loans very easily from the comfort of their space. This is made possible simply by downloading a loan app..More..https://alabiansolutions.com/blog/which-loan-app-in-nigeria-has-the-best-customer-service/

Sometimes, both private individuals and business owners may find themselves cash-strapped and need funds to meet urgent needs and demands. One of the possible solutions to such a dilemma is getting a loan.

Before the emergence of Fintech in Nigeria, obtaining a loan from commercial banks was a long and tedious process, requiring lots of documentation and the ‘unavoidable’ collateral. For people who need only a small amount of money, that is too much trouble for too little benefit.

Now, thanks to the Fintech revolution, people can gain access to short-term and mid-term loans very easily from the comfort of their space. This is made possible simply by downloading a loan app.. More..https://alabiansolutions.com/blog/which-loan-app-in-nigeria-has-the-best-customer-service/

In the last twenty years, the world has experienced a gradual, persistent shift towards digitization. This has impacted many industries, leading to an increase in entrepreneurial opportunities and the adoption of innovative systems for doing business.
Digitization in a mostly conservative industry like the banking sector is evident in the rise and prevalence of fintech startups. Startup firms and multinational technology companies have been hugely successful in developing new digital innovations that have reshaped the business activities of traditional banks.

More Article on Who Control Nigerian Fintech Space

The digitization of financial products brought about by the creation of more user-friendly applications and customer-oriented service has increased pressure on traditional banks to modernize their core business services and..More..https://alabiansolutions.com/blog/fintech-banks-role-in-reshaping-the-financial-service-ecosystem/

Non-developers and those whose jobs are not related to software development often get confused with the jargon of technology (as they should). Concepts like front-end web development and back-end web development are part of the mix. These two keywords are fundamental to understanding how websites work.

To put it very simply, the front-end, also known as 'client-side' programming is what happens on the browser, that is, everything the user or visitor to a website sees and interacts with. Fonts, colours, drop-down menus and sliders are all features of front-end web development. The back-end, on the other hand, also known as server-side programming is the machinery that works behind the scenes to power those features that users interact with on the client-side. It seems already obvious that none is better than the other, doesn't it?
Core Technologies Used In Front-End Web Development Are:
HTML A.K.A The Organizer
HTML (HyperText Markup Language) is a computer language used to create the website. It defines elements such as headlines and paragraphs and enables a user to embed an image, video or any other media. HTML works through a series of shortcodes called tags, which are normalized into a text file by a developer. The text is stored as an HTML file and..more..https://alabiansolutions.com/blog/front-end-and-back-end-web-development-which-is-better/

A Technology Internship is the best way to help a student transition from school to the workplace and those hoping to change careers to a job more technology-inclined. Internships help you develop relevant skills and experience you’ll need, and more importantly, for those switching careers, helps you decide whether a career in technology is the right choice for you.

Due to the pandemic which shut down businesses in 2020 and the new norm of remote-working in 2021, internship positions might be harder to get. Now that most employees are forced to work from home, challenges may arise with monitoring interns, keeping to deadlines, communicating effectively, boosting team spirit and so on.

However, an advantage of virtual internships is that employers are giving a virtual insight into working environment and networking. You might get access to senior members of the organization whom you may not have had contact with in the real world..more..https://alabiansolutions.com/blog/how-to-get-a-tech-internship-in-2021/

‘Are you very good in mathematics?’ ”Did you study computer science?‘ ‘Do you enjoy your own company more than that of others?’ ‘Are you uncomfortable in a crowd of people?’

These are just a few of the questions you’ll most likely be asked by your peers if you tell them you want to learn how to code. The aspect of having to be ‘very good in mathematics is one of the most common yet highly erroneous ideas of who would make a good programmer. True, those who studied computer science may have an easier time with it at the beginning. But as Michael Koi (CEO of tech company Coding Dojo) says,

‘After eight years of training Computer Science graduates and junior developers, I’ve observed that it is not unusual for people who initially struggle with learning programming concepts to..more..https://alabiansolutions.com/blog/can-anyone-learn-to-code/

Artificial Intelligence and Machine Learning are becoming more and more a part of our daily lives. This just means that technology is rapidly advancing and unless we want our lives to be very suddenly disrupted, everyone must jump on the bandwagon of learning new technology in order to remain relevant.

Artificial Intelligence uses the ability of machines to use their ‘intelligence’ to perform the command it is being given by a programmer. In this instance, Intelligence is simply the ability to process data. Machine Learning studies the patterns and inferences of statistical models, along with the algorithms that the system uses in order to perform a specific task without humans giving instructions. It is a part of Artificial Intelligence.

The key to staying ahead in this era of Machine Learning is to learn the proper analysis and..more..https://alabiansolutions.com/blog/ai-on-the-increase-will-machines-rule-the-world/

In today’s article, we are going to consider practical real-life ways the application of computer graphics employed in various industries has saved lives (literally and figuratively) and resources i.e time, energy, and money.

To provide a bit of background information, ‘Computer Graphics is a branch of computer science that deals with the generation of images with the aid of computers… It is a core technology in digital photography, film, video games, cell phones, computer displays, and graphic design in general.

A lot of people recognize the applications of computer graphics mostly in video games, films, and..more..https://alabiansolutions.com/blog/how-computer-graphics-saved-my-life/

Seems Like An Advanced Form Of The Secondary School Debate: ‘Boys Vs Girls, Who Are Better Students?’
Factually, No. On the contrary, findings from a study of 1.4 million GitHub users reveal that women actually make better programmers than men and their code gets more accepted often. GitHub is an online community of more than 12 million active users who contribute to various projects by suggesting solutions to coding problems. Such solutions may either be accepted or..more..https://alabiansolutions.com/blog/are-men-better-programmers-than-women/

We actually make use of Machine Learning every day and it has become a constant part of our daily lives as using the internet is. You probably don’t know how many ML products you use and since Google is used for most query searches, email, photos e.t.c., you should know how the company makes use of ML algorithms in its products and what kind of products uses these algorithms.

Though ML and AI is not only used in Google, this company has revolutionized the way the internet is being used, since its mission is to “organize the world’s information and make it universally accessible and useful”, and.. more..https://alabiansolutions.com/blog/8-google-products-that-makes-use-of-artificial-intelligence-and-machine-learning/

Technology is a fast-paced world, and as such programming is a constantly evolving discipline. At the same time, skilled programmers are still highly sought after and the demand for them is not likely to slow down anytime soon. However, as with any other career, the best in their field are those who appreciate that there is always more to learn. Aside from the amazing job/career opportunities, another main factor that must motivate all experts in the Infotech industry is dynamism and passion for the job.

It is not enough to have a command of the most in-demand programming languages, developing supporting skills that would improve your personal and..more..https://alabiansolutions.com/blog/easiest-steps-to-becoming-a-programmer/

Social media has come to stay for good or ill — whether we like it or not. No more is it only a channel for informal conversations and entertainment. Businesses, corporate organizations, governments, and even religious institutions now use social media to reach out to a larger, more targeted audience.

About 3.6 billion people all over the world use social networking sites. This number is set to increase significantly in the next few years due to the cheaper costs of smartphones and better access to the internet. The most popular platforms are usually available in multiple languages and this enables users to connect with more people across geo-political and economic borders.

Facebook, Instagram, LinkedIn, Twitter, and..more..https://alabiansolutions.com/blog/which-is-the-biggest-social-media-platforms-youtube-twitter-or-facebook/

Social media has come to stay for good or ill — whether we like it or not. No more is it only a channel for informal conversations and entertainment. Businesses, corporate organizations, governments, and even religious institutions now use social media to reach out to a larger, more targeted audience.

About 3.6 billion people all over the world use social networking sites. This number is set to increase significantly in the next few years due to the cheaper costs of smartphones and better access to the internet. The most popular platforms are usually available in multiple languages and this enables users to connect with more people across geo-political and economic borders.

Facebook, Instagram, LinkedIn, Twitter, and..more..https://alabiansolutions.com/blog/which-is-the-biggest-social-media-platforms-youtube-twitter-or-facebook/

Africa, and Nigeria in particular, has seen an unprecedented growth in the Fintech industry, generating more than $20 billion in revenue as of 2019. Increased smartphone usage coupled with a youthful population and a regulatory drive towards cashless payments, the industry has enjoyed a favorable thriving ground.

Paystack and Flutterwave are two of Nigeria’s (and Africa’s) biggest and most popular online payment platforms. In the last five years, these giant startups have been key players in the fintech scene, creating avenues for smaller, similar companies to develop innovative services through their APIs.

These APIs are used by numerous businesses, entrepreneurs, corporations, and..more..https://alabiansolutions.com/blog/paystack-or-flutterwave-who-leads-the-nigerian-online-payment-space/

Last year signaled the turn of the decade and introduced a whole new way of doing things across all sectors. The Covid-19 pandemic has led to a rapid increase in digitalization. More online sharing and collaboration platforms, as well as online payment solutions are cropping up every other month.

Innovations in the Fintech industry in particular have been making huge waves all around the world. With the growth of the ‘gig economy’ in Nigeria where people sell their skills to both local and foreign companies as independent contractors, there is a raising need for better, faster, more cost-effective cross-border payment platforms to send and receive money.

Traditional money transfer services like Moneygram and..more..https://alabiansolutions.com/blog/flux-another-fintech-in-the-nigerian-space-2/

Application for Google Africa Developer Scholarship(2021) is ongoing . Grow with Google and Pluralsight have partnered once again for another year to provide to support to software developers across Africa.

The program seeks to help aspiring developers and existing ones the following tracks which are Android Developer track, Associate Cloud Engineer and Mobile Web Special List track

The resources available in this program will help developers build the skills necessary to get their Google certification. Previous participants have gone on to build impactful projects for their communities, make incredible steps in their career journeys, and..more..https://alabiansolutions.com/blog/google-africa-developer-scholarship-2021/

With the continued increase of internet users across the globe, the number of online/web-based industries is also increasing at a great speed as well. The scope and methods of marketing have also drastically evolved from the formerly prevalent traditional methods of radio, TV, newspaper/magazine advertisements.

The audience shift from these traditional communication means to the virtual space of the internet birthed the need and importance of digital marketing. All the online ads, textual or visual content that you come across when browsing the web, are in..more..https://alabiansolutions.com/blog/why-you-should-learn-digital-marketing-in-2021-2/

Stress is an inherent part of the human physiological and psychological system. Everyone deals with it at some point in their lives, some much more than others. Anyone who has ever held a job has at some point being under work-related stress. Any job can be stressful even if you love what you're doing. Some low levels of periodic stress can be beneficial as it helps you become more efficient in starting and finishing tasks. However, when it becomes chronic, it can have serious consequences for your physical, mental, and emotional health.

In the world of programming, the inherent sources of stress are caused by the nature of the industry itself. Most programmers got into software development because they like thinking about things and coming up with solutions to problems using technology. That in itself makes it easier to feel disconnected from the external environment and even their bodies. Sometimes you can be stressed without even realizing it. You can get used to stress that you believe it's a normal state to live in. However, a factor in healthy stress management is taking note of when the body and.. more..https://alabiansolutions.com/blog/how-to-deal-with-stress-as-a-programmer/

Meet the young, brilliant, vibrant female entrepreneur who is a member of the community of young African innovators pushing the frontiers of fintech development in Nigeria. Her name is Odunayo Eweniyi, the co-founder and Chief Operations Officer of Piggyvest.

The 27-year old hails from Oyo State and is the first child of two Nigerian professors. She studied Computer Engineering at the undergraduate level at Covenant University, Ota. She graduated top of her class with a First-Class degree.

Her parents wished for her to further her education, and..more..https://alabiansolutions.com/blog/who-is-odunayo-eweniyi/

There are a lot of programming languages in the IT industry used both for front-end and back-end web development. Some of them are popular names like Python, Java, Javascript, C, C++, etc. 

Each year, Git and Stack Overflow (two popular online communities of developers) conduct a survey to determine the best or most common programming languages. For several years, the first and second top spots have been occupied by either Python or JavaScript. Last year, JavaScript topped the chart as the most popular programming language.

Why is JavaScript So Popular?

Many developers would say it is because it is the only language native to web browsers. That is correct and has been for more than 20 years. JavaScript is one of the core technologies of the World Wide Web. But simply being a.. more..https://alabiansolutions.com/blog/why-is-javascript-the-most-popular-programming-language/

With the introduction of new tools to make website building easier, as well as the prevalence of online media overprint in almost all spheres of business, the number of websites is growing each year. However, websites or web applications require maintenance, just like any other type of software. Keeping a website well maintained and attractive is important to both big and small businesses in order to engage and retain customers, as well as to improve their site’s overall effectiveness. If a website does not continually offer users an ever-evolving and growing experience, that site or application would soon become insecure, unusable, and..more..https://alabiansolutions.com/blog/are-web-developers-taking-care-of-the-web/

When a person types search-words in Google, it is a deliberate effort to look for information about something – a person, a place, a product or service, an event, etc. You can get a very clear picture of the intent behind the search from the words they type in. This is what makes Google Adwords a very powerful marketing tool in reaching more customers, increasing sales, and generating more visits to your landing pages.

Google Adwords is a form of paid advertising..more..https://alabiansolutions.com/blog/simple-steps-to-set-up-a-google-ads-account/

Two months ago, the CBN released a circular that prohibited banks, non-bank, and other financial institutions from dealing in and facilitating the payment of cryptocurrency in the country. It went as far as demanding the immediate closure of the accounts of persons or entities who engage in crypto exchanges.

As expected, the apex bank received heavy backlash from Nigerian youths in particular, who took to social media platforms to air their grievances on what they called ‘high-handedness and stifling of innovation’. However, it would seem that was just a prequel in a series of regulations that are directly or indirectly aimed[url]..more...https://alabiansolutions.com/blog/bvn-validation-latest-control-tussle-between-cbn-and-fintechs/

Access to financial services is a prerequisite for economic development that benefits everyone. Our goal at Kudi is to provide a service that caters to the needs of everyone. Inclusion plays a significant role in advancement. We intend to be one of the forerunners by providing affordable, fast, and reliable cash payments for all Africans.

Over 1.7B people around the world do not have access to basic financial services. Kudi’s mission is to make financial services accessible and affordable to all Africans across the world. Kudi started from Nigeria, a $300B cash payment market. We’re currently digitizing cash payments for over 1million Nigerians with our Chatbot and 14,000 agent points across the country.

In just two years, we have grown..more..https://alabiansolutions.com/blog/backend-engineer-kudi/

Last year signaled the turn of the decade and introduced a whole new way of doing things across all sectors. The Covid-19 pandemic has led to a rapid increase in digitalization. More online sharing and collaboration platforms, as well as online payment solutions, are cropping up every other month.

Innovations in the Fintech industry in particular have been making huge waves all around the world. With the growth of the ‘gig economy’ in Nigeria where people sell their skills to both local and foreign companies as independent contractors, there is a raising need for better, faster, more cost-effective cross-border payment platforms to send and receive money.

Traditional money transfer services like Moneygram and Western Union are way expensive, take longer to release funds, and are...more..https://alabiansolutions.com/blog/flux-another-fintech-in-the-nigerian-space-2/

Every business person knows that apart from having a good business idea, finding the perfect office location, building a customer base, and so on, you need money to sustain and grow a business. Even if you had a lump sum of money cached somewhere, the costs of running and scaling a business will deplete it. In order to continue to scale and grow, the business might periodically need an infusion of funds from external sources. These periods are called funding rounds.

In the past, entrepreneurs had limited options when trying to raise capital for their businesses. They either took bank loans, patronized the so-called ‘loan sharks’ or attempted to reach out to a small circle of well-placed individuals in the society. Fortunately, in more..https://alabiansolutions.com/blog/what-are-funding-rounds-2/

Y Combinator (YC) is an American seed-money startup accelerator. It has given funding to over 2,000 companies, some of the big names in their industries. Examples of such are Airbnb, Dropbox, Twitch, Reddit, and Stripes. It was founded by Jessica Livingstone, Paul Graham, and Tappan Morris in March 2005.

YC interviews thousands of start-ups and then selects two or more batches of companies per year to enter the YC program. There, founders are taught how to market their product and team, refine their business model in order to achieve a product-market fit, and.. more..https://alabiansolutions.com/blog/how-to-get-into-y-combinator-startup-school-2/

Last month, The Central Bank of Nigeria released a circular with a directive forbidding banks, non-bank financial institutions, and other financial institutions from facilitating payments for cryptocurrency exchanges. It ordered the immediate closure of accounts of persons or entities dealing in crypto exchanges, warning that non-compliance would attract ‘severe regulatory sanctions.

This can be seen as a sequel to the apex bank’s 2017 memo which stated that cryptocurrencies were not legal tender in Nigeria and financial institutions.. more..https://alabiansolutions.com/blog/p2p-trading-the-next-crypto-trading-option-in-nigeria-post-cbn-ban-2/

It stands to reason that every online buyer or seller should understand at least the basics of the process of online transactions are made. When a customer selects the product/service s/he would like to buy from a merchant’s website and clicks on the ‘Make Payment’ icon (or its alternative), s/he is redirected to a payment page. S/he is then required to input their credit/debit card details — cardholder’s name, card expiration date and Security number (Card Verification Value).

This information is securely passed into, and processed by the merchant’s chosen payment gateway provider, who encrypts the card’s details, performs some fraud checks, before sending the data to the seller’s bank, and then to.. more..https://alabiansolutions.com/blog/top-5-payment-gateway-providers-in-nigeria-2/

Olugbenga Agboola is a Lagos-born, Nigerian entrepreneur and financial technology engineer. He is the CEO and co-founder of Africa’s foremost FinTech company, FlutterWave. FlutterWave is a digital payments infrastructure designed to help individuals, banks and businesses make secure, seamless online payments. It was founded in 2016 by former CEO Iyinoluwa Aboyeji and Agboola, in collaboration with a team of African banking, technology, and e-payments veterans.

Agboola was initially the Chief Technology Officer of the company,..more...https://alabiansolutions.com/blog/who-is-olugbenga-agboola-the-brain-behind-flutterwave-2/

Before the advent of FlutterWave in 2016, African businesses found it very difficult to accept payments in foreign currency, and global tech giants like Amazon and Google faced difficulties accepting local payments from African customers. This trend changed when FlutterWave was launched.

Iyinoluwa Aboyeji came up with the idea for FlutterWave, while still with his former company Andela, when he realized African businesses in the whole continent were losing billions of dollars in revenue due to the aforementioned payment challenges — long periods of delay in funds transfer to the local bank account from foreign accounts, and exorbitant recurring fees.

In 2016, the company was launched by co-founders Aboyeji and Olugbenga Agboola, and a group of ex-bankers, entrepreneurs.. more.. https://alabiansolutions.com/blog/the-making-of-a-true-nigerian-unicorn-flutterwave-2/

Take a moment and think back to the last two decades, and how the banking and finance sector has drastically evolved. Gone are the days when you have to be on queue at the bank’s gate, even before opening hours, to open a new account, withdraw money, transfer money, get a new deposit/withdrawal booklet, etc.

With the emergence of online banking, access to financial services was greatly improved and the need to visit the physical brick-and-mortar bank branches for every little service was drastically reduced. In fairness to the traditional banking industry, it has been relatively quick to adopt new technologies and upgrade its services. After all, doing so is a smart, profitable business move. ...more at https://alabiansolutions.com/blog/will-fintech-replace-traditional-banking/