₦airaland Forum

Ginalex:
Nice ... Na my full units them go give me 😃😃

megawealth01:
President Trump makes a history visit to China.

Take a look at his team to China. These are among the finest brains in business and leadership. Tell me why he won't get a good deal.

1. Marco Rubio - Secretary of State
2. Pete Hegseth - Secretary of Defense
3. Elon Musk - CEO, Tesla & SpaceX
4. Jensen Huang - CEO, Nvidia
5. Tim Cook - CEO, Apple
6. Larry Fink - CEO, BlackRock
7. Stephen Schwarzman - CEO, Blackstone
8. Kelly Ortberg - CEO, Boeing
9. Brian Sikes - CEO, Cargill
10. Jane Fraser - CEO, Citigroup
11. Larry Culp - CEO, General Electric
12. David Solomon - CEO, Goldman Sachs
13. Sanjay Mehrotra - CEO, Micron Technology
14. Cristiano Amon - CEO, Qualcomm
15. Dina P. McCormick - Meta Global affairs
16. Ryan McInerney - CEO, Visa
17. Michael Miebach - President, Mastercard
18. Jim Anderson - CEO, Coherent
19. Jacob Thaysen - CEO, Illumina

We have a lot to learn from Oyibo.

Trump should come and invest in Nigeria Stock Exchange jare

KarlTom:
Ding

Princkez:
Please when is DANGSUGAR right issue commencing..

chimex38:
Make dem no try Lubbish Oo.
Otherwise we go approve Accesscorp International to buyout CBN national Bank .

How much be CBN sef?

yMcy56:
JAIZBANK gradually doing its things.....😊
Successfully crossed Km10
@10.80

Don't know why I kept checking on AIICO today.......😊

aj8:
@Okikiola914

New estimate below . Range 87.72-109.65

I hope you took off profits as you went along. Can buy back at any price below 90, if still interested in the stock.

Olaide1295:
Isn't the gain you made a function of your invested capital which in itself is a pointer to the risk your bore in the market.
What has that got to do with quality of living & length of years.

if otherwise, you're talking about exchange rates & vehicle import duties. Then, that is a different conversation.

megawealth01:
Today's Top Volume Trades

keeeem:
Pls can anyone help with the prospects of a FCMB shares. Just being curious of its performance in relation to its peers in the market (Fidelity, Wema, Sterling )

EDUECO:
Here’s a detailed summary of FCMB Group Plc’s H1 2025 (6-month period ended 30 June 2025) unaudited financial results:


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🏦 FCMB Group Plc – H1 2025 Financial Highlights (Jan 1 – Jun 30, 2025)

📌 Overview:

Gross earnings jumped to ₦529.2 billion, up approximately 41% from ₦374.5 billion in H1 2024 .

Profit after tax (PAT) rose to ₦73.4 billion, a 23.4% increase versus ₦59.5 billion in H1 2024 .

Profit before tax (PBT) stood at ₦79.1 billion, up 23% YoY from ₦64.2 billion .



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📈 Revenue Breakdown:

Interest and discount income surged to ₦458.4 billion, a 70.3% increase from ₦269.2 billion in H1 2024 .

Net interest income grew 95.3%, reaching ₦207.4 billion (from ₦106.2 billion) .

Interest expenses climbed 54.1% to ₦251.0 billion, reflecting higher cost of funds .

Net fee & commission income rose 51.3% to ₦37.9 billion, with total fee income up ~31% to ₦47.4 billion and fee expenses down ~15% to ₦9.5 billion .

Trading income declined by 29.3% to ₦22.2 billion, while other gains fell significantly from ₦37.1 billion to ₦696 million, mainly due to lower FX revaluation and asset disposal gains .



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🧾 Balance Sheet & Capital:

Total assets expanded to ₦7.54 trillion by June 30, 2025 .

Customer deposits rose almost 40% YoY to ₦4.54 trillion .

Shareholders' equity grew to ₦746.6 billion, up 24.3% from the prior year .

Loans & advances stood at ₦2.38 trillion, supporting income growth .

Cash and cash equivalents totalled ₦1.53 trillion at June 30, increasing sharply from ₦795.4 billion at year-end 2024 .



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📉 Per-Share Metrics & Capital Adequacy:

Earnings per share (EPS) declined to ₦3.70 basic and diluted, down from ₦6.00 in H1 2024—driven by capital and share count adjustments .

Capital adequacy ratio (FCC) improved to 16.2% at end-2024 from 14.7%, bolstered by FCMB’s ₦147.5 billion public offer in Q4 2024 .



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🚀 Key Takeaways

FCMB delivered solid top‑line growth, anchored by booming interest income and expanding loan book.

The sharp rise in funding costs partly offset interest income gains, but strong cost control helped maintain healthy margins.

Growth in non‑interest income (fees & commissions) added diversification.

Trading and other gains softened, pointing to volatility in market-sensitive revenues.

Robust deposit inflows and an expanding asset base improved liquidity and capital buffers, though EPS declined due to capital restructuring.



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📊 Summary Table

Metric H1 2025 YoY Change

Gross earnings ₦529.2 billion +41%
Profit before tax (PBT) ₦79.1 billion +23%
Profit after tax (PAT) ₦73.4 billion +23.4%
Net interest income ₦207.4 billion +95.3%
Fee & commission income ₦47.4 billion +30.9%
Trading income ₦22.2 billion –29.3%
Loans & advances ₦2.38 trillion –
Customer deposits ₦4.54 trillion +39.9%
Total assets ₦7.54 trillion –
Shareholders’ equity ₦746.6 billion +24.3%
EPS (basic/diluted) ₦3.70 ↓ from ₦6.00
Capital adequacy (FCC) ~16.2% (end‑2024) ↑ from ~14.7%

megawealth01:
Today's Top Volume Trades

MeezPat:
When is Access moving abeg

Obedience40:
[i]Let's start with the war of independence against Britain.
The Mexican border war
1910- 1919
Little race war in Cuba
1912
US occupation of Nicaragua
1912-1933.
US occupation of Haiti
I915-1934
US occupation of Dominica Republic
1916-1924
Tanker war against Iran
1887-1988
US invasion of Panama
1989-1990

OkpaNsukkaisBae:
Why is he delaying the inevitable? He should intervene if he want to intervene all this explanation is getting boring

I was thinking they conduct lie detector test for all the presidential aspirants.

tayejay:
UBA over 850 million shares sold in few minutes.....