₦airaland Forum

Keep those calls and chats coming in but most importantly, come and see this SUPER SUV live in Ogba.

Once you see how clean it's is, paying for it would be the only next step you'll gladly take.

I am certain this baby will be going this week...the positive traction is madt crazy

This super SUV is still available. Call/Chat Bishop now on 08086223698 or 08105574272

Happy Sunday guys

Still available people.

Don't miss out on this great deal

More pics of this sweet 2012 Ford Explorer Limited Edition

Call Bishop 08105574272 or 08086223698

Just like Tokumbo. Baked once for sharpness.

Nothing at all to fix. Just buy & FLY

Call/Chat Bishop quickly on 08086223698 OR 08105574272 to catch this beauty

CAR IS NOW SOLD!!!

N400k tomorrow morning

***Car has been sold. Thanks for your patronage***

Still available.

Hurry now.. I am confident that this ride will be taken today

Call Bishop now on 08086223698 or 08105574272

eddiense:
I can I can make it 430k

For you and you alone, Make it N470k and come carry am dey go

Still available for now. Price reduced to N520k for quicker sale

Hurry Call/Chat Bishop on 08086223698 or 08105574272.

This is the Deal of the week. Don't miss it

More pics of this Uber qualifying 2007 Chevrolet Optra

eddiense:
420k

can we see more pictures. back view, front view, bonnet.

Thanks brother, but N420k won't fly

You can contact me on WhatsApp for more pics. For some reason, loading more pics has been difficult for me today

dealhunter:
400k,payment in d morning

Bros you try but e no reach o. Come up to N550k make I let am go sharply

This Car was bought brand new and used by a Banker. He is selling because he has relocated abroad

Engine & transmission are perfect with an untouched interior. body is largely first body but the bonnet and front bumper need repainting

Factory spec Alloy wheels, with 4 Good Tyres
Booming Sound system

Fabric seats and 2 standard airbags in front.

Buy this car for Uber. Just love-vendor to your taste

The AC hose needs to be changed but the AC is working once changed. I can repair that if your price is right

Price is N520k (still slightly negotiable)

Car is in Ogba, Ikeja, Lagos

***Car has been sold. Thanks for your patronage***

Fahdiga:
For them to deny it means it is true. Anything denied by any agency in this brutal and despotic regime is the absolute truth. Fools everywhere

You know these vermin wella

OverCalculating:
Hi Everyone,

I took a loan from a Microfinance bank sometime in 2019. The loan was N600,000 and I was asked to pay back on a monthly basis for 8 months. I had actually requested for 1.2million naira loan to get an important tool/machine to enhance my business but I was only offered 600k. With 600k I could not afford to get the tool, so I diverted the money to another business. After repaying a portion of the loan for few months, the business failed and I could not afford to payback afterwards. The business was meat distribution to households and offices. It failed because of inadequate structure that gave way for customers to receive products but not pay back. Debt killed the business. I have been struggling to survive since then.

At a point, I called the company early this year, when I got a new job that I know the months of my repayment have elapsed but I am ready to start paying a percentage of my new salary, but they insisted I should pay in full since my repayment is overdue.

Recently, I have been getting several threats from the company asking me to make full payment or else the case will be reported to the police and I would be jailed for absconding with the company's money. I know I am indebted to them but I can't afford to refund all the loan now since I am only managing to live with a job that I am doing now which I earn 40k salary. My concern now is that I need clarifications from the legal practitioners, IT experts and public prosecutors in the house on the following:

1. Is this case truly a criminal case as they constantly remind me or is it a civil case?

2. Can the Police actually track my location to arrest me as they threaten? Please note that I use a small Nokia phone and I am in a remote area outside Lagos.

3.What is the worse thing that can happen; so I can get ready for it because I am not financially buoyant now to cough out 600k now.

Thank you all.

Being indebted is not, has never been and will never be regarded as a criminal offense, except where a criminal act can be linked to your actions with regards to the loan.

Microfinance Banks in Nigeria are notorious for using the Nigeria Police to harass uninformed or "poor" indebted customers using many scare tactics; most of which are illegal even. They may want to use the "returned cheque" laws to harass you but even that will not work except you earned a salary or fixed income and you willingly diverted income meant for repayment. If the source of funding the cheques failed, as businesses often do, you're not liable under that law.

If you've taken a business loan and the business went bad, the best that can be done is:-

1. Restructure via mutual agreement
2. Realize the pledged collateral (if any)
3. Take the matter to court if they can establish any criminal act on your part relating to the loan application or utilisation

No bank or police can ja you for debt, only a judge can do that and I can tell you as a former banker (15yrs cumulatively and 4 years in loan recovery) that judges will simply ask what your current sources are and how you intend to repay.

Get a lawyer and see how the police will start to back out of the rubbish harassment

muhammad09:
They can jail you for real, because of the contract you sign with them when you collected the money, look for the documents/loan offer you signed before you collected the money to know more about the consequences that will befall you

Pls stop giving people incorrect advice.

Being indebted is not, has never been and will never be regarded as a criminal offense, except where a criminal act can be linked to your actions with regards to the loan.

Microfinance Banks in Nigeria are notorious for using the Nigeria Police to harass uninformed or "poor" indebted customers using many scare tactics; most of which are illegal even.

If you've taken a business loan and the business went bad, the best that can be done is:-

1. Restructure via mutual agreement
2. Realize the pledged collateral (if any)
3. Take the matter to court if they can establish any criminal act on your part relating to the loan application or utilisation

No bank or police can ja you for debt, only a judge can do that and I can tell you as a former banker (15yrs cumulatively and 4 years in loan recovery) that judges will simply ask what your current sources are and how you intend to repay.

Get a lawyer and see how the police will start to back out of the rubbish harassment

EmekaA125:
The Adamawa State Governor, Alhaji Ahmadu Fintiri has completed the first flyover in the history of the State. This was revealed when the flyover located in the heart of the city was opened up to motorists.

The flyover unarguably is the first of its kind in Adamawa(Old Gongola State) and NorthEastern region at large.

Recall that Bornu, Adamawa and Yobe have been the hot-bed of series of attacks launched by Boko Haram insurgents whose main aim is seeking for an establishment of an Islamic Caliphate where Western Education would be prohibited.

The Fintiri led administration equally reiterated its effort and unwavering commitment in delivering democracy dividend which was the reason why the PDP got majority votes in the last governorship poll.

Africa; always making me sad.

How the provision of basic (even mundane) Civic amenities have become things to be celebrated as "achievements" always beats my imagination!

In the 21st century, we're still battling to provide roads, electricity, and water? Rulers (not leaders because they're nothing close to that) who should be hiding their heads in shame, are online and offline self-adulating for doing nothing special

Iyaebe:
She has been hypnotized, that's all.

"Dick-notized" more like...���

Ederovie:
Customs papers they plus can 900k run it Mr Bishop?

This car don go siiiiince na bros

LeadMobile:
Bishopsgate always wt good car.
I would have love to pick this.
Na only 600K I get o

So sorry I am just seeing this beautiful comment. Unfortunately, this sweet ride was sold today

Thanks brother and hope to get you another good car someday

Cheers!!

engrken2:
700

Call or chat me bros... let's do this sharply and silently ���

More pictures of this sweet Avensis

Clean Interior
Engine, Gear and AC are okay
First body (flashed for sharpness)

Car is going for quick sale at Ogba, Ikeja Lagos

Hurry, Call or Chat Bishop on 08086223698 or 08105574272

Babawee:
baba u fiit buy this car for 400k for market....

Give me one as clean as this for N400k and I will pay you in less than 24hrs!

I am waiting

aryzgreat:
This is a RHD converted car na. If you see 300k collect am sharperly

lol...Lai lai

Bconsortium:
300k interested buyer

It's N550,000 last sir

Babawee:
fear God u won sell this car for 700k
I fear u

Lol....Better o. Fear me o.

This is a 2001 Toyota Avensis you want to pay groundnuts for. How much does a 1999 Camry go for today?


I will soon sell it and send you money for shawarma.

More pics of this sweet Honda Pilot

Call/Chat Bishop now to make this baby yours 08086223698 OR 08105574272

Super clean, nothing to fix. Just buy and drive

Chilling AC, Super transmission and engine
.car is at Ogba Ikeja Lagos

Price is N1.2m (slightly negotiable)

Call/Chat The Bishop now on 08086223698 OR 08105574272

Babawee:
270k

I have a Keke Marwa for that price if you're interested sir

Senoiret:
Half of my workers are mid range over 48-55, and constitute the set of people who like to cheat me , I've been extremely nice to my workers in such a way you'll always love to work with me, I pay them promptly , sometimes cook for them and made sure they see enough gain when buying materials aside from their workmanship fee....

There's this carpenter that has been working for me over 2 weeks, he seemed cool at first and sweet coated whenever he dishes me daily report about his work and how well coordinated he works, I decided to give him a trial in the first place but the first work he did was so unsatisfactory he got me angry , someone over 40 years older than me, I gave him money to get nails for me which he never bought for the work , when I requested for the pack of nails he bought he gave me unreasonable excuses... And he was someone who was literally begging to get the job misbehaving to me....


as if that's not enough, I caught my bricklayer with a vehicle to the site loading over 4 bags of cement into the little van they brought, I wish I could record the shock all over his face and the way he was stammering .. And decent guy who I thought was reasonable enough to handle things for me, I sacked the motherfucker, the new one I employed is even worse, he thinks I'm a small buy kus I'm 22 and maybe he's feeling Intimidated by the portfolio of work I'm handling....

so many instances I can't even mention, after showing them love and care, allowing them to eat even when you are paying them well, they'll go at any length to rip you off...

please always open your eyes ooo, most of these worker's but not all are fond of acting crazy and take people they work for granted on site, they feel they are always smarter than. everyone else in the room and know how to cheat their way around you.... we have to do better and more as human, greed is unnecessary a d won't define breakthrough .moment for anybody...

Bros I personally feel your pain, as I have experienced this first-hand.

On the list, from personal experience, I would place Carpenters on the list of most unreliable, followed by plumbers, electricians and then bricklayers.

Suppliers work hand-in-hand with these guys to fleece inexperienced or absent property owners. Your site engineer is the ring leader. He is like a mafia boss who gets a cut on all the racketeering that takes place in your absence and some in you very presence.

They all wanna rob you! Very dad really!!!