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Beloved4heart's Posts

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Travel › Re: Memoirs From Chile by Beloved4heart: 11:23am On Sep 06
Are you still In Canada?


qtguru:
lol funny enough IRCC replied that my passport is ready, but I'm happy for Tensa, because my guy deserve to be out of this country.
Romance › Re: How Long Can You Spend In Chasing A Lady A Relationship Towards Marriage? by Beloved4heart: 3:15am On Sep 03
Chase a cheque never chase a b**tch

If you know,you know
shiwex:
Chase your dreams, stop chasing these women. Get rich and she will be the one doing the chasing......
Romance › Re: My Escapade With The Girlfriend Of A Simp by Beloved4heart: 10:26pm On Aug 27
SENSE NO GO KILL THIS MAN
SEE WISDOM



LIVINGICONREBOR:
Easy, I know you wan use d story masturbate abi?🥱
Romance › Re: The Best Time To Look For A Wife Is When You Don't Have Money by Beloved4heart: 10:11pm On Aug 27
GOD WHY YOU NO GIVE ME THIS KIND MOTHERhuhhuh



dmexy33:
Exactly but there are few exceptions.

There was a woman I know, very calm woman, I knew her as a kid, she had 4 boys and 1 girl. When I grew up I found our that...

Their family house was owned by the woman,
Her first son go married and had a business, the business collapsed and he had to return to the family house with wife and kid. The second son was jobless at home, the third and fourth where also at home, eventually she lost her husband but this woman remained calm despite all her problems she still carried a calm and solid expression on her face.
She accommodated all her children despite their failings, she eventually sold her house and move to a cheaper neighborhood so she could get extra money to support her kids but they still failed and fell back to her. It was her only daughter that brought a breakthrough to the family, she married an associate of obi Cubana and he sent the last two sons to Canada and established the first two and retired their mother. I learnt something very monumental from that woman.
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 9:41pm On Aug 27
I hear you, you win


nedekid:
Guy you funny, probably you be my pikin age mate or him senior you sef.
Romance › Re: Young Men, Do Not Make A Woman Your Life Project by Beloved4heart: 3:00pm On Aug 27
If I were to ask you,you will say brother go and work, send her 10 million she will thank you
God bless you


Bergavis:
Sent 100k to a lady friend this morning and her only response was, "Did I ask you?" jokingly. Being comfortable financially is a blessing, but this was a clear reminder to save generosity for where it's truly recognized.
Romance › Re: Young Men, Do Not Make A Woman Your Life Project by Beloved4heart: 2:57pm On Aug 27
My children wen go be boys ehnn I will drum it on their head from age 5 till they mature, they will be very very brutal


Samuels90:
😂😂😂 the advice for women matter don de pass PhD dissertations. Nigerian women must really be dealing with some of the men.
Romance › Re: Young Men, Do Not Make A Woman Your Life Project by Beloved4heart: 2:52pm On Aug 27
That your woman no dey again?, the one you use your Keke carry round warri that time?


.
Sonnobax15:
lipsrsealed
The worst and most regrettable mistake every young man can ever make is to invest in a woman angry.


Imagine spending your hard earned money on a woman ,an ungrateful one at that ,only for the female scallywag to later grow wings and start asking you--"what have you done for me?". Or --"Did I force you to do it" angry.

You can imagine hearing those annoying words from the same werey you thought you were helping her life angry.

I rather help my gee than to uplift any banny,not in this life or in my reincarnation if at all there'd be any angry
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 2:44pm On Aug 27
AS In ehnn,them no dey use ordinary eyes marry again ooooo, women wen dey take man wen love them as mugu

Tenrack:
lol Omo...married men dey try. Imagine all the shege and nonsense them dey put up with on a daily.
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 2:41pm On Aug 27
All the best to you bro


Tenrack:
you Sabi..
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 2:40pm On Aug 27
Wait come ooooo, you think say marriage na the way you dey see am for TikTok like Jarvis and Peller? I pity you, better I wait till 55 yrs self

you know how many men dey talk dey Wakahuh

nedekid:
Why you think say some bros don hit 50y them never marry, them never born, Omo them still de find the 500m and above to settle down. Lol
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 2:20pm On Aug 27
Wisdom at its highest peak

Flesh10:
The worst mistake you will make is taking your entire 13m savings to build a house all because you are running away from paying rents. That 13m will likely finish and your house is not yet finished or it may complete the house but you will be starting life again from scratch with no money, no savings


And the second worst mistake you will make is rushing to get married because you have 13m in savings and you are turning 31. Let me tell you, the rate at which wedding expenses will suck dry that 13m it will come like the speed of light. There is nothing like small wedding now unless you want to do just court registry and move on but if you want to respect tradition, even the cheapest wedding will such minimum of 3m from that 10m then family comes with it's own challenges and before you know 13m has finished what then will you and your wife survive on? God decides to bless your ignorance and she takes it same year , you will regret that decision


This is my advice for you.

Do not build a house with all your savings, 13m doesn't mean you are financially stable. You are still very broke. Continue living in a rented apartment even if it is expensive, try look for a cheaper place but if you can't find, I will still advise you against using that money to build any house or buy any land.

Secondly do not jump into peer pressure and rush into marriage because you are turning 31. When the difficulties of marriage comes it is you that will carry your cross not those pressuring you to get married because you are 31.

With that 13m I will advise you to take out 12m and invest it into money market mutual funds like those on cowrywise or stanbic ibtc money market that gives 16.5% per annum which gives you N165,000 monthly . Do not touch it. Just leave it to continue to compound.

By the end of a one year period with compound interest your 12m invested could have amounted to about 14-15m.

Waiting for a year won't kill you. With that interest you can now get married with the interest while your initial 12m is still working for you provided interest rate remains stable.


Then the 1m remaining from the 13m, keep it as your emergency funds in any interest account like the piggyvest flex account that gives 12% yearly. That's an extra 120k yearly on the 1m and you can readily withdraw it whenever you need it.

I believe you have a job or a business that is fetching you money.


With this advice you can effectively manage your family with your salary or use interest from your mutual funds to pay your rent or start building little by little.

With 1.9m coming in from your mutual funds yearly at 16.5 p.a you can start building little by little but even with that I still won't start building all of a sudden except it has become a dire necessity for you.


Building a house or doing a wedding should never be done with life savings, it should be done with spare or passive income
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 2:05pm On Aug 27
AN "EHI" SPOTTED


Sandralight:
Give me all the money
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 1:59pm On Aug 27
Ozae na you dey fall isoko ✋ hands ooo, which one be give woman 2millionhuh?1 million naira wen I fit finish in 6 days na person want take guide,ozae ro ma Ra kpo tho

Isokoboy:
Is the woman your are getting married to financial stable, if no support her with 2m, plan and execute your marriage with 2m, start your house with 8m .guard your self with 1 million...that is how I will go abt it
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 1:15pm On Aug 27
ABI E WILL STILL ENTER ANOTHER DEBT OF LIKE 3MILLION NAIRA JOIN, TALKING FROM EXPERIENCE


deltateam:
That 7M can finish within 6 months depending on the type of woman you married. Eyes go clear.

You're advising being a tenant when he can actually be a house owner?
How sensible is that?
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 1:13pm On Aug 27
I too like Treasury bills 90 days,180 days infact anyone dey turn me on


sterlingD:
Put that money in Mutual funds -Money Market funds specifically Money Market funds only or Treasury bills let it be the start of your investment joirney.Have clear cut investment goals and objectives

Allow the money to rest there small while you plan the business you intend going into .Then take a small fraction to start the business..

The goal should be to secure your financial future and then you factor the family you are going to raise into it later.

As for owning a property give yourself a timeline factor it to be part of your investment goals and objective and work with the timeline to achieve it

Remember how you started the investment journey do not allow complacency to set in that you forget to continue through with your investment journey.

As for marriage when it is time for wedding make it low key very low key .Do not l repeat do not spend stupendously in your marriage no matter what.

Remember in all of this the aim is to continuously build, manage and multiply what you have acquired to secure your financial future
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 5:15am On Aug 27
Why you go give woman a whole 2M?
Kylekent59:
Wedding of 2M

Give wife 2M to start business

Use 2M pay house for a year

Guide with 7M.
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 5:13am On Aug 27
Solitude is the best
Tenrack:
thank you sir. I kuku like my solitude. My mind rest. Na to find one girl wey like me let am know my stance give am belle. I don't like stress. I like to travel light. Even the pikigen sef I still dey get two mind.
E
Romance › Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Beloved4heart: 5:04am On Aug 27
See this guy at 40 self I no shake body,you still be fresh young boy.
If I even get 50million I no play that game called marriage ooooo,500million above

ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Romance › Re: I Can’t Date Someone That Earns ₦100k - ₦500k - Pretty Lady (video) by Beloved4heart: 4:59am On Aug 27
God for just leave Adam without creating Eve ooooo
Man problem started from there

Metrosavana:
Even the ones that can't plait their hair is spewing trash. That is why they are always a victim in the hands of desperate yahoo boys
Romance › Re: I Can’t Date Someone That Earns ₦100k - ₦500k - Pretty Lady (video) by Beloved4heart: 10:59pm On Aug 26
One Gulder for you

ErnestR:
Some dey brothel or hotel dey collect N500 or 2k for one round!












Even new born babies get toto!












They need to grow up!
Romance › Re: Men Get This Wrong: Your Money Won't Make Her Want You by Beloved4heart: 10:54pm On Aug 26
Women like lies
Nuzo1:
No need to tell a girl you love her if you don’t.

It’s cowardly and a weak approach.
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 10:20pm On Aug 26
Jocdon:
To me personally I benefited nothing, I got only poverty and regret.
MEN NO DEY MIS TALK, MOST OF US ARE TALKING FROM EXPERIENCE
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 10:05pm On Aug 26
WHO ARE YOU IN THIS BODY?
OUT IN THE MIGHTY NAME OF JESUS!!!!!😜😜

QuinQ:
Just sexual is enough, but then throw in love, support, believing in you more than you believe in yourself, having yourself in two places, etc.
The saying is:
"Behind every successful man..."



She enjoys it more than you do - when she's busy worrying about infection and pregnancy and being outed as a slut. How about consequences of sex? For a man, zero. For a woman, 9-month pregnancy, dangerous and painful chilfd-birth, post-partum depression, nursing and raising the baby, etc!
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 10:01pm On Aug 26
One cold 33 for you my gee


Akell:
I wanted to comment, but when I saw your dp, I can see you reason from your under cus your brain has been covered.
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 10:00pm On Aug 26
Funny thing is the money go dey run into millions ooooo, still yet the man own side of the story won't fly.

If you want to follow women or get married, have plenty plenty of money, just play broke, after sometime activate, play broke again, activate, just confuse her,be mysterious she will never leave


OBA2503:
Nothing if I take into account.
I have given Love - care and concern.
We have both enjoyed sex (which is my scant consolation).
I have lost huge money to helping the opposite sex (school fees, upkeep/maintenance, vacation, family, feeding, rent etc).
In the end, I have children to show (more responsibility).
Still, I get disrespected and told to bring even more to the table.

Woe unto Man - Woman.
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 9:56pm On Aug 26
This guy deserves an Oscar award

Make woman give you assistance for just 3 months, your own house go tire you, your piece of mind go fly, just pretend to be broke, keep money hidden and just play low low like it's finish she'll help ooooo, but after sometime HELL WILL BREAK LOOSE

I REPEAT HELL WILL BREAK LOOSE



OBA2503:
Nothing if I take into account.
I have given Love - care and concern.
We have both enjoyed sex (which is my scant consolation).
I have lost huge money to helping the opposite sex (school fees, upkeep/maintenance, vacation, family, feeding, rent etc).
In the end, I have children to show (more responsibility).
Still, I get disrespected and told to bring even more to the table.

Woe unto Man - Woman.
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 9:52pm On Aug 26
E be like you no know women, person wen carry my pikin post with another man for FB,the man get mind dey call my pikin e "voice wen silence the noise"
HOW THAT PIKIN WANT TAKE KNOW ME?

QuinQ:
You are NOT telling the whole story. Here in Nigeria the child belongs to the man. It is not like abroad where they'll give custody to the mother
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 3:43pm On Aug 26
Sex can be paid for, op said relationship with women,as long as you can keep your shit together even while under pressure you're fine,I usually shut the noise outside, girls will just be flying up and down I make sure I don't forget my purpose in life, VERY VERY IMPORTANT


Omoawoke:
Sweet kkpeks
Nice round soft azz
Plenty orgasmz

If you like underestimate the benefits of all these things, you will realize how life could be meaningless without them…

If you think to be in a relationship with a woman has no benefit, try to stay away from them for one year and see if you won’t lose your mental health
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 2:00pm On Aug 26
Marriage is not a yardstick for anything ooooo,if I talk my own eeehhhh,5 years now I've not set my eyes on my son, this girl don move on, I still dey emotionless,abegi eee nothing feels good,I believe in love but men looses more ooooooo

I REPEAT MEN LOOSES MORE



Goo0dHardDick:
Things like this happened in 1962, then when Women were virtues and gold, ready to share everything with a man as one!

Today, if your girlfriend isn't benefiting anything from you, she'll discard you ASAP for the next available dude. Wife is even worse before if there's nothing to benefit from you, other men are on a standby to give her what she desires and she'll give another man's child. Pathetic
Romance › Re: Men, What Have You Benefited From All Your Relationships With Women? by Beloved4heart: 1:51pm On Aug 26
I used to fight this kind of battles in the past,got headaches and heartaches,if you Can play the lone wolf, the better

Ofekongsk:
And when you give her money, she splurges on hair & other lame, non-profitable stuffs undecided

You forgot to mention that

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