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Exfoliating will get rid of it. Go to a beauty shop and buy exfoliating wash and use it when you cut you hair. When you exfoliate, apply any anti razor bump cream or solution and it will go. Good luck. |
ayo84:where are you based? |
emmyrexy1:I guess you a newbie. Get some proper training so you understand the basics a little. As for my advise, take it seriously. No 1 will take your blog serious, simply because of your URL. enough said. GOOD LUCK BRO |
PaulIM:Totally agree with you. NICHE selection is the most important thing. Am building a website in the health niche, but I niched down a step down. I will monetized using three methods. My own digital products, amazon affiliate and other affiliate programs. A big advise to any1 looking to start. Go for the EVERGREEN NICHES. the more competition, the more money to make. Produce better content and use more tools. Don't be afraid to spend money. Blogging is a business not a hobby. |
emmyrexy1:My brother you can't make money from a free website. Only looking at your url will keep me away. If you want to get serious as a blogger, you need to pay for a proper website and produce good content. Please not it's break not brake... |
Nigerian hosts are trying. If we don't patronize them, they will never get to that standard you expect. My website - www.bucketlistng.ng is hosted by www.whogohost.com And their services are very good. If you want to try them head to my website and click their banner |
Getting a job requires a lot and the OP has mentioned some valid points in order to secure a job. To further improve your chance, check out; http://bucketlistng.ng/2016/01/23/6-good-strategies-to-get-a-job-in-nigeria/ |
Money, we all use it every day. However, managing it is a headache all of us face. Some people are better than others when it comes to managing money. You don’t need to be an accountant to manage money better, you just need to be money smart. This list is to inform you of things you can do in order to manage your finance better and make you money smart. LEARN ABOUT MONEY Money is like every other subject. To understand it better, you need to learn as much as you can about it. I don’t mean learning the advanced stuff, just learn the easy ones like budgeting, debits and credits, interest rate, income, expenditure and you will see how much better you will manage your money. There are so many guides on the internet where you can learn about the basic money terms and what they mean. OPEN A MONEY JOURNAL A money journal is just a book where you write down all your income and expenses. You can use your smartphone but am a bit old school so , I carry a book around. How does this help? When you record all your expenses, at the end of the month, you can figure out where you are spending the most of your money. Do this for three months and you will see a trend. This will hep you identify where you need to cut back from. USE YOUR BANK CARDS This goes hand in hand with the previous point. If you use your bank card for most of your transactions, you can have an overview of all your transactions at the end of the month when your bank statement is ready. PUT YOUR SAVINGS TO WORK Ok you have been able to save some money from your income and your savings is just sitting in your bank account, it’s time to put that money to work. You can invest in shares or real estate or if you are brave enough, invest in a startup company. The point here to note is your savings need to be working for you. SET FINANCIAL GOALS Goals are important in everything we do. It is the same with your finances. You need to set financial goals. Be realistic in setting your goals. Don’t just say I want more money. Write down how you will get it. Is it a loan? Is it an increase in salary? Calculate all your income using a spreadsheet. Then estimate your necessary expenditures. This will give you a clear picture of how much you have to plan with. Having such a plan with enable you to set financial goals that you will constantly meet. CONCLUSION Keeping your finance in order is no easy task. However, following some of the points we highlighted, life will go smoother for you. But you have to always remember that financial planning takes time and you cannot get it right from the beginning. Consistency is the key http://bucketlistng.ng/2016/03/21/5-things-you-need-to-do-to-improve-your-finances/ |
AroOkigbo:Yea u right. But new perspective is always welcome abi |
This topic has been very interesting... to know more bout it , check out http://bucketlistng.ng/2016/06/17/6-things-to-know-about-the-new-forex-policy/ |
On the 15th of June 2016, the CBN announced the new policy on Forex. All the details of what was announced can be found everywhere in the News, therefore, I won’t go into details. However, what I will discuss is the impact the policy will have on different issues. FIXED VS FLOATING SYSTEM According to Investopedia, a fixed rate is a system whereby the Central Bank pegs the official exchange rate at a certain rate. To maintain the fixed rate, the central bank is usually involved in trading currency in order to maintain the pegged rate. On the other hand, floating rate is determined by the private market mainly through demand and supply. Most advanced economies use the managed floating rate method because of its long-term stability. LIQUIDITY The Fixed exchange rate which we were operating was a way of pampering the naira. It meant that the monetary authority always did everything possible to protect the naira at the fixed or pegged rate. The fixed rate totally ignored the market variables that affect currency market. On the other hand, the new policy which is called the floating exchange rate is the opposite where the market variables control the price. How does this affect liquidity? I will use an example. Nigerian in diaspora, who want to send money into Nigeria would rather try and get that money through the black market rather than the official rate because, at the official rate, 1000 dollars would give 190,000, but using the black market rate, 1000 dollars would give 350,000. In essence, most of our forex, except for proceeds from oil export, flowed mainly to the black market hence creating some sort of liquidity risk/challenge for the monetary policy. This will totally change now. Since the monetary authority has stated that forex can be traded freely in the market, most inflows will come in through the official market. As a matter of fact, the black market will be starved of liquidity as the official market will reflect the real value which, of course, will lead the liquidity in the official market as forex traders will have confidence to trade in the official market. BLACK MARKET/ PARALLEL MARKET The new policy will have a major impact on the black market. Why? The black market actually reflects the market value of the Naira because it is freely traded. However, there are a lot of speculators operating here. The new policy will operate similarly to how the black market operates because it is a free market that is determined by demand and supply. Hence, forex traders will not really need to trade in the black market because the official market will be available for them to trade. In the long run, we might see that the black market will quietly go extinct. 41 BANNED ITEMS The policy clearly states that the 41 items that were banned last year cannot be accessed through the new FX market. We should know why the monetary authorities are sticking to this. For those who don’t know, it is to encourage local manufacturing. Those who still want to import these items will be forced to access the Forex from the black market. In the long run, the expensive Forex will eventually lead to these items being not financially profitable and no one will be interested in importing it. FOREX PRIMARY DEALERS (FXPDs) The monetary authority stated that there will be 10 new FXPD that will be licensed to trade in forex for large transactions. While we don’t know what is considered a large transaction, these FXPDs will have a great impact in determining the daily rates. A requirement for them to operate is that they need to have an initial amount of about 10miilion dollars and the pedigree to operate in the forex market. These FXPDs will ensure that the market will stay liquid. CBN also stated that they intervene periodically. This means that CBN is some sort of a disguised FXPD that will pump in forex into the market when there is low liquidity. IMPACT ON SMALL BUSINESSES AND INDIVIDUALS How does this impact me and you, the ordinary people? Well in the short term, imported items will be more expensive and might lead to inflation. Consequently, we will be forced to patronize locally made goods which will be good for us in the long run. For travellers, we will be able to access our PTA and BTA at the official market. Similarly, foreign school fees will likely be paid through the official market. Equally important, forex needed for medical purposes might still be available through the official market. Given these points, this new policy seems like the right step. Theoretically, it is excellent. However, the Nigerian factors always come into play with regards our policies, as can be seen in our history. By and large, we pray that this system works and finally brings some sort of relieve to the hardship. http://bucketlistng.ng/2016/06/17/6-things-to-know-about-the-new-forex-policy/ |
Another week has come to an end. During the week, we had so many hot stories that caught the attention of so many Nigerian, be it politics, sports, entertainment or random news. Here is a list of 10 news stories that kept us clicking our social media share buttons for the week ending 20th February 2016. BUHARI'S MASS SACKING AT BUDGET OFFICE Well, we all saw this coming. If you are not aware of this story, you don't follow Nigeria politics. Simply put, the 2016 budget was sent to the national assembly and the national assembly(at least, they did their job) found out that there were so many errors(padding - that's what some are calling it). One new word we learned though was "budget mafia"- still trying to understand what it means. Well to read more about this story, click Buhari mass sacking or budget mafias. THE CONTINUOUS FALL OF THE NAIRA If you are an importer, this is truly a bad time for you. The naira has continued to fall as a result of CBN policy on forex. This news has been trending for weeks now and will keep on trending until the naira appreciates. If for some reason you did not read it anywhere, you can catch up by clicking naira's continuous fall. MADE IN NIGERIA GOODS The fall of the naira has brought to the limelight made in Nigeria goods. Everyone is now talking about made in Nigeria goods which is good for us. In the news this week was Innoson motors(their cars made it to our national assembly) and a senator bought one(hope he will use it). Read more about this story by clicking made in Nigeria and inform yourself PSQUARE DRAMA Psquare, we love them. However, this week is one they will like to forget. Well, the story is Peter wants to sack Jude but Paul doesn't agree with Peter. Confusing? not really. We don't know the full details of what started the wahala but it made the news that why it here on this list. The police are now involved and it's really getting messy. Read more about it by clicking P square wahala. BREAD SELLER TURNED MODEL Olajumoke God has buttered your bread. This story has been trending for weeks now and we are giving an update to where the story is now. Olajumoke has signed so many endorsements. I hope she has a reliable lawyer to guide her through all the fame and paperwork. The latest on her can be read by clicking God buttered my bread. TONTO DIKEH Love her or hate her, she makes the news and she did this week. Why? she gave birth and along the way was able to keep Nigerian talking and commenting. She released photos of herself when she was heavily pregnant and a picture of herself in the labour room. We have only one thing to say. Congratulations. Read more about it by clicking tonto dikeh. MIKEL SCORES A GOAL Why is this making the news? Well, Mikel hardly scores goals so when he does, it is big news. He scored an equalizer during the champions leagues game against PSG. Read about it here 6th goals in 10 seasons or it is a goal TOMPOLO TOMPOLO Government Ekpemupolo. Yes, that's his name. He has been in the news for some weeks now and continues to trend. The story here is that he is wanted by EFCC. However, he has gone into hiding and has been declared wanted. Security agencies have said, he is nowhere to be found. On the other hand, his boys say they will set Nigeria on fire if tompolo is not left alone. Read more about it Where is Tompolo or Don't burn Nigeria. LINDA IKEJI BAG The reason why this made the new is because Linda Ikeji is famous and rich. The story here is that Linda Ikeji bought a bag and some people said it was fake. Linda Ikeji took to social media to say her bag was real and the rest can be read by clicking fake bag, real bag NAKED MAN IN BANKING HALL To end our list this week is a news that is a bit hilarious as well as pitiful. The story is a man went to the bank and found out that a certain amount has been deducted from his account. He went crazy and decided to strip in the bank to get the attention of the bank management. He got the attention of bank as well as Nigerian. Read more naked man cries out. So that's it for this week. There were so many other trending stories this week but our picks are news that we found interesting. Please always remember to share using the social media buttons below. See you next week http://bucketlistng.ng/2016/02/21/top-10-news-in-nigeria-for-week-ending-20th-february-2016/
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