₦airaland Forum

Life is a dream from beginning to end."
--Harold Klemp

I started checking up the loan apps in play store and discovered that most of them are a joke.
I don't owe any financial institution and my monthly income is quite substantial and after wasting my time filling in my financial details, an app tells me I don't have a good credit score therefore I am denied a loan of N10,000. I have been having a good laugh with those useless apps.
And of course once I am through I will rate them zero.

Something seriously needs to be done

@ SEGLIZ
as far as I'm concerned none is in existence

This matter has been of much concern to me. We can not talk of economic growth in this country when the citizens don't have easy access to funds. The banks as far as I am concerned have failed this country.

What is the secret of service? In a word, love."
-Harold Klemp

When greater amounts of divine love come in, we must give out greater service.

—Harold Klemp
The Language of Soul

So does this mean that no real loan company exist in this country then?

Trying to raise money to finance your business is quite an uphill task in Nigeria. The banks in Nigeria are simply money houses where money is kept and withdrawn.

Most of the companies that claim to give loans are simply jokers that take people for a ride.
The loan Apps that have also invaded the cyber space are nothing to write home about. Imagine a situation where someone is looking for a loan of N100,000 and you are given N5000. It just doesn't make sense.

Most of the loan companies that do give are restricted to Lagos.
That being said it leaves me to wonder about this.
Are there really any real loan company in Nigeria that covers the whole country and gives reasonable loans at affordable interest rate without hassles?
If you know any, share your experience with hard evidence.
Thanks

Trying to raise money to finance your business is quite an uphill task in Nigeria. The banks in Nigeria are simply money houses where money is kept and withdrawn.

Most of the companies that claim to give loans are simply jokers that take people for a ride.
The loan Apps that have also invaded the cyber space are nothing to write home about. Imagine a situation where someone is looking for a loan of N100,000 and you are given N5000. It just doesn't make sense.

Most of the lian companies that do give are restricted to Lagos.
That being said it leaves me to wonder about this.
Are there really any real loan company in Nigeria that covers the whole country and gives reasonable loans at affordable interest rate without hassles?
If you know any, share your experience with hard evidence.
Thanks

The miracles that happened in the early Christian Church still happen today. To see and benefit from them, all we need to do is open our consciousness through spiritual exercises.

—Harold Klemp
The Language of Soul

The cycle of creative action begins with the concept we carry in our minds of what we wish to do. The next step is to outline on paper some plan of how to accomplish this. The final step is action in carrying out the plan.

—Harold Klemp
The Language of Soul

"The key to bringing divine love to us is to first give selflessly of ourselves in some way, without any thought of reward."
--Harold Klemp

"We're all creations of God, and for this reason, each Soul deserves the highest respect you can give."
--Harold Klemp

Whenever you’re in doubt about any action, ask yourself: Is it true? Is it necessary? Is it kind? You can also ask, What would love do now?

—Harold Klemp
The Language of Soul

What are the light and sound of God? They are the two aspects that Christianity has called the Holy Spirit. This is the voice of God.
-Harold Klemp
Touching The Face Of God

Many people do not understand that life, with its burdens, is a treasure. The weight of disappointment makes us close our eyes to the gift of being in the world to learn about the loving heart.

—Harold Klemp
The Language of Soul

True worship brings soul closer to God on its own merits and never at the expense of someone else.
-Harold Klemp
The Drumbeat Of Time
Mahanta's Transcript, Book 10

Truth does not operate in a vacuum. People who’ve been touched by truth try to express it in their daily lives: within their family, business, or religion.

—Harold Klemp
The Language of Soul

We can speak of divine love but it means nothing unless you have experienced it.
-Harold Klemp
Love-The Keystone Of Life

When you become as little children, you shall see the kingdom of heaven. You will carry no ideas from the past to hold you, none of the future to frighten you, but just the present, with the assurance that everything you need to know is already at hand—every answer, every solution.

—Harold Klemp
The Language of Soul

Begin with the love you have. Love gratefully. This love expands your heart into a greater vessel which can hold yet more love.

—Harold Klemp
The Language of Soul

"Earth is often a kettle of boiling water, but it's still the best place for Soul to find the purity of being."
--Harold Klemp

God loves Soul rich or poor. God does not necessarily love the poor more. God loves Soul. We can enjoy the things of this life and support our family with material goods with no feelings of guilt.

—Harold Klemp
The Language of Soul

"We must first give to life if we expect anything in return. This is the divine law."
--Harold Klemp

Life is a mystery until we come to the path of ECK (Divine Spirit) and begin to understand that we can be the creators of our own world.

—Harold Klemp
The Language of Soul

You can’t make yourself closer to God by hating someone else, whether you believe it’s righteous anger or not. The relationship between Soul—which is you—and God is one of love. And where there’s pure love, there is no room for anger of any kind.

—Harold Klemp
The Language of Soul

Before you can improve your life and find a measure of happiness, you must learn to do one thing every day out of pure love. That means, don’t expect anything in return—neither thanks nor happiness. Pick that occasion carefully. Then, whatever that one act of giving of yourself to someone else is, do it with all your heart.

—Harold Klemp
The Language of Soul

Keep unfolding and opening yourself more as a clear channel for God ,and as you do, your values will change.
-Harold Klemp
Love-The Keystone Of Life

"Life is to cherish. Be respectful of all life, especially your own."
--Harold Klemp

"A heart person tends toward love, patience, and tolerance. He is like sunshine to others."
--Harold Klemp

"If the Holy Spirit brings a new direction into your life, contemplate upon it. Be willing to change." -Harold Klemp

Before you can improve your life and find a measure of happiness, you must learn to do one thing every day out of pure love. That means, don’t expect anything in return—neither thanks nor happiness. Pick that occasion carefully. Then, whatever that one act of giving of yourself to someone else is, do it with all your heart.

—Harold Klemp
The Language of Soul

"Soul Travel is simply Soul's movement to God."
--Harold Klemp